Transparent pricing & Competitive Price Guarantee
Clear, competitive pricing built around your business needs.
View pricing Merchant services by industry
Merchant Services and Payment Solutions for Every Industry
Tailored payment processing designed to meet the unique needs of your business.
Built around how your business accepts payments
A better fit for the way you work
BAMS tailors its payment-processing and merchant services to each industry.
From secure eCommerce gateways to POS integrations and fraud/chargeback tools for online and brick-and-mortar retailers, BAMS provides support that meets the unique operational and financial needs of each business type.
- Secure eCommerce gateways
- POS integrations
- Fraud and chargeback tools
- Support for unique business needs
Connected payment capabilities
eCommerce
In Person
Business
Mobile
Why BAMS
The details matter when payments run your business.
Every business has different payment needs. BAMS focuses on the details that help create a smoother, more reliable payment experience for your customers and your team.
Fast funding options: Same-Day & Next-Day
Get the flexibility to access funds when you need them.
Explore funding Industry-specific tools & Integrations
Work with the tools you already use, with solutions designed for your industry.
View integrations High-touch customer support
A dedicated team is here to help you move your business forward.
Get support Industry overview (who we serve) 
Find the right starting point.
Choose your business type to see the right merchant solution.
Every checkout has a place.
ORDER TOTAL$128.40
01
eCommerce & Retail
eCommerce Businesses
Payment solutions for online businesses and digital storefronts.
Retail Stores (Brick & Mortar / Multichannel)
Merchant services for stores serving customers in person and across channels.
Supermarkets & Grocery
Payment processing for high-frequency grocery transactions.
Mail Order / Telephone Order (MOTO)
A processing path for orders entered through remote channels.
Keep the room moving.
TABLE 12PAID
A calmer daily flow.
NEXT APPOINTMENT09:30 AM
03
Professional Services & Care-Based Businesses
Take payments with you.
INVOICE 2048READY
04
B2B, Nonprofit & Specialized Segments
Payment environments
Different Ways Businesses Accept Payments
The right merchant services setup depends partly on where and how customers pay. BAMS supports businesses operating across online, in person and specialized payment environments.
01 / Online payments
Businesses selling online need payment technology that can support the checkout experience and work with compatible eCommerce merchant accounts and payment gateways.
02 / In person payments
Retailers, restaurants and other physical businesses need payment processing that fits the way transactions move through the point of sale. Explore Retail merchant accounts and Restaurant merchant accounts.
03 / B2B payments
Business to business transactions can involve different payment requirements than consumer purchases. The right processing setup can help businesses manage these transactions more effectively. Explore B2B merchant accounts.
04 / Mobile payments
Businesses that accept payments away from a traditional checkout counter need payment technology that can support how and where they operate. Explore Mobile payment merchant accounts.
Merchant services considerations
What Businesses Should ConsiderWhen Choosing Merchant Services
A payment processor should fit more than the transaction itself. Businesses should consider how payment acceptance connects with pricing, funding, technology, security and day to day operations.
Connected commerce
One business. One connected payment environment.
Bring your payment channels, business tools and transaction data together in one connected ecosystem.
Connected payments
Manage all your payment channels in one environment.
Integrated tools
Connect payments with the systems you already use.
Clearer reporting
Keep transaction data easier to track and manage.
Resources by business role
The right resources for your role.
Tools and insights designed for the way you work.
Questions, answered
Merchant Services by Industry FAQs
Clear context for the decisions that shape a business payment setup.
Payment needs can vary by where customers pay, how transactions are entered, the systems supporting a sale and how funds reach the business. BAMS organizes merchant services by industry so businesses can explore a relevant starting point.
Consider how the provider approaches pricing, funding, technology, security and support. BAMS answers common provider questions in its BAMS merchant services FAQs.
BAMS works with businesses across online and in person environments. Explore BAMS payment gateway solutions for a connected payment setup.
Start with the systems and channels that already support your operation. BAMS shares a payment gateway comparison so you can compare the right path for your workflow.
Pricing should be considered in the context of a business’s transaction mix, processing volume and payment environment. Review this 2026 payment fees guide for more context.
Compatibility depends on the software, hardware and platforms already supporting the business. BAMS explains payment integration approaches to help businesses evaluate technology fit.
Yes. A business may accept payments in person, online or through other workflows depending on how its customers buy. The payment setup should account for those different channels while remaining practical for the business to manage. BAMS offers solutions for businesses operating across multiple payment environments and shares guidance on managing payment processor changes across a growing operation.
Payment processing costs can differ based on factors such as how customers pay, transaction volume, the business model and the mix of payment types being accepted. For example, in person and online transactions can have different processing considerations. Read BAMS’s payment processing guide for additional context on pricing and provider fit.
Businesses should consider how cardholder data is handled, how their payment environment supports PCI compliance and which security controls apply to the way they accept payments. These requirements can differ between online, in person and other payment environments. Learn more from BAMS’s 2026 payment security guide and the tools available to help merchants maintain a more secure payment setup.
As businesses add online, in person or other payment channels, clear reporting becomes increasingly important for reviewing transactions and understanding payment activity. A centralized view can make it easier to monitor processing and reconcile business activity. Explore BAMS reporting and analytics for more information about available reporting tools.
Ready to move forward?
Ready to streamline your payment processing?
Get started with BAMS today!
