BAMS EMV Payment Gateway & Secure EMV Terminals

Let BAMS help you process secure in-person payments with a fully integrated EMV payment gateway, EMV credit card terminals, and merchant services POS systems — all designed for fast, compliant EMV payment processing.

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EMV Payment Solutions for Secure Transactions

At BAMS, we help merchants upgrade from outdated swipe-only terminals to EMV-enabled hardware — ensuring better security, smoother EMV credit card processing, and compliance with today’s payment standards across North America and Europe. BAMS provides a complete EMV payment gateway solution that securely connects your EMV terminals, contactless payment readers, and POS systems to fast, reliable payment processing networks — ensuring encrypted, compliant transactions at every point of sale.

Enhanced Payment Security

Protect Your Business & Customers
EMV chip technology dramatically reduces fraud by encrypting card data, giving merchants and customers peace of mind at the point of sale.

Modern Hardware & Support

Everything You Need to Succeed
BAMS provides cutting-edge EMV-ready hardware, expert service and support to deliver a seamless shopping experience.

Boosted Financial Protection

Future-Proof Your Business
Stay ahead of industry regulations while safeguarding your company’s financial health with solutions designed to meet today’s payment demands.

BAMS EMV Solutions Offer Smarter Payment Experiences

Our EMV solution empowers merchants with advanced hardware, seamless mobile payment integration, and industry-best support designed to improve checkout speed, reduce liability, and protect customer data.

EMV Terminals, Card Readers & Contactless Payment Terminals

  • Get access to EMV POS systems, EMV credit card terminals, and mobile payment terminals for secure, flexible transactions.
  • Accept chip cards, contactless payments, and mobile wallets like Apple Pay.
  • Create a smooth, modern checkout experience that’s ready for future payment trends.
  • Our EMV solutions include:
    • EMV chip terminals and EMV credit card terminals
    • EMV card readers and mobile EMV readers
    • Contactless payment terminals for tap-to-pay
    • Integrated merchant services POS systems

EMV Payment Processing With Easy Setup & Fraud Protection

  • Quick setup with help from BAMS experts and U.S.-based support.
  • Minimize downtime and get the help you need, when you need it.
  • EMV compliance helps protect against fraud and keeps you aligned with card network rules.

Consequences of Failing to Offer EMV-Compliant Payments

  • Since October 1, 2015, merchants without EMV hardware have been liable for fraud tied to non-EMV transactions.
  • Upgrading to EMV-compliant hardware is essential to protect your business and avoid unnecessary risk.

What Is an EMV Payment Gateway and EMV Terminal?

An EMV terminal (also called an EMV-compliant card reader) uses chip technology to securely process card data at the point of sale. EMV stands for Europay, Mastercard, and Visa. If you've ever inserted or tapped your card at checkout, you've used EMV.
1

Modern EMV Terminals

Allow chip card insertion, PIN entry, and contactless payments via tap. They also include magstripe readers as a backup, speeding up transactions and improving security.
2

Outdated Swipe-Only Terminals

Only accept magstripe swipes, lack encryption, and don’t support contactless payments. This increases fraud risk and limits payment options.

What EMV Offers You and Your Customers

Enhanced Security with EMV Payments

EMV reduces fraud risk by requiring PIN entry, making lost or stolen cards nearly useless. Tap-enabled cards limit small purchases, typically under $250, minimizing losses. Combined, these features help protect both merchants and customers from fraud.

More Flexible, Convenient Payment Options

EMV offers tap, insert, or swipe payments, with contactless options preferred post-COVID. It supports mobile wallets like Apple Pay, Google Pay, and Samsung Pay for quick, secure transactions. With Apple Pay expected to handle 10% of card transactions by 2025, adopting EMV is a smart move.

It’s easy to get setup with EMV-Compliant Payment Processing.

Start enjoying the benefits of EMV by becoming a BAMS merchant!

Frequently Asked Questions

An EMV payment gateway is the secure technology that connects EMV terminals, EMV card readers, and contactless payment terminals to the payment processor and card networks. It encrypts transaction data from EMV chip cards and contactless payments before transmitting it for authorization, helping protect sensitive cardholder information and reduce fraud. For merchants, an EMV payment gateway ensures:

  • Secure EMV payment processing for chip and tap transactions
  • Compliance with card network and EMV standards
  • Fast, reliable transaction approvals at the point of sale

With BAMS, merchants receive an integrated EMV payment gateway that works seamlessly with EMV terminals, POS systems, and mobile payment readers to support modern, secure checkout experiences.

An EMV terminal is a complete payment device used at checkout that processes chip, contactless, and sometimes swipe transactions. An EMV card reader is the component of the terminal that physically reads the EMV chip or contactless card. Both work together with an EMV payment gateway to securely process transactions. BAMS offers EMV credit card terminals and EMV card readers designed to support chip cards, mobile wallets, and contactless payments in one integrated solution.

Yes, modern EMV terminals support contactless payments in addition to chip card transactions. Contactless payment terminals allow customers to tap their card or mobile wallet — such as Apple Pay, Google Pay, or Samsung Pay — for fast, secure checkout.