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Category: E-Commerce

Kevin Foushee of BAMS at Booth 947 during the funeral directors convention in Charlotte, NFDA 2026
Featured Article Funeral Directors Convention in Charlotte: NFDA 2026 | BAMS

Oct 25-28th, 2026: The National Funeral Directors Association held its International Convention & Expo here in Charlotte. I spent four days at the Convention Center with several thousand professionals moving between sessions, the exhibit hall and the quieter conversations that often end up being more useful than the official program. BAMS were there as Bronze Sponsor. For […]

BAMS featured image showing an ecommerce payment processing statement broken into interchange, network fees and processor markup to identify potential overcharges. How to Spot Interchange Overcharges on Your Statement
Read MoreHow to Spot Interchange Overcharges on Your Statement

A step-by-step guide to reading processing statements, calculating your effective rate, and holding processors accountable Learn how to identify interchange overcharges hiding in your credit card processing statements. This guide walks eCommerce managers through fee layers, effective rate calculations, and a framework for line-by-line statement reviews that drive real payment processing fees reduction. TL;DR Calculate […]

BAMS featured image showing how seasonal eCommerce volume surges can cause payment processing costs and cash flow pressure to rise faster than transaction volume. 7 Payment Processing Costs That Spike With Seasonal Volume
Read More7 Payment Processing Costs That Spike With Seasonal Volume

The specific fee line items that compound quietly at baseline but drain margins during peak traffic surges Learn which payment processing costs behave differently at peak volume versus baseline. This diagnostic checklist helps ecommerce managers audit the exact line items that silently erode margins during seasonal surges. TL;DR Seasonal volume changes your cost structure, not […]

BAMS featured image showing the difference between an advertised credit card processing rate and the merchant's true effective rate after additional fees. 7 Processing Statement Signals You’re Being Overcharged
Read More7 Processing Statement Signals You’re Being Overcharged

A diagnostic guide to merchant account optimization that turns hidden fees into actionable savings Learn to identify seven specific line items on your processing statement that signal overcharges. This diagnostic framework contrasts opaque provider tactics with transparent partner practices, helping eCommerce operators unlock meaningful business cost savings. TL;DR Calculate your effective rate – Divide total […]

BAMS featured graphic showing five hidden points where a multi-channel ecommerce payment setup can lose cash through fees, funding delays, batch timing, chargebacks and fragmentation. 5 Places Your Multi-Channel Setup Is Draining Cash
Read More5 Places Your Multi-Channel Setup Is Draining Cash

Hidden fee structures, delayed deposits, and timing gaps that quietly erode your eCommerce cash flow Discover five specific spots where multi-channel fragmentation silently drains cash from your eCommerce operation. Learn actionable fixes for payment processing fees, funding delays, and pricing traps you can implement this week. TL;DR Bundled pricing hides real costs – Request interchange-plus […]

Ecommerce payment authorization graphic showing how declined transactions can create a hidden gap between attempted sales and approved revenue. Payment Decline Signals: A Recovery Guide for eCommerce
Read MorePayment Decline Signals: A Recovery Guide for eCommerce

How to diagnose false declines, recover lost revenue, and turn faster deposits into real growth Learn how to read payment decline signals like a cash flow report and recover revenue lost to false declines. This guide walks eCommerce managers through decline diagnosis, retry strategy, and deposit acceleration — all actionable this week. TL;DR False declines […]

Comparison infographic showing why supplier early-payment discounts create significantly greater margin than small payment processing fee reductions for eCommerce businesses. Financial Obligations: Why Fee Reduction Is the Wrong Fix
Read MoreFinancial Obligations: Why Fee Reduction Is the Wrong Fix

eCommerce brands obsess over processing costs while ignoring early-payment discounts that deliver multiples more margin Learn why optimizing payment processing fees caps your upside while early-payment discounts on COGS unlock far greater margin. This piece reframes financial obligations as a system-level cash flow strategy, not a cost-center problem. TL;DR Processing fee savings have a low […]

Infographic showing seven payment setup risks that can delay deposits, trigger reserves, increase processing costs, and restrict peak-season cash flow. 7 Signs Your Payment Setup Will Choke Cash Flow
Read More7 Signs Your Payment Setup Will Choke Cash Flow

A pre-season diagnostic for the back-end issues that lock up revenue during peak volume Learn seven diagnostic signals hiding in your payment configuration — from deposit timing to reserve triggers — that predict whether your setup will support or suffocate cash flow during the holiday rush. Built for eCommerce managers who already have a processor […]

BAMS featured image showing a customer loyalty program with a loyalty card, rewards progress and repeat purchase incentives. Take Your Business to the Next Level by Offering a Loyalty Program
Read MoreTake Your Business to the Next Level by Offering a Loyalty Program

Build Repeat Business With a Loyalty Program Customers Want to Use A customer loyalty program gives people a practical reason to come back. The strongest programs are usually easy to understand, easy to use and valuable enough that the reward actually matters to the customer. They do not need to be complicated. A simple punch […]

BAMS featured image showing a local merchant service provider with secure payments, modern payment technology and local support. Reasons Why You Should Work with a Local Merchant Service Provider
Read MoreReasons Why You Should Work with a Local Merchant Service Provider

Why Work With a Local Merchant Service Provider? A local merchant service provider can give businesses a closer point of contact for payment support, security and technology. The right provider can also help a business choose payment tools that fit how its customers prefer to pay. There hasn’t been a more successful change in technology […]

BAMS featured image showing its Low Price Guarantee, five-step payment processing review and merchant cost comparison. Low Price Guarantee: How BAMS Compares Processing Costs
Read MoreLow Price Guarantee: How BAMS Compares Processing Costs

How the BAMS Low Price Guarantee Works The BAMS Low Price Guarantee gives business owners a structured way to compare payment processing costs before making a change. The five-step review looks beyond a single advertised rate and considers how a business actually accepts payments. In the day-to-day grind as a business owner, you’re in a […]

BAMS guide showing how to set up Authorize.Net with a BigCommerce store and connect online payment settings. How to Setup Authorize.net With Your BigCommerce Store
Read MoreHow to Setup Authorize.net With Your BigCommerce Store

Connect Authorize.net to Your BigCommerce Store An Authorize.net BigCommerce setup connects your online store to a payment gateway so customers can submit card payments at checkout. Visa provides a helpful overview of how payment processing works across merchants, acquirers and issuers. BigCommerce is one of the top eCommerce platforms currently available and is the #1 […]

BAMS featured image explaining Magento 1 end of life, including security exposure, PCI compliance risk and business disruption. What to do About Magento 1’s Upcoming End of Life
Read MoreWhat to do About Magento 1’s Upcoming End of Life

What Magento 1 End of Life Means for eCommerce Merchants Editor’s note: Magento 1 reached end of life on June 30, 2020. This article was originally written before that deadline. Any merchant still operating a Magento 1 store should treat migration and payment security as immediate priorities. On June 30th, 2020, Magento 1, one of […]

BAMS featured image showing three ways to reduce cart abandonment with guest checkout, flexible payments and smarter fraud controls. Three Simple Ways to Reduce Cart Abandonment
Read MoreThree Simple Ways to Reduce Cart Abandonment

Reduce Cart Abandonment With a Better Checkout Experience Merchants can reduce cart abandonment by making checkout faster, offering flexible payment options and using fraud controls that avoid unnecessary friction. Online cart abandonment is one of the biggest problems plaguing eCommerce merchants, with up to 80% of all carts ditched by users before payment can be […]

BAMS featured image explaining PCI compliance, PCI DSS requirements and the financial and business risks of a payment data breach. PCI Compliance and The Potentially High Costs of a Breach
Read MorePCI Compliance and The Potentially High Costs of a Breach

Protect Payment Data and Reduce Business Risk Strong payment security helps businesses protect customer information and reduce the financial and operational risks associated with a data breach. PCI compliance provides a common security framework for businesses that handle payment account data. Let’s talk about PCI Compliance. In the summer of 2019, it came out that […]

BAMS featured image showing eCommerce payment processing with secure checkout, integrations, chargeback defense, reporting, transparent pricing and support. Why BAMS Is The Perfect Solution For Your E-commerce Business?
Read MoreWhy BAMS Is The Perfect Solution For Your E-commerce Business?

eCommerce Payment Processing Built for Online Businesses eCommerce payment processing plays an important role in the customer experience and daily operation of an online business. A complete solution should support checkout, payment security, reporting and the technology a merchant already uses. Over the past decade, the world of e-commerce business has completely transformed consumer purchasing […]

BAMS featured image showing 10 ways to prevent shopping cart abandonment with secure checkout, guest checkout, payment options and faster performance. 10 Effective Ways to Prevent Shopping Cart Abandonment
Read More10 Effective Ways to Prevent Shopping Cart Abandonment

Prevent Shopping Cart Abandonment by Reducing Checkout Friction Businesses can prevent shopping cart abandonment by making the path from cart to completed payment easier to follow. Shipping transparency, payment security, checkout speed and convenient payment options can all influence the customer experience. For online merchants, an eCommerce merchant account can support the payment infrastructure behind […]

Dashboard infographic showing real-time authorization monitoring, retry performance metrics, and payment alerts before peak season. Transaction Retry Strategy: Cut Wasted Fees Before Peak
Read MoreTransaction Retry Strategy: Cut Wasted Fees Before Peak

Configure decline-code routing, retry caps, and real-time authorization monitoring to stop paying for retries that never convert Learn how to build a transaction retry strategy that eliminates unnecessary interchange and scheme fees during peak season. This tutorial walks through decline-code routing rules, retry caps, real-time dashboards, and stress testing. TL;DR Stop retrying hard declines immediately […]

Four-phase payment orchestration framework showing how eCommerce businesses audit, consolidate, accelerate, and defend payment operations. Payment Orchestration: A Practical Guide for eCommerce
Read MorePayment Orchestration: A Practical Guide for eCommerce

How to unify fragmented payment data across your website, Amazon, and in-person channels Learn how to consolidate disconnected payment flows into a single system that reduces reconciliation overhead and speeds up deposits. This guide turns payment orchestration into actionable steps for multichannel eCommerce businesses. TL;DR Fragmented payments cost more than you think – Reconciling data […]