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Home > Compare Pricing and Services eCommerce
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eCommerce Comparison
of Pricing and Services
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Services
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Competition
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Bank Associates Merchant Services
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Merchant Account Application Fee
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$95-$250
Non-Refundable
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Free
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Gateway Setup Fee
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$299-499
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$0: For merchants already processing $10,000+/month
$199: For newly processing merchants
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Personal Account Representative
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NO
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YES
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Monthly Gateway Access Fee
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$25-$25
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$15
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Average Approval Time
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1 - 2 weeks
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Instant - 72 Hrs
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Technical Support Hours
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8am-8pm Monday-Friday
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24 hours per day
7 days per week
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Credit Restrictions
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Broad Strict Guidelines
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Fair Individual Approvals
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Retail Discount Rate (Face-to-Face Sales)
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1.95%
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1.59% CC/1.39% Debit
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Internet/Mail/Phone Order Discount Rate
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2.95%
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2.19% CC/1.99% Debit
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Transaction Fee
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$.25-$.50 cents per transaction
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$.00-$.20 cents per transaction
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Statement/Customer Service Fee
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$12-$20 per month
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$5.00 per month
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Monthly Minimum
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$25-$35
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$25
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Deposit Funding Time
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48-72 Hours
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Next Day Funding
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No Annual Fees, No ACH Fees, No Batch Fees
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