What is IRIS?

Customer Support: 866-510-2267

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American Express OnePoint

Is your business in any of the below industries…?
  • Tuition
  • Office-Based Healthcare
  • Restaurant
  • Fast Food
  • Mail Order & Internet
  • Travel
  • Lodging
  • Retail & Wholesale
  • Supermarket


Compare American Express OnePoint Pricing
Amex OnePoint Pricing
Traditional American Express
Discount Rate As low as 2.30%* As high as 3.50% per transaction
Transaction Fee As low as $0.10 per transaction As high as $0.35 per transaction
Statement Fee Waived Statement Fee As high as $7.95 month
Funding 12 Hour Funding Delay of 3 to 5 business days
Reporting Single Merchant Account Login Amex Transactions Only

What is Amex OnePoint?

American Express OnePoint enables merchants to receive their American Express transaction in as little as 12 hours. This is a unique breakthrough in the payment services industry which has only recently been made available. While the technology that makes this fast funding possible is quite complex, the American Express OnePoint Program is very easy for merchants to utilize through BAMS.

As long as a qualifying merchant batches out by 7:00pm (EST) all off that day's credit card funds are processed and made available to their bank account the next morning by 7am (EST). This is known as 12-hour funding.

This applies to all credit cards: American Express, Discover, Visa and MasterCard.


Have more questions? Call our sales team at 866-510-2267