Payment solutions built to support your business at every stage.
Explore BAMS ECOMMERCE PAYMENT PROCESSING
Accept online payments with your BAMS eCommerce merchant account, secure payment gateway integrations, chargeback protection, reporting with guaranteed next day or same day deposit funding options.
BAMS supports eCommerce payment processing for online retailers, subscription businesses and digital platforms. Connect your eCommerce merchant account with leading payment gateways and platforms for secure, scalable online transactions.
BAMS MERCHANT ACCOUNT ECOMMERCE ADVANTAGE
Our eCommerce payment solutions combine merchant accounts, payment gateways and seamless integrations in one platform.
From checkout to settlement, BAMS simplifies eCommerce payment processing so you can manage transactions and focus on growing your business.
Your Online Store
Compare a quote based on your business.
LET’S TALK PAYMENTS
Tell us about your payment setup and find the right merchant account solutions for your needs.
WHY ECOMMERCE BUSINESSES CHOOSE BAMS FOR PAYMENT PROCESSING
Explore eCommerce payment processing tools that bring your merchant account, payment gateway,
chargeback protection, reporting, analytics and funding options together from checkout through settlement.
Your Online Store
SEAMLESS ECOMMERCE INTEGRATIONS
Connect your BAMS eCommerce merchant account to leading platforms and payment gateways, including Shopify, WooCommerce, BigCommerce, Magento and custom-built stores.
BAMS integrations help online businesses connect checkout, authorization and settlement in one secure payment workflow.
ECOMMERCE CHARGEBACK DEFENSE
Protect online revenue with eCommerce chargeback alerts, dispute management and fraud protection for secure payment processing.
BAMS Chargeback Defense helps eCommerce merchants respond to disputes and manage payment risk with:
ECOMMERCE PAYMENT REPORTING
BAMS eCommerce merchant accounts include IRIS CRM, a payment reporting and analytics portal for daily processing and deposit insights.
The platform brings important payment and account information together in one place to help streamline daily operations. For example, merchants can review:
ECOMMERCE FUNDING & SETTLEMENT
Review online payment settlement, merchant account funding and Next Day Funding eligibility as your eCommerce business grows.
Eligible merchants may have access to Next Day Funding. Timing depends on approval, processing setup and account terms.
ECOMMERCE PAYMENT SOLUTIONS
BAMS eCommerce payment solutions support secure online payment processing from checkout through settlement, combining merchant accounts, payment gateways, tokenization, platform integrations, chargeback protection and payment reporting in one connected workflow.
Connect your store to payment gateway and platform integrations.
Explore Payment GatewaysSupport secure transactions with fraud tools and chargeback assistance.
Explore Chargeback DefenseFollow transaction and settlement activity in your reporting portal.
Explore ReportingReview deposit activity and ask about Next Day Funding eligibility.
Explore Next Day FundingBUILD YOUR PAYMENT SETUP
Talk with BAMS about merchant accounts, gateways, reporting, chargeback support and funding options for your business.
ECOMMERCE BUSINESS TYPES
Built around how online businesses sell, BAMS supports online retailers, subscription businesses, digital platforms and multi-channel merchants with eCommerce merchant accounts, secure payment gateways, checkout integrations, recurring billing and payment reporting.
Explore eCommerce Industries >Accept secure card and digital wallet payments through an optimized eCommerce checkout.
Manage recurring billing and repeat payments with a reliable eCommerce merchant account.
Collect online payments for digital products, services and marketplace experiences.
Connect payment processing across multiple online stores, marketplaces and sales channels.
WHO ARE ECOMMERCE MERCHANT ACCOUNTS FOR
At higher volumes, even small differences in processing costs and deposit timing can have a meaningful impact on margins and cash flow.
Connect payments across your online store, marketplaces and in-person sales with reporting that helps you see the whole business.
Support recurring billing, stored payment credentials and repeat transactions as your customer base grows.
Compare your current processing costs with a quote built around your business. Explore BAMS pricing >
BUILT FOR B2B PAYMENT WORKFLOWS
Business payments carry more data. Explore the tools and processing paths BAMS brings together to help merchants submit richer transaction details with less manual work.
Corporate, purchasing and government cards involve richer transaction requirements that go beyond a standard consumer card payment.
Level 2 adds enhanced transaction info, and Level 3 adds detailed line items for qualifying B2B and B2G transactions.
* Enhanced data may help eligible transactions qualify for a different interchange category.
Enhanced data may help eligible transactions qualify for more favorable interchange categories, potentially lowering processing costs.
BAMS can configure automated capture of required fields to support applicable card-network requirements and reduce manual entry.
ECOMMERCE PAYMENT COMPARISON
See how a dedicated BAMS merchant account compares to flat-rate processors and self-service APIs for growing online businesses.
Stripe offers self-service APIs and flat-rate pricing. BAMS provides dedicated account management and custom interchange-plus pricing tailored for your eCommerce business.
Compare StripeSquare delivers an all-in-one POS with flat-rate fees. BAMS focuses on flexible payment integrations and tailored pricing that adapts to your online sales volume.
Compare SquareAdyen provides global API infrastructure for enterprise teams. BAMS offers hands-on onboarding with dedicated support, without high-volume entry requirements.
Compare AdyenPayPal provides easy checkout and flat-rate pricing. BAMS delivers a dedicated merchant account with customized pricing to support growing eCommerce operations.
Compare PayPalRates, funding and account eligibility depend on your business and provider. Compare your own statement and quote before deciding.
CUSTOMER REVIEWS
Don’t take our word for it when it comes to streamlining payment processing. Our customers say it best.
They are very hands on making sure you have the right equipment you need for all aspects of your business. Highly recommend them.
Great company to work with. Lori Katz is amazing, professional, knowledgeable and promptly answered all my questions and concerns. She cares for the customers and helps in any possible way. Pleasure to work with, highly recommend
Working with BAMS and in particular Alex B. has been such a pleasure. Previous credit card processors – it was impossible to get a response from a real person. Even when you interact with the tech team during setup or due to a change in IT on our end, our main point person is still made aware of those interactions with the other BAMS team members so everyone remains on the same page. We even get daily notifications of our charges and when the funds hit our account. All at a great low rate too!
We have had wonderful service from BAMS and especially our personal representative, Olga. She is helpful, friendly and actually cares about how our business is doing. Our rates have stayed low and we are impressed with their service!
Center for Sight NY has been a longstanding customer of BAMS and have always had a very positive and pleasant experience with their customer service. The staff is knowledgeable and friendly and they always solve our technical issues Very quickly. We would highly recommend their services. Thank you to every one at BAMS!
ECOMMERCE PAYMENT PROCESSING FAQS
Get answers about eCommerce merchant accounts, online payment processing, platform integrations, recurring billing, chargebacks, guaranteed next day funding and custom payment API integrations.
Speak to Sales >FROM THE BAMS BLOG
Explore practical guidance on online payments, checkout performance and keeping eCommerce cash flow moving.
Hidden fee structures, delayed deposits and timing gaps can quietly erode your eCommerce cash flow. Discover practical fixes for the payment costs that hold your business back.
Read articleLearn how to diagnose false declines, recover lost revenue and improve your retry strategy. Turn payment decline signals into actionable insights for your eCommerce business.
Read articleExplore why focusing only on processing fees can limit your upside, while supplier early-payment discounts and stronger cash flow can unlock greater margin.
Read articleBUILD YOUR ECOMMERCE PAYMENT SETUP
Talk with BAMS about your eCommerce merchant account, payment gateway integrations, checkout, chargeback protection, reporting and funding needs.
