Oct 25-28th, 2026: The National Funeral Directors Association held its International Convention & Expo here in Charlotte. I spent four days at the Convention Center with several thousand professionals moving between sessions, the exhibit hall and the quieter conversations that often end up being more useful than the official program. BAMS were there as Bronze Sponsor. For […]
Category: E-Commerce

A step-by-step guide to reading processing statements, calculating your effective rate, and holding processors accountable Learn how to identify interchange overcharges hiding in your credit card processing statements. This guide walks eCommerce managers through fee layers, effective rate calculations, and a framework for line-by-line statement reviews that drive real payment processing fees reduction. TL;DR Calculate […]

The specific fee line items that compound quietly at baseline but drain margins during peak traffic surges Learn which payment processing costs behave differently at peak volume versus baseline. This diagnostic checklist helps ecommerce managers audit the exact line items that silently erode margins during seasonal surges. TL;DR Seasonal volume changes your cost structure, not […]

A diagnostic guide to merchant account optimization that turns hidden fees into actionable savings Learn to identify seven specific line items on your processing statement that signal overcharges. This diagnostic framework contrasts opaque provider tactics with transparent partner practices, helping eCommerce operators unlock meaningful business cost savings. TL;DR Calculate your effective rate – Divide total […]

Hidden fee structures, delayed deposits, and timing gaps that quietly erode your eCommerce cash flow Discover five specific spots where multi-channel fragmentation silently drains cash from your eCommerce operation. Learn actionable fixes for payment processing fees, funding delays, and pricing traps you can implement this week. TL;DR Bundled pricing hides real costs – Request interchange-plus […]

How to diagnose false declines, recover lost revenue, and turn faster deposits into real growth Learn how to read payment decline signals like a cash flow report and recover revenue lost to false declines. This guide walks eCommerce managers through decline diagnosis, retry strategy, and deposit acceleration — all actionable this week. TL;DR False declines […]

eCommerce brands obsess over processing costs while ignoring early-payment discounts that deliver multiples more margin Learn why optimizing payment processing fees caps your upside while early-payment discounts on COGS unlock far greater margin. This piece reframes financial obligations as a system-level cash flow strategy, not a cost-center problem. TL;DR Processing fee savings have a low […]

A pre-season diagnostic for the back-end issues that lock up revenue during peak volume Learn seven diagnostic signals hiding in your payment configuration — from deposit timing to reserve triggers — that predict whether your setup will support or suffocate cash flow during the holiday rush. Built for eCommerce managers who already have a processor […]

Build Repeat Business With a Loyalty Program Customers Want to Use A customer loyalty program gives people a practical reason to come back. The strongest programs are usually easy to understand, easy to use and valuable enough that the reward actually matters to the customer. They do not need to be complicated. A simple punch […]

Why Work With a Local Merchant Service Provider? A local merchant service provider can give businesses a closer point of contact for payment support, security and technology. The right provider can also help a business choose payment tools that fit how its customers prefer to pay. There hasn’t been a more successful change in technology […]

How the BAMS Low Price Guarantee Works The BAMS Low Price Guarantee gives business owners a structured way to compare payment processing costs before making a change. The five-step review looks beyond a single advertised rate and considers how a business actually accepts payments. In the day-to-day grind as a business owner, you’re in a […]

Connect Authorize.net to Your BigCommerce Store An Authorize.net BigCommerce setup connects your online store to a payment gateway so customers can submit card payments at checkout. Visa provides a helpful overview of how payment processing works across merchants, acquirers and issuers. BigCommerce is one of the top eCommerce platforms currently available and is the #1 […]

What Magento 1 End of Life Means for eCommerce Merchants Editor’s note: Magento 1 reached end of life on June 30, 2020. This article was originally written before that deadline. Any merchant still operating a Magento 1 store should treat migration and payment security as immediate priorities. On June 30th, 2020, Magento 1, one of […]

Reduce Cart Abandonment With a Better Checkout Experience Merchants can reduce cart abandonment by making checkout faster, offering flexible payment options and using fraud controls that avoid unnecessary friction. Online cart abandonment is one of the biggest problems plaguing eCommerce merchants, with up to 80% of all carts ditched by users before payment can be […]

Protect Payment Data and Reduce Business Risk Strong payment security helps businesses protect customer information and reduce the financial and operational risks associated with a data breach. PCI compliance provides a common security framework for businesses that handle payment account data. Let’s talk about PCI Compliance. In the summer of 2019, it came out that […]

eCommerce Payment Processing Built for Online Businesses eCommerce payment processing plays an important role in the customer experience and daily operation of an online business. A complete solution should support checkout, payment security, reporting and the technology a merchant already uses. Over the past decade, the world of e-commerce business has completely transformed consumer purchasing […]

Prevent Shopping Cart Abandonment by Reducing Checkout Friction Businesses can prevent shopping cart abandonment by making the path from cart to completed payment easier to follow. Shipping transparency, payment security, checkout speed and convenient payment options can all influence the customer experience. For online merchants, an eCommerce merchant account can support the payment infrastructure behind […]

Configure decline-code routing, retry caps, and real-time authorization monitoring to stop paying for retries that never convert Learn how to build a transaction retry strategy that eliminates unnecessary interchange and scheme fees during peak season. This tutorial walks through decline-code routing rules, retry caps, real-time dashboards, and stress testing. TL;DR Stop retrying hard declines immediately […]

How to unify fragmented payment data across your website, Amazon, and in-person channels Learn how to consolidate disconnected payment flows into a single system that reduces reconciliation overhead and speeds up deposits. This guide turns payment orchestration into actionable steps for multichannel eCommerce businesses. TL;DR Fragmented payments cost more than you think – Reconciling data […]
