eCommerce Merchant Accounts
Exceptional support, transparent pricing and a fully loaded payment processing eCommerce platform designed to make your business run smoother and cheaper.
Trusted for eCommerce Payments by Merchants that You Trust
Everything you need to streamline your business with BAMS eCommerce Merchant Account solutions.
- Seamless Integrations
- Specialized Chargeback Defense
- Proprietary Reporting and Analytics Portal
- Costly Updates
- Need for Additional Processing Protections
- Complicated, Third-Party Reporting
Why eCommerce Businesses Choose BAMS
Seamless eCommerce Integrations
Our POS integrations allow clients to use their existing POS System with a BAMS merchant account so you can get the proper solution at an affordable cost.
Chargeback Defense
Chargebacks cost the eCommerce industry about $40 billion every year and only 32% of companies successfully reverse them more than 45% of the time. With our Chargeback Defense feature, our eCommerce merchants get:
- Instant Dispute Alerts
- Online Dispute Management
- E-Commerce Fraud Protection with Verifi
- Cardholder Authentication
- E-Commerce Chargeback Assurance with Signifyd
eCommerce Reporting and Analytics
BAMS eCommerce merchant accounts get access to IRIS CRM, our proprietary portal that gives you an all-in-one software solution for maximizing profits and streamlining your operations. It lets you see everything in one place, including:
- Daily deposits and a searchable transaction history
- Daily transactions broken down by card type
- Multi-account access to track unlimited businesses or locations in one spot
- Statements for simplified accounting
Additional BAMS Solutions
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PAYMENT GATEWAYS
BAMS offers low-cost gateway credit card processing, top-notch security and seamless integration with all major processors.
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INTEGRATIONS
BAMS integrations simplify workflows, enhance payment processing, and connect with your tools to ensure efficient and cost-effective business operations.
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CHARGEBACK DEFENSE
BAMS Chargeback Defense program revolutionizes the dispute response process with the ultimate chargeback defense, management and retrieval support tool.
How BAMS Helps eCommerce Clients
Trusted Leader in Payment Solutions
They are very hands on making sure you have the right equipment you need for all aspects of your business. Highly recommend them.
Great company to work with. Lori Katz is amazing, professional, knowledgeable and promptly answered all my questions and concerns. She cares for the customers and helps in any possible way. Pleasure to work with, highly recommend
Working with BAMS and in particular Alex B. has been such a pleasure. Previous credit card processors – it was impossible to get a response from a real person. Even when you interact with the tech team during setup or due to a change in IT on our end, our main point person is still made aware of those interactions with the other BAMS team members so everyone remains on the same page. We even get daily notifications of our charges and when the funds hit our account. All at a great low rate too!
We have had wonderful service from BAMS and especially our personal representative, Olga. She is helpful, friendly and actually cares about how our business is doing. Our rates have stayed low and we are impressed with their service!
Center for Sight NY has been a longstanding customer of BAMS and have always had a very positive and pleasant experience with their customer service. The staff is knowledgeable and friendly and they always solve our technical issues Very quickly. We would highly recommend their services. Thank you to every one at BAMS!
Frequently Asked Questions
BAMS provides PCI-compliant online payment solutions that support secure checkout through virtual terminals, online invoicing, recurring billing, digital wallets like Apple Pay and Google Pay, and more. Our gateways use tokenization, advanced encryption, and automated fraud-prevention tools to protect sensitive data, reduce chargebacks, and ensure fast, secure online transactions.
Yes. BAMS supports most major e-commerce platforms, including Shopify, WooCommerce, BigCommerce, Magento, PrestaShop, and many custom-built sites. Our team helps ensure that your gateway or shopping cart is properly connected so you can start processing quickly.
eCommerce merchants can accept all major credit and debit cards, digital wallets like Apple Pay and Google Pay, and ACH payments. We also support recurring billing, subscription payments, and invoice payments for businesses with mixed sales models.
Our interchange-plus pricing model, Level 2/3 optimization tools, and fraud-reduction features help reduce your effective processing rate. By preventing unnecessary downgrades and reducing chargebacks, we help lower the overall cost of online transactions.
Yes. BAMS offers robust recurring billing functionality that allows you to manage subscriptions, process refunds, automate billing cycles, and securely store card data using tokenization.
Absolutely. BAMS provides gateway-level fraud protection, 3-D Secure support, AVS and CVV verification, and are partnered with fraud prevention providers like Syngified, Kount and more. These tools help prevent fraudulent activity and reduce disputes before they occur while our in office chargeback team will help you best respond to any which may arise.
Most e-commerce applications are approved within 24–48 hours. High-risk or high-volume online businesses may require additional review, but the team will work with you to ensure the process is quick and easy.
Yes. Eligible e-commerce merchants can receive next-day funding, with options for same-day funding depending on volume, processing history and business model. Faster funding helps improve cash flow for growing online businesses.
Yes. BAMS supports international transactions, multi-currency processing, and cross-border payments through select gateway partners. This allows you to sell globally while still settling in your local US Dollar currency.
Yes. We have developer-friendly APIs and gateway connections for businesses that need custom checkout flows or platform integrations. Our many gateway partners also offer sandbox environments for testing.
Merchant Login
