5-Step Merchant Account Price Comparison

Our five-step process starts with you submitting your current merchant statement so that we can do an in-depth analysis of all the rates and fees you’re currently paying.

BAMS goes line by line to determine which items we can reduce or eliminate to save you as much money as possible without sacrificing the service you need.
Step 1

Classification Review

Before doing anything else, we ensure your account is set up correctly under the right industry type. This might sound trivial, but it is an effective way to safeguard your account and maximize your savings. Confirming an accurate setup minimizes the financial risk you would otherwise be exposed to if your account was set up with an industry misclassification. *Misclassification can happen with processors who do not understand your business. So, beware of companies with rock-bottom prices that do not review your account, as it may cost you more later.

Step 2

Side-By-Side Comparison

There are not many payment processing companies that will take the time to review your bills to uncover hidden fees and price increases that hike up your expenses unnecessarily — but that is what we do. We commit to a thorough review of your monthly bills to pinpoint fees you can either lower or eliminate by switching to BAMS. Our side-by-side comparison is a can-not-lose solution. Either we save you money, or you stick with what you already have. (Spoiler alert: We will save you money!)

Step 3

Check For Updated Regulations

Like every other part of business, the regulatory environment governing payments and payment processing changes from time to time. When that happens, many other payment processors fail to adjust your account to keep up with the benefits new regulations offer. Our price comparison process ensures that you are getting the full advantage of the latest pricing regulations available to maximize your savings.

Step 4

Review Your Payment Acceptance Setup

It is easy to focus on the types of cards you accept and overlook the importance of your point of sale terminal or payment gateway. But the truth is, how you accept payments is often just as important to your bottom line. That is why our analysts review your current method before making recommendations to help lower your expenses. We are committed to saving you as much as possible in all aspects of the process.

Step 5

You Request A Quote

BAMS will assign an account manager who will reach out to you in 1-2 business days to review your merchant statement.  BAMS will perform a full review of your fees and deliver a pricing analysis along with recommendations to improve your bottom line by working with us.  A new merchant account could be approved on the same business day on which we receive your complete merchant application.

What BAMS Delivers When We Compare Merchant Accounts

Our top priority is to provide you with the best products, services, and prices so that you get the best value for your money. To ensure this, we offer a Low Price Guarantee along with our five-step price comparison. This means that if, while we are working together, you receive a qualified offer for a less expensive merchant account with a registered financial service provider, we will match or beat that offer.

What Do You Have To Lose?

Request a quote today to discover the difference a BAMS eCommerce merchant account can make for your business.

Apply Now Request Quote

1Merchant statements provide a breakdown of customer transactions and associated fees, including details on fees paid to MasterCard, Visa, and other networks, as well as deposit summaries and transaction counts for payment processing insights.