How soon do you get your deposits?

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Next Day Funding

Many businesses depend on receiving their deposits quickly in order to keep their business running smoothly.

With BAMS next day funding, merchants can get their daily deposit one day earlier than the standard funding cycle, as short as 12 hours in some cases, which provides an important cash flow benefit! This is especially true when it’s time to fund payroll or make inventory purchases for the week.

BAMS can provide this for all card types, such as Visa, MC, Discover and American Express. You no longer need to get your American Express in a separate deposit, making your bookkeeping and reconciliation simple and easy!

While everyone can benefit from improved cash flow, next day funding is especially beneficial for merchants with heavy weekend sales volumes, such as fine dining restaurants. Clients will receive their deposits for Friday and Saturday’s processing activity on Monday instead of Tuesday.

BAMS Deposit Structure

Before 7P.M. EST
After 7P.M. EST

Old-Fashioned Deposit Structure

Before 7P.M. EST
After 7P.M. EST