How to evaluate funding guarantees, support structures, and escalation paths before you switch processors Learn how to distinguish processors that advertise reliability from those that contractually guarantee it. This guide gives you a framework for evaluating funding commitments, dedicated support access, and real recourse when deposits don’t arrive on time. TL;DR Next-day funding varies wildly […]
Category: Business Tips
Featured Article Payment Processor Changes: A Guide to Accountability
Why Physical Loyalty Cards Still Have a Place Loyalty card benefits are not limited to the reward printed on the card. A physical card can also put the business in front of a customer again after the transaction ends. It sits in a wallet, hangs from a keychain or appears the next time the customer […]
Why EMV and Magnetic Stripe Cards Handle Security Differently EMV vs magnetic stripe is really a comparison between two very different ways of handling card-present payment data. Magnetic stripes rely on static card data. EMV chips add dynamic transaction security that makes copied payment data far less useful for creating counterfeit cards. That difference matters […]
Build Repeat Business With a Loyalty Program Customers Want to Use A customer loyalty program gives people a practical reason to come back. The strongest programs are usually easy to understand, easy to use and valuable enough that the reward actually matters to the customer. They do not need to be complicated. A simple punch […]
What Your Payment Pricing Model Really Changes The pricing model behind a merchant account determines more than the rate shown on a proposal. It affects how easily you can see processing costs, how processor markup appears on your statement and how much information you have when comparing one provider with another. Partnering with the right […]
Low Price Matters, but Look at the Whole Merchant Account Low-cost merchant services can make a real difference to a business that processes hundreds or thousands of payments every month. But the cheapest advertised rate is not always the cheapest account once every fee, contract term and service requirement enters the picture. The better question […]
Why Work With a Local Merchant Service Provider? A local merchant service provider can give businesses a closer point of contact for payment support, security and technology. The right provider can also help a business choose payment tools that fit how its customers prefer to pay. There hasn’t been a more successful change in technology […]
How the BAMS Low Price Guarantee Works The BAMS Low Price Guarantee gives business owners a structured way to compare payment processing costs before making a change. The five-step review looks beyond a single advertised rate and considers how a business actually accepts payments. In the day-to-day grind as a business owner, you’re in a […]
Connect Authorize.net to Your BigCommerce Store An Authorize.net BigCommerce setup connects your online store to a payment gateway so customers can submit card payments at checkout. Visa provides a helpful overview of how payment processing works across merchants, acquirers and issuers. BigCommerce is one of the top eCommerce platforms currently available and is the #1 […]
How the Pandemic Changed Online Shopping Behavior COVID-19 online shopping trends created a rapid shift in how consumers bought everyday products and how businesses reached their customers. While this article reflects the conditions of 2020, many of the eCommerce lessons around checkout, fulfillment, customer communication and payment costs remain useful for merchants today. Editor’s note: […]
What Magento 1 End of Life Means for eCommerce Merchants Editor’s note: Magento 1 reached end of life on June 30, 2020. This article was originally written before that deadline. Any merchant still operating a Magento 1 store should treat migration and payment security as immediate priorities. On June 30th, 2020, Magento 1, one of […]
Reduce Cart Abandonment With a Better Checkout Experience Merchants can reduce cart abandonment by making checkout faster, offering flexible payment options and using fraud controls that avoid unnecessary friction. Online cart abandonment is one of the biggest problems plaguing eCommerce merchants, with up to 80% of all carts ditched by users before payment can be […]
Take Your Clover POS Beyond Basic Payment Processing The best Clover apps can help merchants extend a POS system beyond payment acceptance. Depending on the app, businesses can add accounting automation, employee management, operational tools and other functions to their Clover setup. Clover is a popular POS system that provides both software and hardware solutions […]
Protect Payment Data and Reduce Business Risk Strong payment security helps businesses protect customer information and reduce the financial and operational risks associated with a data breach. PCI compliance provides a common security framework for businesses that handle payment account data. Let’s talk about PCI Compliance. In the summer of 2019, it came out that […]
eCommerce Payment Processing Built for Online Businesses eCommerce payment processing plays an important role in the customer experience and daily operation of an online business. A complete solution should support checkout, payment security, reporting and the technology a merchant already uses. Over the past decade, the world of e-commerce business has completely transformed consumer purchasing […]
Prevent Shopping Cart Abandonment by Reducing Checkout Friction Businesses can prevent shopping cart abandonment by making the path from cart to completed payment easier to follow. Shipping transparency, payment security, checkout speed and convenient payment options can all influence the customer experience. For online merchants, an eCommerce merchant account can support the payment infrastructure behind […]
A step-by-step tutorial to audit your merchant statements, benchmark costs, and cut processor markup by 15-40 basis points Learn how to audit your merchant statements, identify hidden fees, and negotiate lower credit card processing fees. This tutorial walks you through building a cost baseline and securing an interchange-plus agreement that saves thousands annually. TL;DR Audit […]
Speed up deposits, lower fees, and recover lost sales with strategic payment infrastructure changes Learn how to audit your checkout flow, implement remote deposit capture, and choose payment solutions that cut abandonment rates. This guide covers the payment infrastructure decisions that directly impact conversions and cash flow. TL;DR Cart abandonment averages 69.9% globally – Much […]
How small businesses can reclaim cash flow with secure, faster payment solutions Discover why traditional payment processors hold your revenue hostage and how modern secure payment gateways eliminate costly delays. Learn to evaluate solutions that protect transactions while keeping cash flowing. TL;DR Deposit delays are a choice, not a necessity – Modern payment technology can […]
