Professional Overview
Dimitri Akhrin is a payments industry executive and entrepreneur with years of hands-on experience in merchant services, fintech strategy, and business operations. He has worked directly with ecommerce and B2B businesses to reduce processing costs, improve cash flow, and implement smarter pricing structures. Through the BAMS Blog, he breaks down complex topics like interchange fees, surcharging, and processor negotiations into practical strategies operators can apply immediately. His focus is simple: give merchants clarity, leverage, and measurable margin improvement.
Latest Articles by Dimitri Akhrin
Manage chargeback ratios, hit release milestones, and unlock trapped working capital faster Learn which operational metrics processors use to set rolling reserve percentages and how to improve them. This guide covers chargeback ratio management, reserve release schedule milestones, and concrete steps to lower your hold rates. TL;DR Your reserve percentage is negotiable — Processors reassess […]
How processors read your sales spikes as risk signals—and what to do about it before peak season hits Learn how payment processors evaluate transaction volume forecasting signals and why seasonal spikes trigger reserve holds, funding delays, and hidden cost increases. This guide walks you through proactive steps to protect margins and cash flow. TL;DR Your […]
How to close the cash flow gaps created by at-need payments, insurance delays, and pre-need installments Learn how each funeral home revenue stream creates a distinct timing gap and what to do about it. This guide treats next-day funding and settlement terms as operational tools that close specific cash flow gaps without adding administrative burden. […]
How to model chargeback risk into your deposit calendar and protect weekly cash flow predictability Learn how to treat chargeback prevention as a cash flow variable rather than a dispute-management task. This guide shows eCommerce managers how to quantify chargeback timing risk, build prevention into deposit schedules, and protect working capital. TL;DR Treat chargebacks as […]
These are the checkout friction points that turn legitimate buyers into lost revenue — and most of them look like fraud Examines false declines through the customer experience lens rather than the fraud-prevention lens, connecting approval rate signals to cart abandonment patterns that eCommerce managers already track TL;DR Checkout friction and fraud flags overlap – […]
Generic merchant services weren’t built for five-figure invoices, insurance assignments, and weeks-long funding gaps Learn why off-the-shelf payment platforms create hidden cash flow problems for funeral homes. This piece frames the real dollar cost of misaligned processing in working capital terms, not feature comparisons. TL;DR Generic payment processors cost you more than fees – The […]
