Professional Overview
Dimitri Akhrin is a payments industry executive and entrepreneur with years of hands-on experience in merchant services, fintech strategy, and business operations. He has worked directly with ecommerce and B2B businesses to reduce processing costs, improve cash flow, and implement smarter pricing structures. Through the BAMS Blog, he breaks down complex topics like interchange fees, surcharging, and processor negotiations into practical strategies operators can apply immediately. His focus is simple: give merchants clarity, leverage, and measurable margin improvement.
Latest Articles by Dimitri Akhrin
How automated data capture quietly recovers money your processor may be letting slip away Learn what Level 3 data is, how to spot missed interchange savings on commercial card orders, and how automated data capture through your processor can recover those savings without overhauling your tech stack. TL;DR Your processing statement hides interchange downgrades — […]
How to shift from reactive dispute filing to a prevention-first strategy that protects your account standing Learn how to audit your payment processor relationship against a concrete accountability framework. This guide helps eCommerce managers identify template-and-disappear support models and build a prevention-first chargeback defense strategy. TL;DR Chargebacks are an account health issue, not an admin […]
The transaction-level data points your processor can still surface—and how to act on them before chargebacks hit Learn which fraud signals survive tokenization in Apple Pay and Google Pay transactions. This diagnostic guide shows ecCmmerce managers the specific data points processors still expose and how to use them to catch suspicious orders. TL;DR Tokenization hides […]
Map the exact tax, freight, and line-item fields that qualify every B2B transaction for lower interchange Learn which Level 2 and Level 3 data fields your payment gateway must pass to qualify commercial card transactions for reduced interchange rates. This step-by-step tutorial covers platform-specific configuration, test validation, and the prerequisites that block L3 savings. TL;DR […]
Why overfitted fraud filters quietly block your best customers — and how processors profit from your lost revenue Learn why false declines cost most eCommerce businesses more than actual fraud. This piece exposes how processor-default fraud filters are tuned to minimize their risk, not maximize your revenue, and what smarter calibration looks like. TL;DR False […]
How Apple Pay and digital wallets quietly increase your chargeback exposure—and what to do about it Learn why tokenized mobile payments create a false sense of security and how shifting payment mixes drive unexpected chargeback losses. This guide covers fraud prevention strategies built for your actual transaction data. TL;DR Tokenization protects card data, not your […]
