Nonprofit payment processing

Next-Day Funding and Merchant Account Solutions for Non-Profits

Expert support, transparent pricing and proprietary reporting designed to help your nonprofit run smoother.

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BBB and Google ratings, both 4.9 out of 5
Nonprofit team meeting in a bright community office
FUNDING STATUS
Next business day
REPORTING
One clear view

A clearer way forward

Everything you need to streamline your business with BAMS nonprofit Merchant Account solution.

See the difference in every deposit, report, and supporter payment.

Nonprofit payments Payment processing support conversation Clearer operations

Built around your operation

BAMS helps you choose payment processing that fits how your organization collects funds.

WITH BAMS Better fit for nonprofits
Next-Day Funding
Internal Price Comparison
Proprietary Reporting and Analytics Portal
Guaranteed Next-Day Funding
Same-Day Funding Available
WITHOUT BAMS
Wait 3-5 Days to Receive Funds
Overpay on Services
Complicated, Third-Party Reporting
Two- or Three-Day Deposits
Same-Day Funding Not Available

The BAMS difference

Why Nonprofits
Choose BAMS

The right nonprofit merchant services partner makes the operational details feel more manageable. BAMS brings funding, review and reporting into a more useful rhythm.

Explore merchant account guidance

NEXT DAY FUNDING

Get eligible funds moving sooner, so the timing of your deposits is easier to plan around.

You no longer need to wait three to five business days to receive your funds. Merchants processing with BAMS receive “Next-Day Funding” for all card types, including Visa, MasterCard, Discover and now American Express transactions.

PRICE COMPARISON

Understand the full picture of your merchant account with a thoughtful review of where savings may be found.

As a major distributor of merchant services, BAMS takes pride in the personal attention and affordable prices that we offer our clients. Our analysts employ a strategic five-step process to review every angle of your merchant account where savings may be found based on preferential pricing offered to merchants with a low risk of chargebacks.

REPORTING & ANALYTICS

See deposits, transactions, card types, statements and accounts together in IRIS CRM.

BAMS nonprofit merchant accounts get access to IRIS CRM, our proprietary portal that gives you an all-in-one software solution for maximizing profits and streamlining your operations. It lets you see everything in one place, including:

  • Daily deposits and a searchable transaction history
  • Daily transactions broken down by card type
  • Multi-account access to track unlimited businesses or locations in one spot
  • Statements for simplified accounting
Built for nonprofits

Accept Payments Wherever Your Mission Takes You

BAMS helps nonprofits accept payments across the ways they raise funds, run programs, and engage supporters.

Payments for donations, programs, and supporters.

Donations & Support

  • Online donations
  • Recurring supporter payments

Fundraising

  • In-person fundraising
  • Events

Programs & Memberships

  • Program fees
  • Membership payments

Commerce & Mobile

  • Merchandise sales
  • Mobile fundraising

Explore nonprofit solutions

Everything you need to move forward

Explore the tools and support that help nonprofit organizations manage payments, reporting, funding, locations, and cost visibility in one connected experience.

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Transparent pricing

Understand What You Are Paying for Payment Processing

See how transaction type, payment method, setup, volume and risk profile shape processing costs. BAMS offers transparent pricing models built around your needs.

Compare pricing
Account reviewBuilt around your setup
Clear view
Payment processing setupMatched to your needs
Transaction type
Payment method
Processing setup
Risk profile

Cash flow

Keep Funds Moving
Into Your Organization

BAMS Next Day Funding can help eligible organizations access processed funds sooner, making it easier to plan programs, operations, events and payroll.

Learn about Next Day Funding
NEXT-DAY FUNDING
Move eligible funds sooner.

More predictable timing for the work that matters.

ProgramsKeep planned work moving
OperationsPlan with clearer timing
EventsSupport the next moment
PayrollOrganize recurring needs
SuppliesStay ready to serve
VendorsTrack what is due

Multiple programs or locations

One View Across Multiple Locations

Track multiple programs, locations or business entities in one centralized reporting view.

Explore centralized reporting

One connected view

Live overview
PROGRAM 04 PROGRAM 02 Centralized reporting
4 programsOne reporting view

Reporting & analytics

Keep Payment
Activity Organized

Use IRIS CRM to organize deposits, transactions, card types, statements and accounts in one place.

See reporting and analytics
IRIS CRM
Illustrative view
DEPOSITSTRANSACTIONSCARD TYPESTATEMENTSLOCATIONS
Live overview

Payment activity

Updated today
DEPOSITSDaily view
CARD TYPEOrganized
ACCOUNTSMulti access
ActivityAccountStatus
Daily depositsPrimaryReady
Transaction historyProgramSearch
StatementsAll locationsView
Swipe or use the controls to explore

Flexible payment acceptance

Meet Supporters Where They Choose to Give

A nonprofit payment gateway, in person acceptance and mobile payment processing can work together, where supported by your chosen setup. BAMS can help you think through the right mix.

Volunteer accepting a contactless nonprofit donation with a card reader
Payment acceptance that fits your mission

In Person

Card acceptance at offices, events or fundraising locations.

Mobile payments

Digital Wallets

Compatible mobile wallet payment options where supported.

Apple Pay

A more useful rhythm

How BAMS Helps Nonprofit Clients

From accepting payments to getting support, the path is easier to understand when the right details are in view.

01

ACCEPT

Collect eligible card and digital payments.

02

TRACK

Review deposits and transactions through reporting tools.

03

ACCESS FUNDS

Use eligible BAMS funding options.

04

GET SUPPORT

Work with BAMS for merchant account and payment processing support.

Payment security

Protect Payment Information With a Compliant Setup

BAMS helps businesses stay PCI compliant with secure payment tools, guidance, and support for protecting cardholder data.

PCI compliance Read the PCI guide

Dispute management

Stay Prepared When Payment Disputes Happen

Disputes and chargebacks can occur in electronic payment processing. BAMS offers Chargeback Defense tools for dispute response, management and retrieval support.

Chargeback defense How it works

Nonprofit payment use cases

Built for Different Ways Nonprofits Collect Funds

Payment processing for nonprofit organizations should reflect the way each organization works. Explore a setup that matches your programs, supporters and payment channels.

Talk with BAMS
Charitable donations
Membership organizations
Community organizations
Foundations
Educational nonprofits
Religious organizations
Fundraising events
Associations
Arts and cultural organizations
Advocacy organizations

Trusted leader in payment solutions

Trusted Leader in Payment Solutions

Don’t take our word for it when it comes to streamlining payment processing. Our customers say it best.

★★★★★

We switched to BAMS from our old merchant services provider a few months ago and are happy that we did. The service and technology that they provide us are great, and they have been able to save us more on our discount fees than they even estimated that we’d save. Our rep, Troy, was very helpful in making the transition easy and pain-free.

DavidCaptain Notepad
★★★★★

They are very hands on making sure you have the right equipment you need for all aspects of your business. Highly recommend them.

JanetThe Salty Paw
★★★★★

Center for Sight NY has been a longstanding customer of BAMS and have always had a very positive and pleasant experience with their customer service. The staff is knowledgeable and friendly and they always solve our technical issues Very quickly. We would highly recommend their services. Thank you to every one at BAMS!

KrystalCenter for Sight NY
★★★★★

Our company switched over to BAMS over a year ago and we have been very pleased with our decision. Troy has been wonderful to work with, he is professional and always available to assist. He helped make the transition seamless. We are happy with the rates and the high level of customer service we receive.

JenniferWine Cellarage
★★★★★

Alex was great to work with when others lacked in response. Overall very happy with Bams and the level of customer services received when needed.

MatthewAPG Exhibits
★★★★★

Switching to BAMS and working directly with Olga has been a fantastic experience. The savings that my company has experienced are extremely significant and the customer service has been exceptional!

PaulCoastal Maine Popcorn
★★★★★

Great experience working with Olga to get us switched over to BAMS. Love the use of their portal, and the savings they found for our business of course!

GarbielUnitrends

More from BAMS

Additional BAMS Solutions

Payment Gateways

A secure path for website payments and online donations.

BAMS offers low-cost gateway credit card processing, top-notch security, and seamless integration with all major processors.

Explore payment gateways

Integrations

Connect payment processing with the tools your organization uses.

BAMS integrations simplify workflows, enhance payment processing, and connect with your tools to ensure efficient and cost-effective business operations.

Explore integrations

Chargeback Defense

A structured tool for dispute response, management and retrieval support.

BAMS Chargeback Defense program revolutionizes the dispute response process with the ultimate chargeback defense, management, and retrieval support tool.

Explore chargeback defense

Questions, answered

Frequently Asked Questions

Clear answers for nonprofit leaders comparing payment processing, funding, reporting and support.

Still have a question? Speak with BAMS

BAMS Merchant Services Questions

BAMS helps businesses stay PCI compliant by providing guidance, tools, and secure payment solutions designed to protect cardholder data. This includes support with PCI questionnaires, secure payment gateways, EMV transactions, and best practices for handling credit card information. Every step along the way we will help you reduce risk while meeting ongoing compliance requirements.

Learn more about PCI compliance and payment security.
Eligibility for BAMS funding options depends on factors such as your business type, processing history, transaction volume, and how payments are accepted. Funding availability can also vary based on business operational hours, which an account representative can help explain based on your specific setup.
BAMS pricing is structured based on how your business processes payments, including transaction type, volume, and risk profile. Pricing for credit card processing may vary depending on whether you accept payments in person, online, or through B2B payment solutions. BAMS prides itself on setting up merchants on transparent pricing models designed to clearly show processing costs, with your dedicated account representative able to answer any questions you may have.

For a closer look at how BAMS evaluates processing costs, see the BAMS Merchant Account Price Comparison.
IRIS CRM is a reporting and customer resource management platform that helps you track transactions, manage accounts, and review your statements all in one place. BAMS merchants receive free access to IRIS CRM, which supports advanced reporting, statement review, and account management across multiple payment solutions.

Explore more about BAMS Reporting & Analytics.
If you have a question about your statement or a specific transaction, BAMS support is here to help. If something is unclear, your dedicated account representative or the BAMS support team can help explain charges, funding timelines, or individual transactions.
BAMS provides multiple levels of support to help with merchant services, payment processing questions, reporting, funding, PCI compliance, and technical issues. Merchants can work with a dedicated account representative and access additional support resources when needed.

Visit the BAMS Support page for current contact information and support options.
BAMS provides resources and guidance to help merchants better understand PCI compliance requirements and reduce gaps in how payment information is handled. This can include assistance with PCI questionnaires, secure payment technology, and best practices for protecting cardholder data.

For additional guidance, read about dangerous gaps in PCI compliance.
Using BAMS for credit card processing gives businesses access to merchant services designed around transparent pricing, hands-on support, funding options, reporting tools, and payment solutions that can be tailored to how the business accepts payments.

If you're evaluating your options, these 10 things to know when opening a new merchant account can help you know what to look for.
Next-day merchant funding means approved card transactions may be deposited into your bank account as soon as the next business day. Funding timeframes can vary depending on your bank, transaction type, processing profile, and other account requirements.

Learn more about BAMS Next Day Funding.
Yes. BAMS has been providing payment processing and merchant services since 2006. BAMS supports businesses with services that include payment processing, payment gateways, PCI compliance support, reporting tools, and other payment solutions for in-person, online, and B2B transactions.
BAMS merchant services are used by businesses that accept credit cards and other electronic payments, including retail merchants, professional service providers, eCommerce businesses, B2B companies, and organizations with more specialized payment needs.
BAMS payment processing helps securely move a customer's card or digital payment through the appropriate payment networks so the transaction can be authorized, settled, and funded to the merchant. The exact setup depends on how the business accepts payments, such as in person, online, or through mobile payment solutions.

Businesses that need to connect payment processing with their existing systems can explore available BAMS payment integrations.
BAMS merchant services include payment processing solutions that help businesses accept credit cards and other electronic payments. Depending on the merchant's setup, this may include payment gateways, eCommerce processing, mobile payments, reporting, PCI compliance support, and B2B payment solutions.

Payments for your mission

Find the Right Payment Processing Setup for Your Nonprofit

Discuss your existing payment setup, funding requirements and reporting needs with BAMS.

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