Merchant Account Services for Hotels and Hospitality Businesses

With BAMS, you get smooth payment processing services designed to keep your costs as low as possible, which include POS integrations, EMV protections and more. Let us help you process your payments for your hospitality merchant services today.

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Trusted for Hospitality Merchants by Merchants

Everything you need to streamline your hospitality business with BAMS eCommerce Merchant Account solutions.

With BAMS
  • Seamless Integrations
  • EMV Optimization
  • Proprietary Reporting and Analytics Portal
  • Guaranteed Next-Day Funding
  • Same-Day Funding Available
Without BAMS
  • Costly Updates
  • Assume Risk on Fraudulent Transactions
  • Complicated, Third-Party Reporting
  • Two to Three Days Deposits
  • Same-Day Funding Not Available

Why Hospitality Businesses Choose BAMS

Seamless eCommerce Integrations

Our POS integrations allow hospitality and lodging clients to use their existing POS System with a BAMS merchant account, so you can get the proper solution at an affordable cost. Integrations include:

EMV Optimization

BAMS provides hospitality merchants a complete EMV payment gateway solution that securely connects your EMV terminals, contactless payment readers, and POS systems to fast, reliable payment processing networks — ensuring encrypted, compliant transactions at every point of sale.

  • Enhanced Payment Security
    Protect your business and customers with peace of mind at the point of sale.
  • Modern Hardware & Support
    Cutting-edge hardware meets expert service to deliver a seamless shopping experience.
  • Boosted Financial Protection
    Stay ahead of industry regulations while safeguarding your company’s financial health.

eCommerce Reporting and Analytics

BAMS eCommerce merchant accounts get access to IRIS CRM, our proprietary portal that gives you an all-in-one software solution for maximizing profits and streamlining your operations. It lets you see everything in one place, including:

  • Daily deposits and a searchable transaction history
  • Daily transactions broken down by card type
  • Multi-account access to track unlimited businesses or locations in one spot
  • Statements for simplified accounting
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Additional BAMS Solutions

  • PAYMENT GATEWAYS
    BAMS offers low-cost gateway credit card processing, top-notch security, and seamless integration with all major processors.
  • INTEGRATIONS
    BAMS integrations simplify workflows, enhance payment processing, and connect with your tools to ensure efficient and cost-effective business operations.
  • CHARGEBACK DEFENSE
    BAMS Chargeback Defense program revolutionizes the dispute response process with the ultimate chargeback defense, management, and retrieval support tool.

How BAMS Helps Hospitality Clients

Trusted Leader in Payment Solutions

Don’t take our word for it when it comes to streamlining payment processing. Our customers say it best.

Frequently Asked Questions

BAMS helps businesses stay PCI compliant by providing guidance, tools, and secure payment solutions designed to protect cardholder data. This includes support with PCI questionnaires, secure payment gateways, EMV transactions, and best practices for handling credit card information. Every step along the way we will help you reduce risk while meeting ongoing compliance requirements.

Eligibility for BAMS funding options depends on factors such as your business type, processing history, transaction volume, and how payments are accepted. Funding availability can also vary based on business operational hours, which an account representative can help explain based on your specific setup.

BAMS pricing is structured based on how your business processes payments, including transaction type, volume, and risk profile. Pricing for credit card processing may vary depending on whether you accept payments in person, online, or through B2B payment solutions. BAMS prides itself on setting up merchants on transparent pricing models designed to clearly show processing costs, with your dedicated account representative able to answer any questions you may have.

IRIS CRM is a reporting and customer resource management platform that helps you track transactions, manage accounts, and review your statements all in one place. BAMS merchants receive free access to IRIS CRM, which supports advanced reporting, statement review, and account management across multiple payment solutions.

If you have a question about your statement or a specific transaction, BAMS support is here to help. If something is unclear, you dedicated account representative or the BAMS support team can help explain charges, funding timelines, or individual transactions.

BAMS provides multi-layer support to ensure there is always someone to help. You can contact BAMS support by phone or email for help with merchant services, payment processing questions, or account-related needs. Support is available to assist with things like reporting, funding questions, PCI compliance, and technical issues. You will have access to a dedicated account representative, in office local support and 24/7 technical support and an online helpdesk for ticketing.

BAMS helps businesses stay PCI compliant by providing guidance, tools, and secure payment solutions designed to protect cardholder data. This includes support with PCI questionnaires, secure payment gateways, EMV transactions, and best practices for handling credit card information. Every step along the way we will help you reduce risk while meeting ongoing compliance requirements.

Using BAMS for credit card processing gives you access to a service-focused merchant services provider known for hands-on support and transparency. Benefits may include a competitive rate guarantee program, next-day merchant funding options, and award-winning reporting tools that make it easier to understand your payment activity. Solutions are tailored to how you accept payments, with guidance designed to support long-term business needs.

Next-day merchant funding means your approved card transactions may be deposited into your bank account as soon as the next business day. With BAMS payment processing, transactions are authorized and settled through the card networks, then funds are scheduled for deposit based on your setup. Funding timeframes can vary depending on your bank, transaction type, and processing profile but we will work with you to ensure the fastest possible funding window.

Yes, BAMS is a legitimate payment processor that has been in business since 2006, supporting businesses with credit card processing and merchant services. BAMS provides payment processing, payment gateways, PCI compliance support, and other payment solutions for in-person, online, and B2B transactions. Over this time, BAMS has built a strong, positive reputation focusing on transparency, service, and merchant-specific payment needs.

BAMS merchant services are used by small to mid-sized businesses that accept credit cards or digital payments. This includes retail stores, professional service providers, eCommerce merchants, and B2B companies with more complex payment needs. Businesses that process in person, online, or through mobile payment solutions may use these merchant services, with setups designed to fit their industry, transaction volume, and how they receive payments.

BAMS payment processing works by securely moving a customer’s card or digital payment from their bank to your business’s bank. When a payment is made, the transaction is authorized, encrypted, and sent through the appropriate payment networks, then settled and funded to your account. The exact process can vary based on how you accept payments, such as in person, online, or through mobile payment solutions.

BAMS merchant services are the payment processing and merchant services that help your business accept credit cards and other electronic payments. These services can include credit card processing, payment gateways, eCommerce and mobile payment solutions, PCI compliance support, and B2B payment options. The specific setup is tailored to how you do business, the types of payments you accept, and your operational needs.