Compare Pricing and Services

 

 

 


Services

Competition

Bank Associates Merchant Services

Merchant Account Application Fee

$95-$250
Non-Refundable

Free

Gateway Setup Fee

$299-499

$0: For merchants already processing $10,000+/month

$199: For newly processing merchants

Personal Account Representative

NO

YES

Monthly Gateway Access Fee

$25-$25

$15

Average Approval Time

1 - 2 weeks

Instant - 72 Hrs

Technical Support Hours

8am-8pm Monday-Friday

24 hours per day
7 days per week

Credit Restrictions

Broad Strict Guidelines

Fair Individual Approvals

Retail Discount Rate (Face-to-Face Sales)

1.95%

1.59% CC/1.39% Debit

Internet/Mail/Phone Order Discount Rate

2.95%

2.19% CC/1.99% Debit

Transaction Fee

$.25-$.50 cents per transaction

$.00-$.20 cents per transaction

Statement/Customer Service Fee

$12-$20 per month

$5.00 per month

Monthly Minimum

$25-$35

$25

Deposit Funding Time

48-72 Hours

Next Day Funding

 

No Annual Fees, No ACH Fee, No Batch Fees

 


 

 

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