Payment solutions built to support your business at every stage.
Explore BAMS BAMS provides secure, scalable mobile payment services designed for businesses that need to accept payments anywhere.
Our mobile merchant services allow businesses to accept payments anytime, anywhere using flexible mobile payment processing solutions.
BAMS has experts who specialize in the specific needs of mobile businesses needing to accept smartphone payment processing services. Whether you're looking for mobile payment options for small business, portable merchant services, or a fully integrated mobile payment gateway, our solutions turn any device into a powerful payment tool.
Continue accepting transactions even if you go offline
Reduce check-out times by completing purchases anywhere in the store
Provide secure payment acceptance outside of the store for field sales, food trucks, farmers markets and other service trades
Manage your sales data, send e-receipts and set up your entire sales team to start taking payments easily
Offer your customers the ability to make in-store and in-person payments when and where they want.
Reduce your monthly transaction fees by accessing the guaranteed lowest prices in the industry.
Turn any smartphone into a payment terminal, eliminating the need for large, clunky, expensive payment hardware.
Reduce in-store lineups by enabling employees to take payments away from the primary checkout area.
Continue taking payments without interruption, even if the internet drops and your system goes offline.
Access seamlessly integrated mobile payment reporting.
Tap into the top mobile payments experts in the industry and BAMS's unmatched service and support.
Break free from the traditional checkout counter. Whether you're completing sales on a busy retail floor, accepting payments at a food truck or farmers market, closing deals in the field, or offering curbside service—turn any interaction into a seamless transaction. Equip your mobile teams with the tools they need to take payments exactly where your customers are.
Take payments right where your customers are — no counter required.
BAMS is the ideal choice for all merchants looking to accept mobile phone payments because we offer the ultimate trifecta of advantages: the best service, the best equipment, and, arguably most important, the guaranteed best prices.
At BAMS, we understand that the best service starts with the best people and we've built an unmatched team of experts ready to help you with everything from initial questions on mobile credit card processing options, to initial setup, to ongoing maintenance, and everything in between.
We know that our success is based entirely on your success, and we pride ourselves on offering the highest quality, most personalized service in the industry.
BAMS mobile merchant accounts offer unparalleled hardware and software integrations, ensuring your business will always have access to the ideal equipment for your specific needs. Whether it's a tablet-based mobile POS, a simple smartphone-based card reader, or anything else, working with BAMS ensures you'll be able to get the equipment you need, rather than just settling for the hardware that's available.
On the go Free your staff from the register. Employees can ring up customers anywhere on the floor, cutting lines and speeding up every checkout.
EMV SolutionsTake tap-to-pay and swiped cards from a phone or compact reader — no bulky hardware, no fixed counter required.
Apple PayKeep selling even when connectivity is spotty. Offline processing captures transactions and completes them once you're back online.
Mobile Payment Security GuideCollect payment the moment a job is done — on-site, from any device — instead of chasing invoices after the fact.
Payment GatewaysSpin up as many mobile checkout points as the crowd demands, and watch sales roll in live from every station.
Reporting & AnalyticsBring the terminal to the customer's car window. Orders are paid and closed out without anyone stepping inside.
IntegrationsAccept cards at the client's location with secure, dispute-ready processing that protects your revenue.
Chargeback DefenseEquip every rep to close and collect in one visit, with each transaction flowing straight into your central gateway.
BAMS Payment GatewayBAMS mobile payment services are designed for frictionless adoption and easy use, ensuring you'll be able to get your system up and running quickly and your employees will be able to start handling mobile payments with little to no learning curve.
Plug a reader into your phone or tablet.
Swipe, dip, or tap — right where the customer is.
The transaction clears securely in seconds.
Receipts go out, and every sale lands in reporting.
BAMS mobile device payment systems plug directly into any standard smartphone using either the 3.5mm headphone jack, the micro USB port, or, in the case of Apple devices, the Lightning port.
With the hardware plugged in, accepting payment is as simple as opening up your payment app of choice and swiping or tapping the customer's payment card. The transaction will be processed over the web right through the smartphone, a receipt will be emailed to the customer, and the transaction data and inventory updates will be logged in your systems, all within seconds.
The ability to perform the entire transaction process, from start to finish, from any smartphone represents a new frontier in low-cost, low-friction payment technology, especially for small and hobby businesses without the need for larger payment systems or even a storefront.
Swipe readers are the simplest and most common form of mobile payment hardware in use today, but they aren't the safest or the most convenient.
EMV-compliant readers allow customers to insert their chip cards, and in many cases, to tap them using nearfield communication (NFC) contactless technology. Utilizing EMV-compliant mobile payment systems not only ensures your customers' data is safer, it also helps you unlock lower rates thanks to the reduced risk EMV payments represent. On the customer end, it makes the payment process more contactless — a big factor in a post-COVID world.
BAMS offers a full line of EMV-compliant mobile payment hardware, ensuring both your business and your customers will always benefit from the safest, most convenient mobile payments possible.
* Available hardware depends on your business setup and processing requirements.
Upgrade your mobile payment readers to support secure EMV chip acceptance and fast NFC/contactless transactions. Whether you use a smartphone or tablet workflow, offering modern payment methods improves security and convenience.
You can't manage what you can't measure, and it's important that your mobile sales are just as easy to track as sales at the counter or on your website. BAMS mobile credit card payment options all offer seamlessly integrated real-time reporting to ensure you'll always have fast, easy access to the data you need, when and where you need it.
Mobile payment reporting can be accessed separately or aggregated alongside your overall sales data, providing as wide or as narrow a view of your mobile sales operations as needed. BAMS mobile payment systems also offer the ability to send electronic receipts to customers, set up and manage which employees can operate mobile payment hardware, and much more.
Mobile merchant services allow businesses to accept payments using smartphones, tablets, or wireless devices. These solutions include mobile card readers, apps, and secure mobile payment processing solutions that enable payments anywhere. Read more about Three Different Types of Mobile Payments Explained.
The best mobile payment options for small businesses include smartphone card readers, contactless payment apps, and portable POS systems that support EMV and NFC payments. Explore our Payment Gateways.
A wireless merchant account allows businesses to process payments using mobile or wireless devices instead of traditional terminals, making it ideal for field services, events, and on-the-go sales. Learn more on our blog.
Yes, EMV mobile payments use chip technology and encryption to reduce fraud and protect customer data, making them more secure than traditional magnetic stripe transactions. Discover our EMV Solutions.
Many providers, including BAMS, offer chargeback protection for merchants, helping businesses reduce disputes and recover lost revenue. Read our guide on Chargeback Defense: Protect eCommerce Revenue From Disputes.
BAMS mobile payment systems offer complete offline functionality, ensuring that even when the system is offline, payments can still be made and business can continue as usual. Learn more in our Mobile Payment Security: A Chargeback Defense Guide.
Yes, our EMV-compliant readers allow customers to insert their chip cards, and in many cases, to tap them using nearfield communication (NFC) contactless technology. See our Apple Pay solutions.
Businesses across various industries benefit from mobile payments, particularly those in field sales, food trucks, farmers markets, service trades, retail, and B2B environments. Read our comparison of EMV vs Magnetic Stripe Systems.
BAMS mobile merchant accounts offer unparalleled hardware and software integrations. You can switch to BAMS while keeping your existing system and ensuring your business always has access to the ideal equipment. View our Integrations.
BAMS mobile credit card payment options all offer seamlessly integrated real-time reporting to ensure you'll always have fast, easy access to your data, whether accessed separately or aggregated alongside your overall sales. Explore our Reporting & Analytics.
From the BAMS Blog
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Read articleSpeak with one of our agents today about how easy it is to switch to BAMS while keeping your existing system!
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