BAMS Capital & Business Funding
BAMS, through its various financing partners, is a one-stop shop that connects merchants to over 20 pre-approved lenders for the best merchant financing options, including merchant account loans and business cash advances.
Affordable Financing Solutions for Small Business Owners
BAMS understands small business owners’ cost challenges, especially when seeking funding. That’s why we offer low-rate merchant account cash advances and business merchant loans through our Fundomate integration. Merchants can apply directly in IRIS and compare offers from over 20 lenders, which is ideal for advance funding loan solutions.
Step 1
Complete Our Simplified Online Application
Apply in minutes for merchant funding programs with no bank verification needed.
Step 2
Compare Up to 20 Offers
Select the business cash advance best suited for your needs, whether you're in Atlanta, Brooklyn, Concord, or Pittsburgh.
Step 3
Fast Approval and Funding
Expect funding within 24 to 48 hours from top advance merchant service providers.
Small Business Financing
Fundomate’s small business loans offer fast, flexible financing without the hassle of traditional bank loans, perfect for those seeking business cash advance for new business. With a simple digital application and no need for extensive documentation or high FICO scores, getting the funds you need is quick and easy.
Benefits Of Small Business Loans
- More Affordable: Up to 50% cheaper than most merchant loan services.
- Fast Application And Funding: Decisions in minutes, funding in as fast as one business day.
- Automatic Payment: Regular fixed payments mean no worrying about large end-of-month obligations.
Business Cash Advance
The Merchant Cash Advance Program provides fast funding for businesses that may not qualify for traditional loans by converting future receivables or deposits into immediate capital.
Benefits Of Small Business Loans
- More Capital: You may qualify for up to 250% of your monthly credit card processing sales volume or your average monthly bank deposits — great for those needing business cash advance with no bank verification.
- Simple Automatic Repayments: Instead of fixed payments required by most traditional banks, repayments are linked to your business’s daily/weekly credit card sales or your bank deposits. Making the pay-back process seamless. When sales are slow, payments are minimal and automatically applied until your balance is satisfied.
- Repeat Access: Approximately 90% of our Business Cash Advance clients participate in the program more than once. In fact, the average customer renews about 10 times, perfect for growing businesses using merchant business loans or cash advance merchant services.
Qualifying Terms
At BAMS, we provide unsecured working capital in as few as one business day with relatively little documentation.
Funding Advance up to $500,000
- 3 Months in Business
- $10,000 a month in deposits
- Less than 10 NSFs a month
- Bankruptcy Accepted
- Tax Liens Accepted
