Fast-Track Your Payment Acceptance

Wherever you are, and however you do business, we have got you covered. In-person, online, or any other way that suits your unique needs, BAMS is your all-in-one solution to keep your payments flowing smoothly. Welcome to the future of transactions, welcome to BAMS!

In Person
1.65% + 20¢*
For Standard Credit Cards
*Lower pricing may apply based on volume!
Visa, Mastered, Discover, and American Express cost the same.
Online / Manually Entered
2.20% + 20¢*
For Standard Credit Cards
*Lower pricing may apply based on volume!
When a customer buys from your online store.
Custom
Interchange Plus Pricing
Volume Discounts
Omni-Channel
Multi-Location
For large payment volumes or unique business models.

Custom-Fit Payment Solutions Designed For Your Business

Fast, Predictable Payments

  • Next-day funding

  • Optional billing frequencies

  • Combined batches

Chargeback Management

  • Dispute-specific action checklists

  • Online dispute management

  • Automatic notifications and reminders

Invoicing

  • Online invoices that get paid fast

  • Easy to get started with no code

  • Collect and monitor unpaid invoices

Customized POS

  • Select features to fit your business

  • Hand-pick the best hardware

  • Tap, dip, swipe, all in one place

Phone, Chat, and Email Support

  • In-house support and technicians

  • Dedicated account representatives

  • Online ticketing helpdesk

Virtual Terminal

  • Sell products, services, or collect a donation

  • Stored customer profiles

  • Recurring payments

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Are You Looking To Compare Payment Processing Companies?

There are many reasons BAMS is the industry leader in payment processing, not the least of which is our innovative pricing model. As our happy clients can attest, we can save your business money without sacrificing the tools and features you want and need.

Account Classification

Side-By-Side Comparison

Check Regulations

Review Payment Acceptance Setup

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See Our 5-Step Comparison Process Designed To Maximize Your Savings While Giving You The One-On-One Attention You Deserve.
View Our Comparison Process

Other Valuable Solutions We Provide

Ask any BAMS clients about our operation, and you are likely to hear resoundingly positive feedback about our personalized service. It starts with our price comparison and continues throughout our partnerships with all our clients. But that is not all we have to offer.

Chargebacks can be a huge problem. But with chargeback defense, you will get instant alerts when disputes come in, e-commerce fraud protection and online dispute management. We believe that when you know and respond, you have a better chance of winning. And we want to help you win.

Our clients get exclusive access to our proprietary tool, IRIS CRM. This powerful feature lets you see everything in one place, including daily deposits and daily transactions broken down by card type. You also get multi-account access to track unlimited businesses or locations in one spot.

You do not have to change your checkout process. Our expert specialists are experienced in working with many popular vendors for a variety of industries ranging from e-commerce to restaurants to retail.

Compliance is not the most fun topic, but it is critical in this business arena. Our experts help your business get certified as PCI compliant by walking your through the process.

You do not have to change your checkout process. Our expert specialists are experienced in working with many popular vendors for a variety of industries ranging from e-commerce to restaurants to retail.

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Frequently Asked Questions

Choosing a payment processing company is not always easy. BAMS is here to make it go smoothly, see commonly asked questions, or contact us to have your questions answered directly.
Is there any expected downtime when using BAMS?
Rest assured that with BAMS you will experience zero downtime and that we have thousands of businesses that have been successfully using our services since 2006. Our professional account managers and technical support staff work tirelessly to ensure a seamless transition so that your business is able to accept payments without skipping a beat.
Which software and hardware does BAMS support?
BAMS has integrations with 90%+ of the existing software and hardware available on the market.  We would be delighted to confirm compatibility with your specific software or hardware during the process of requesting a quote.
How long does it take to switch to BAMS?
BAMS uses an automated underwriting system which automatically approves approximately 70% of businesses on the same business day that we receive your completed application.  The remaining 30% of businesses go through a manual review which takes an average of 2-3 business days.  Clients are often able to begin using their new BAMS merchant account on the same day that the merchant account number is generated.
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