B2B Merchant Services & Payment Processing Solutions
Tailored B2B merchant services and B2B merchant processing solutions with experts who specialize in the specific needs of the business-to-business industry.
Trusted for B2B Merchants by Merchants
Everything you need to save on corporate cards with interchange optimization using our proprietary B2B payment processing software.
- Unlock Lower Rates on Corporate Cards
- Maximize Every Transaction
- Streamline Savings
- Guaranteed Next-Day Funding
- Same-Day Funding Available
- Operate without Level 2 and Level 3 Transactions
- Take on Higher Acceptance Costs
- Manually Maintain Compliance
- Two to Three Days Deposits
- Same-Day Funding Not Available
Why B2B Merchant Services Choose BAMS
Level 2 and Level 3 Processing
BAMS ensures your system is configured correctly to meet the data requirements for Level 2 and Level 3 transactions, qualifying you for lower interchange rates.
- Automatically fills in Level 2 and Level 3 data to secure lower interchange fees
- Includes eligibility checks as part of our 5-Step Price Comparison
- Eliminates manual entry, so you can save time while lowering costs
Interchange Cost Reduction
You can reduce acceptance costs and increase your margins by submitting enhanced data with corporate card payments. By processing through BAMS’ Level 3-enabled proprietary software, your business can be configured to deliver savings of up to 50% on interchange fees compared to standard retail, keyed-in, and e-commerce transactions.
Automatic Compliance Setup
Our platform automatically captures the required data, keeping you compliant with card network standards needed for seamless B2B credit card acceptance, while securing the lowest available rates.
Additional BAMS Solutions
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PAYMENT GATEWAYS
BAMS offers low-cost gateway credit card processing, top-notch security, and seamless integration with all major processors.
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INTEGRATIONS
BAMS integrations simplify workflows, enhance payment processing, and connect with your tools to ensure efficient and cost-effective business operations.
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CHARGEBACK DEFENSE
BAMS Chargeback Defense program revolutionizes the dispute response process with the ultimate chargeback defense, management, and retrieval support tool.
How BAMS Helps B2B Clients
Trusted Leader in Payment Solutions
We switched to BAMS from our old merchant services provider a few months ago and are happy that we did. The service and technology that they provide us are great, and they have been able to save us more on our discount fees than they even estimated that we’d save. Our rep, Troy, was very helpful in making the transition easy and pain-free.
They are very hands on making sure you have the right equipment you need for all aspects of your business. Highly recommend them.
Center for Sight NY has been a longstanding customer of BAMS and have always had a very positive and pleasant experience with their customer service. The staff is knowledgeable and friendly and they always solve our technical issues Very quickly. We would highly recommend their services. Thank you to every one at BAMS!
Our company switched over to BAMS over a year ago and we have been very pleased with our decision. Troy has been wonderful to work with, he is professional and always available to assist. He helped make the transition seamless. We are happy with the rates and the high level of customer service we receive.
Alex was great to work with when others lacked in response. Overall very happy with Bams and the level of customer services received when needed.
Switching to BAMS and working directly with Olga has been a fantastic experience. The savings that my company has experienced are extremely significant and the customer service has been exceptional!
Great experience working with Olga to get us switched over to BAMS. Love the use of their portal, and the savings they found for our business of course!
Frequently Asked Questions
BAMS helps businesses stay PCI compliant by providing guidance, tools, and secure payment solutions designed to protect cardholder data. This includes support with PCI questionnaires, secure payment gateways, EMV transactions, and best practices for handling credit card information. Every step along the way we will help you reduce risk while meeting ongoing compliance requirements.
Eligibility for BAMS funding options depends on factors such as your business type, processing history, transaction volume, and how payments are accepted. Funding availability can also vary based on business operational hours, which an account representative can help explain based on your specific setup.
BAMS pricing is structured based on how your business processes payments, including transaction type, volume, and risk profile. Pricing for credit card processing may vary depending on whether you accept payments in person, online, or through B2B payment solutions. BAMS prides itself on setting up merchants on transparent pricing models designed to clearly show processing costs, with your dedicated account representative able to answer any questions you may have.
IRIS CRM is a reporting and customer resource management platform that helps you track transactions, manage accounts, and review your statements all in one place. BAMS merchants receive free access to IRIS CRM, which supports advanced reporting, statement review, and account management across multiple payment solutions.
If you have a question about your statement or a specific transaction, BAMS support is here to help. If something is unclear, you dedicated account representative or the BAMS support team can help explain charges, funding timelines, or individual transactions.
BAMS provides multi-layer support to ensure there is always someone to help. You can contact BAMS support by phone or email for help with merchant services, payment processing questions, or account-related needs. Support is available to assist with things like reporting, funding questions, PCI compliance, and technical issues. You will have access to a dedicated account representative, in office local support and 24/7 technical support and an online helpdesk for ticketing.
BAMS helps businesses stay PCI compliant by providing guidance, tools, and secure payment solutions designed to protect cardholder data. This includes support with PCI questionnaires, secure payment gateways, EMV transactions, and best practices for handling credit card information. Every step along the way we will help you reduce risk while meeting ongoing compliance requirements.
Using BAMS for credit card processing gives you access to a service-focused merchant services provider known for hands-on support and transparency. Benefits may include a competitive rate guarantee program, next-day merchant funding options, and award-winning reporting tools that make it easier to understand your payment activity. Solutions are tailored to how you accept payments, with guidance designed to support long-term business needs.
Next-day merchant funding means your approved card transactions may be deposited into your bank account as soon as the next business day. With BAMS payment processing, transactions are authorized and settled through the card networks, then funds are scheduled for deposit based on your setup. Funding timeframes can vary depending on your bank, transaction type, and processing profile but we will work with you to ensure the fastest possible funding window.
Yes, BAMS is a legitimate payment processor that has been in business since 2006, supporting businesses with credit card processing and merchant services. BAMS provides payment processing, payment gateways, PCI compliance support, and other payment solutions for in-person, online, and B2B transactions. Over this time, BAMS has built a strong, positive reputation focusing on transparency, service, and merchant-specific payment needs.
BAMS merchant services are used by small to mid-sized businesses that accept credit cards or digital payments. This includes retail stores, professional service providers, eCommerce merchants, and B2B companies with more complex payment needs. Businesses that process in person, online, or through mobile payment solutions may use these merchant services, with setups designed to fit their industry, transaction volume, and how they receive payments.
BAMS payment processing works by securely moving a customer’s card or digital payment from their bank to your business’s bank. When a payment is made, the transaction is authorized, encrypted, and sent through the appropriate payment networks, then settled and funded to your account. The exact process can vary based on how you accept payments, such as in person, online, or through mobile payment solutions.
BAMS merchant services are the payment processing and merchant services that help your business accept credit cards and other electronic payments. These services can include credit card processing, payment gateways, eCommerce and mobile payment solutions, PCI compliance support, and B2B payment options. The specific setup is tailored to how you do business, the types of payments you accept, and your operational needs.
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