B2B Merchant Account Service

BAMS offers tailored B2B merchant services and B2B merchant processing solutions with experts who specialize in the specific needs of the business-to-business industry. Let us show you how our proprietary payment software helps you save on corporate cards with interchange optimization. 

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How Does BAMS Help Businesses That Accept Corporate Cards?

Credit card transactions include interchange fees, which are the largest part of processing costs and often make up 80 to 90 percent of your statement. BAMS helps reduce these costs through a properly configured Level 2 and level 3 merchant processing account for corporate, business, and government cards

Level 2 & Level 3 Processing

Unlock Lower Rates on Corporate Cards
BAMS ensures your system is configured correctly to meet the data requirements for Level 2 and Level 3 transactions, qualifying you for lower interchange rates.

Interchange Cost Reduction

Maximize Every Transaction
You can reduce acceptance costs and increase your margins by submitting enhanced data with corporate card payments.

Automatic Compliance Setup

Streamline Savings
Our platform automatically captures the required data, keeping you compliant with card network standards needed for seamless B2B credit card acceptance, while securing the lowest available rates.

How Much Can Level 2 and Level 3 Software Save For B2B Payment Solutions?

By processing through BAMS’ Level 3 enabled proprietary software, your business can be configured to deliver savings of up to 50% on interchange fees compared to standard retail, keyed-in, and e-commerce transactions.
1

With Level 3 Processing

$5,000 processed = $95 in fees
$10,000 processed = $190 in fees
$20,000 processed = $380 in fees
$50,000 processed = $950 in fees
$100,000 processed = $1,900 in fees
2

Standard Interchange Fees

$5,000 processed = $147 in fees
$10,000 processed = $295 in fees
$20,000 processed = $590 in fees
$50,000 processed = $1,475 in fees
$100,000 processed = $2,950 in fees
3

$5,000 processed = $52
$10,000 processed = $105
$20,000 processed = $210
$50,000 processed = $525
$100,000 processed = $1,050
*These savings are estimates only. Actual savings will be determined after a processing statement review.

How Do You Accept Level 2 and Level 3 Transactions?

Accepting corporate, business, and government cards at the lowest rates requires detailed transaction data, but that doesn't mean you have to do the work yourself. BAMS simplifies the process through automation.

What BAMS Provides

  • Automatically fills in Level 2 and Level 3 data to secure lower interchange fees
  • Includes eligibility checks as part of our 5-Step Price Comparison
  • Eliminates manual entry so you can save time while lowering costs

See Why Thousands of Businesses Trust BAMS

From wholesale merchant processing to advanced Level 3 automation, we help companies save more.