Why Physical Loyalty Cards Still Have a Place Loyalty card benefits are not limited to the reward printed on the card. A physical card can also put the business in front of a customer again after the transaction ends. It sits in a wallet, hangs from a keychain or appears the next time the customer […]
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Tangible Benefits of Adding a Loyalty Card to Your Loyalty Program
NYC Merchant Services Without the Payment Processing Headache NYC merchant services should make accepting payments easier, not give a business owner another system to decipher. Rates matter, but so do the less obvious parts of the relationship: the technology, security requirements, reporting and the person you call when something does not look right. For a […]
Why Chargebacks Can Become More Than a Refund Chargebacks for business owners can create problems well beyond losing one sale. A dispute can affect revenue immediately, interrupt expected cash flow and create extra work for the team responsible for gathering records and responding to the claim. One chargeback may be manageable. A pattern of them […]
Why EMV and Magnetic Stripe Cards Handle Security Differently EMV vs magnetic stripe is really a comparison between two very different ways of handling card-present payment data. Magnetic stripes rely on static card data. EMV chips add dynamic transaction security that makes copied payment data far less useful for creating counterfeit cards. That difference matters […]
A pre-season diagnostic for the back-end issues that lock up revenue during peak volume Learn seven diagnostic signals hiding in your payment configuration — from deposit timing to reserve triggers — that predict whether your setup will support or suffocate cash flow during the holiday rush. Built for eCommerce managers who already have a processor […]
Build Repeat Business With a Loyalty Program Customers Want to Use A customer loyalty program gives people a practical reason to come back. The strongest programs are usually easy to understand, easy to use and valuable enough that the reward actually matters to the customer. They do not need to be complicated. A simple punch […]
What Your Payment Pricing Model Really Changes The pricing model behind a merchant account determines more than the rate shown on a proposal. It affects how easily you can see processing costs, how processor markup appears on your statement and how much information you have when comparing one provider with another. Partnering with the right […]
How interchange qualification, fraud costs, and pricing models change what each payment method really costs you Learn how credit card processing fees actually compare across Apple Pay, Google Pay, PayPal, and manual card entry. This breakdown covers interchange qualification, fraud exposure, and true cost-per-transaction to help you decide which methods to promote. TL;DR Apple Pay […]
Low Price Matters, but Look at the Whole Merchant Account Low-cost merchant services can make a real difference to a business that processes hundreds or thousands of payments every month. But the cheapest advertised rate is not always the cheapest account once every fee, contract term and service requirement enters the picture. The better question […]
Why Work With a Local Merchant Service Provider? A local merchant service provider can give businesses a closer point of contact for payment support, security and technology. The right provider can also help a business choose payment tools that fit how its customers prefer to pay. There hasn’t been a more successful change in technology […]
Diagnose the hidden funding gaps draining your margins before they become credit decisions Learn to spot seven warning signs that your deposit schedule is quietly pushing you into short-term borrowing. Discover how rolling reserves, funding gaps, and processing delays compound into real costs—and how a cash flow calendar can eliminate them. TL;DR Deposit delays force […]
How the BAMS Low Price Guarantee Works The BAMS Low Price Guarantee gives business owners a structured way to compare payment processing costs before making a change. The five-step review looks beyond a single advertised rate and considers how a business actually accepts payments. In the day-to-day grind as a business owner, you’re in a […]
Connect Authorize.Net to Your BigCommerce Store An Authorize.Net BigCommerce setup connects your online store to a payment gateway so customers can submit card payments at checkout. Visa provides a helpful overview of how payment processing works across merchants, acquirers and issuers. BigCommerce is one of the top eCommerce platforms currently available and is the #1 […]
How to evaluate merchant service providers based on what happens when checkout breaks, not just what they charge Learn how to assess payment processor changes through the lens of operational resilience. This guide gives you a framework for evaluating support responsiveness, crisis accountability, and the real cost of staying with a provider who disappears during […]
The deposit timing and funding schedule diagnostics eCommerce managers miss before signing with a processor Learn to evaluate Apple Pay integrations through cash flow timing, interchange qualification, and chargeback economics. This diagnostic framework surfaces the deposit and funding signals that actually move your P&L. TL;DR Deposit timing varies by payment method – Some processors delay […]
How the Pandemic Changed Online Shopping Behavior COVID-19 online shopping trends created a rapid shift in how consumers bought everyday products and how businesses reached their customers. While this article reflects the conditions of 2020, many of the eCommerce lessons around checkout, fulfillment, customer communication and payment costs remain useful for merchants today. Editor’s note: […]
What Magento 1 End of Life Means for eCommerce Merchants Editor’s note: Magento 1 reached end of life on June 30, 2020. This article was originally written before that deadline. Any merchant still operating a Magento 1 store should treat migration and payment security as immediate priorities. On June 30th, 2020, Magento 1, one of […]
How delayed payment settlements drain margins through missed discounts, emergency reorders, and unnecessary credit draws Learn to spot the hidden operational costs of unpredictable deposit timing. This diagnostic checklist covers seven concrete signals—from missed supplier discounts to short-term credit draws—that reveal when your settlement cycle is quietly eroding margins. TL;DR Deposit timing is a cost […]
A post-signing accountability framework for eCommerce operators tired of chasing lower rates Learn how to evaluate merchant service providers based on responsiveness, error ownership, and operational transparency — not rate sheets. This guide gives eCommerce operators a structured framework for choosing payment partners who show up when funding stalls. TL;DR Rates aren’t the real problem […]
