Transparent Merchant Services Pricing
Competitive pricing built around your processing environment, with clear options for eligible merchants. Competitive Price Guarantee
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Payment Processing Solutions For Your Business
Explore BAMS payment processing solutions for accepting payments, accessing funds, protecting transactions and connecting the tools behind your business.
One connected payment environment
20+
Years in business
10K+
Statements analyzed
$10B+
Dollars deposited
100M+
Transactions processed
Why Merchants Choose BAMS Payment Processing
Payment Processing Solutions With Clarity and Control.
BAMS helps businesses choose payment processing solutions with transparent pricing, fast payment funding, payment protection and practical support. See the important parts of your merchant services environment clearly, from processing and deposits to security and disputes.
Fast Payment Funding Options
Same Day Funding and Next Day Funding options help eligible merchants access processed funds sooner.
Payment Security & Chargeback Protection
PCI Compliance and Chargeback Defense support help protect transactions and reduce payment-related risk.
BAMS solutions
Find the right tools
for your business.
Explore BAMS merchant payment solutions for accepting payments, accessing funds and managing the payment environment behind your business.
Accept Payments
Payment gateways and merchant services built around how your business accepts payments.
BAMS Payment GatewayA flexible gateway built for merchants.>Payment GatewaysConnect the tools you already use.>E-Commerce Merchant AccountsFlexible payment processing built for online sellers.>Mobile PaymentsAccept secure payments wherever business happens.>Level 3 ProcessingLower interchange costs on eligible B2B transactions.>EMVSecure in-person chip card transactions.>
Access Funds & Grow
Fast payment funding and growth tools that help keep your business moving.
Protect & Expand
Chargeback protection, payment analytics and security tools that help protect and expand your payment environment.
Chargeback DefenseRespond clearly and reduce losses.>Reporting & AnalyticsSee performance in one place.>PCI ComplianceMake payment security easier.>OptBlueAccept supported wallets with integrated pricing.>Apple PayOffer a fast and familiar mobile checkout.>Buy Now, Pay LaterGive customers flexible ways to pay.>
Fast Payment Funding Options
Get Paid Faster and Keep Cash Flow Moving.
Explore Same Day Funding and Next Day Funding options from BAMS, built around your settlement schedule to help eligible businesses access processed funds sooner. Eligibility applies.
Same Day Funding. Access eligible funds on the day of settlement with fast payment funding designed to support daily cash flow. Best for businesses that prioritize faster access to processed funds.
Explore Same Day Funding >Next Day Funding. Get eligible deposits the next business day with a predictable funding schedule for eligible merchants. A practical option for businesses planning around regular deposits.
Explore Next Day Funding >Transaction>Settlement>Deposit
Connected Payment Processing Workflow
From Customer Payments to Business Operations.
See how BAMS payment processing moves from customer checkout through secure processing, funding, reporting and the merchant services that support your business.
Customer Payment
Your customer chooses a payment method and completes checkout.
Payment Processing
Transactions are securely processed through the right payment processing services.
Funding
Eligible funds move through settlement and into your business account.
Payment Reporting
Get clearer visibility into transactions, deposits and payment analytics.
Business Operations
Connect payment activity with the tools that keep your business moving.
Integrations
Connect payment processing services with the systems your business uses.
Explore Integrations >Reporting & Analytics
Keep payment analytics, transaction, deposit and dispute information accessible.
Explore Reporting >Chargeback Defense
Manage disputes with clearer chargeback protection, visibility and support.
Explore Chargeback Defense >Choose the Right Payment Processing Services
Payment Processing Solutions Built for Your Business
Compare business payment solutions for accepting payments, accessing funds faster and managing payment operations with secure payment gateways, fast funding, chargeback protection and payment analytics.
Speak to Sales >Accept More Ways to Pay
Support online, in-person and flexible payment options with secure payment gateways and payment processing solutions built around how your customers prefer to pay.
Explore Payment Options >Get Paid Faster
Access eligible funds sooner with fast payment funding through Same Day Funding and Next Day Funding options designed to support business cash flow.
Explore Funding Options >Stay Secure and Informed
Protect transactions with chargeback protection and use reporting and payment analytics to gain clearer visibility into performance.
Explore Security & Reporting >Questions, answered
Make the next payment decision with confidence.
Still comparing payment processing solutions? Start with the basics, then Speak to Sales.
BAMS helps merchants accept payments Online, In Person and wherever business happens. Explore payment integrations to see how payment tools can connect with your business.
Eligible merchants can compare Same Day Funding, Next Day Funding and other funding options based on their settlement schedule. This settlement timing guide explains how payout speed can affect daily cash flow.
Use PCI Compliance, Chargeback Defense and Reporting & Analytics to protect payment activity and understand performance. For practical prevention steps, read how to prevent chargebacks without slowing checkout.
Start with the industry solutions directory to find a relevant starting point. This merchant account setup guide can also help you compare setup considerations.
The BAMS Payment Gateway gives merchants a flexible way to connect payment acceptance with the tools they already use. You can also review certified integrations and this gateway comparison when evaluating supported connections.
Yes. eCommerce merchant accounts support online sellers, while mobile payment merchant accounts help you accept payments wherever business happens. For a practical overview, read BAMS' eCommerce integrations guide.
Level 3 Processing can help eligible B2B transactions reduce interchange costs. Review the B2B merchant account guide to see how tailored processing can support business customers.
OptBlue helps merchants accept supported wallets with integrated pricing, giving customers another familiar way to pay. Businesses comparing payment setups can also review the merchant account FAQs.
The Gift & Loyalty solution helps encourage repeat visits with branded rewards. It can be especially relevant for customer-focused businesses such as salons.
Review the merchant account pricing comparison and merchant account pricing, then see the Competitive Price Guarantee before you contact BAMS.
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Not sure which solution fits?
Tell us how your business accepts payments and BAMS can help identify the right payment processing services for your setup.
