Kimberly Ang

Kimberly Ang

Latest Articles by Kimberly Ang

merchant statement audit infographic showing hidden processing fees including PCI fees downgrade surcharges batch fees and effective processing rate calculation Hidden Fees in Merchant Services: A Line-by-Line Audit
Read MoreHidden Fees in Merchant Services: A Line-by-Line Audit

Calculate your real B2B processing cost in under an hour using only your existing statements Learn to audit your merchant statements line by line, calculate your true effective processing rate, and identify every buried markup inflating your B2B costs. No new software or contracts required — just your last three statements and 60 minutes. TL;DR […]

Infographic showing hidden merchant processing costs caused by processor setup defaults Processor Setup: A Guide to Cutting Hidden Costs
Read MoreProcessor Setup: A Guide to Cutting Hidden Costs

How default settings at signup quietly drain your margins—and the configuration choices that stop it Learn which processor setup defaults silently inflate your merchant processing fees every month. This guide covers pricing models, batch timing, and PCI fee structures so you can audit your configuration for maximum cost control. TL;DR Setup is the highest-leverage moment […]

diagram showing interchange optimization and faster payment settlement working together to improve ecommerce cash flow and reduce processing costs Faster Payment Settlement + Lower Fees: A Guide
Read MoreFaster Payment Settlement + Lower Fees: A Guide

How connecting interchange optimization with settlement speed creates a compounding cash flow advantage for eCommerce Learn how to audit your processing setup, qualify for lower interchange tiers, and link those transaction cost savings to faster payment settlement. This guide shows mid-market eCommerce operators how the combined effect drives reinvestable cash flow. TL;DR Your effective processing […]

Analytics dashboard infographic showing hidden ecommerce payment gateway fee issues and transaction mismatches Online Payment Gateway Setup: Align It to How You Sell
Read MoreOnline Payment Gateway Setup: Align It to How You Sell

Eliminate hidden merchant processing fees by matching your gateway configuration to your actual transaction patterns Learn how to audit your payment gateway defaults, spot mismatches between your configuration and real transaction patterns, and reconfigure the settings silently inflating every batch. Built for eCommerce managers at established stores who know fees are too high but can’t […]

Top Financial Advisor Shares Business Owner Strategies Top Financial Advisor Shares Business Owner Strategies
Read MoreTop Financial Advisor Shares Business Owner Strategies

Expert Interview: Journey Advisory Group Recognized with 5 Stars on Newsweek’s List of America’s Top Financial Advisory Firms Disclosure: Newsweek’s America’s Top Financial Advisory Firms 2026, published in partnership with Plant-A Insights Group, is an annual ranking that evaluated over 16,000 SEC-registered financial advisory firms. To be eligible, firms were required to have more than […]