Lower Your Processing Costs And Increase Your Margins With BAMS Payment Processing

Save Money with Competitive Merchant Services Fees And Get:
  • Dedicated Support
  • True Next-Day Funding
  • Free Set-Up, Apply Instantly
  • Chargeback Defense
  • Lowest Fees, Guaranteed

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    BAMS Is Trusted By 1000s Of Merchants

    Low Price Guarantee

    Save Money with Competitive Merchant Services Fees

    Low Price Guarantee

    Transaction fees can add up quickly and eat away at profits, which is why BAMS offers our merchants the lowest prices in the industry. As a BAMS merchant, you’ll save money on each and every transaction you process, thanks to our interchange-plus pricing model.

    The interchange-plus model dynamically adjusts your pricing every time a card is processed to ensure that the fee you pay is as low as possible based on the actual base rates charged by the major card companies. Rather than paying a flat fee that overcharges you on certain cards and transactions, you’ll get the best rate possible each and every time.

    Over the course of a year, the savings on those fees can add up to thousands of dollars, and over the lifespan of your business, it adds up to a lot more!

    Get More from Your Merchant Services

    Next-Day Funding

    Next-Day Funding

    Qualifying merchants gain access to funds as little as ten hours after transactions are batched, at no extra cost. This means you’ll always have the cash on hand to meet short-term expenses and face emergencies head-on.

    Advanced Reporting

    Advanced Reporting

    BAMS merchants get free access to an advanced reporting dashboard that provides in-depth, easy-to-use analytics on all of your key performance indicators, allowing you to better plan to meet your short and long-term goals.

    Chargeback Defense

    Chargeback Defense

    Chargebacks are costly and can damage your relationship with the card companies. BAMS Dispute Responder makes fighting chargebacks faster and easier than ever through immediate notification, a clear action plan, and easy online management.

    Let Your Customers Pay How and Where They Want

    eCommerce

    eCommerce

    BAMS merchant accounts integrate seamlessly with all the top payment gateways and ecommerce systems. When you switch to BAMS, you can keep using your existing systems with zero interruption. And for new merchants just getting started, you’ll be able to access the systems you need without having to compromise.

    In-Store

    In-Store

    As a BAMS merchant, you’ll have access to all the modern EMV payment hardware you need to accept in-store card payments, including the all-important tap payments that now dominate in a post-pandemic world.

    Mobile Payments

    Mobile Payments

    With BAMS, you can accept mobile payments from anywhere using portable payment terminals and smartphone-based card readers. You can also give your customers the convenience of paying with their phones using top digital wallets like Apple Pay.

    Get Started with Your 5-Point Price Comparison

    Get Started with Your 5-Point Price Comparison

    See for yourself how much you can save with our industry-best pricing. Ask for a free, Five-Point Price Comparison, and we will go through your existing merchant statements, line-by-line, to identify everywhere we can save you money while delivering the payment processing services you need. Merchant statements are complex and often confusing documents, but with our Five-Point Price Comparison, we remove the complexity and make it easy to understand how much you’re currently paying, where the money is going, and how we can eliminate overcharges and waste.

    Switch to BAMS with No Interruptions and No Headaches!

    Switching to BAMS is an easy, frictionless experience that will ensure you get set up with the payment services you need, with the best possible rates, with no interruptions to your business. When you switch to BAMS, you’ll be assigned a dedicated account manager who will work with you to understand your existing systems and anything you’re looking to change. They’ll create an onboarding plan designed specifically to make every part of your transition to BAMS as smooth and easy as possible for you and your business. Your dedicated account manager also gives you a familiar point of contact each time you reach out to BAMS with questions or support requests.

    With BAMS, you’ll always deal with someone who knows your business inside and out. Our commitment to acting as a true partner and building a strong, one-on-one relationship with you is a big part of what sets BAMS apart from other payment processors, and we’re confident you’ll experience the difference from your very first contact with us.

    Hear from our customers