Restaurant Payment Processing Merchant Solutions
Specialized industry expertise for finding the best payment processing methods for your restaurant.
Industry Trusted, Merchant Tested.
What’s stopping you from optimizing your restaurant payment processing methods?
- Seamless Integrations
- EMV POS
- Proprietary Reporting and Analytics Portal
- Costly Updates
- Need for Additional Processing Protections
- Complicated, Third-Party Reporting
Why Restaurants Choose BAMS
Seamless Restaurant Integrations
Our POS integrations allow restaurant clients to use their existing POS System with a BAMS merchant account so you can get the proper solution at an affordable cost.
EMV POS
If your POS isn’t ready to take EMV chip transactions, you’re left liable for any potential fraud which may occur. Talk to one of our specialists to see if our EMV POS solution is right for you.
- Get access to EMV POS systems, EMV credit card terminals, and mobile payment terminals for secure, flexible transactions.
- Accept chip cards, contactless payments, and mobile wallets like Apple Pay.
- Create a smooth, modern checkout experience that’s ready for future payment trends.
Restaurant Reporting and Analytics
BAMS eCommerce merchant accounts get access to IRIS CRM, our proprietary portal that gives you an all-in-one software solution for maximizing profits and streamlining your operations. It lets you see everything in one place, including:
- Daily deposits and a searchable transaction history
- Daily transactions broken down by card type
- Multi-account access to track unlimited businesses or locations in one spot
- Statements for simplified accounting
Additional BAMS Solutions for Restaurants
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AMERICAN EXPRESS OPTBLUE
Keep your costs as low as possible with American Express OptBlue, designed to reduce your American Express merchant processing fees and improve your business’s cash flow.
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NEXT DAY FUNDING
Gain access to your money in as little as ten hours, protecting your cash and promoting your short and long-term business success.
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EMV PAYMENT TERMINALS
Minimize liability and maximize your customers’ ways to pay with new EMV-ready payment hardware, including EMV credit card processors and POS systems for your business.
How BAMS Helps Restaurant Clients
Trusted Leader in Payment Solutions
We switched to BAMS from our old merchant services provider a few months ago and are happy that we did. The service and technology that they provide us are great, and they have been able to save us more on our discount fees than they even estimated that we’d save. Our rep, Troy, was very helpful in making the transition easy and pain-free.
Great experience working with Olga to get us switched over to BAMS. Love the use of their portal, and the savings they found for our business of course!
They are very hands on making sure you have the right equipment you need for all aspects of your business. Highly recommend them.
Great company to work with. Lori Katz is amazing, professional, knowledgeable and promptly answered all my questions and concerns. She cares for the customers and helps in any possible way. Pleasure to work with, highly recommend
Frequently Asked Questions
BAMS provides EMV terminals, restaurant POS systems, pay-at-the-table devices, and mobile readers. These solutions help restaurants process payments quickly, reduce wait times, and improve the customer experience.
Yes. BAMS is compatible with many popular restaurant POS platforms, including table-service, quick-service, and delivery-focused systems. We can also help transition you to a new POS if you’re looking to upgrade.
Our restaurant-friendly POS and terminal options allow staff to adjust tips, split bills, move tables, and customize tickets easily. These features streamline service and reduce errors during checkout.
Yes. Many restaurants qualify for next-day funding, and some may be eligible for same-day deposits depending on processing volume. Fast access to funds helps cover payroll, food costs, and daily operations.
Our transparent interchange-plus pricing and dual pricing / cash-discount options help restaurants control costs. We also ensure proper EMV and contactless setup to help avoid rate downgrades.
Yes. Restaurants can integrate BAMS with many online ordering platforms, delivery systems, and mobile payment apps. Whether orders come from dine-in, takeout, or third-party apps, all payments can be unified under one merchant account.
EMV chip technology, server-level controls, and verification tools help reduce fraudulent activity. For delivery or phone orders, BAMS supports AVS/CVV checks and fraud-filtering tools to help protect against disputes. Our in office chargeback team will also help you best respond to any which may arise.
Yes. Restaurants with multiple locations can centralize reporting, funding, and account management through IRIS CRM. Franchise groups can track sales and deposits by location or as a consolidated view.
BAMS provides reliable support and fast troubleshooting. We also offer backup terminal options and offline processing features that allow restaurants to continue accepting payments if the internet goes down.
Most restaurants receive approval within 24–48 hours. If hardware is needed, devices are shipped pre-configured so your staff can begin accepting payments immediately.
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