Category: Online Payments

eCommerce payment reconciliation infographic comparing $14,200 in dashboard sales with a $13,740 bank deposit and breaking down the unexplained deposit gap.
Featured Article 7 Fee Reconciliation Signals Hiding in Your Daily Deposits

A diagnostic checklist for eCommerce operators who want to spot processor overcharges in minutes, not months Learn how to identify the gap between your eCommerce dashboard totals and actual bank deposits. This checklist surfaces daily transaction-level signals that reveal hidden payment processor fees without enterprise tools. TL;DR Calculate your effective rate monthly – Divide total […]

BAMS featured image showing a physical loyalty card designed to encourage repeat visits, customer rewards and stronger brand loyalty. Tangible Benefits of Adding a Loyalty Card to Your Loyalty Program
Read MoreTangible Benefits of Adding a Loyalty Card to Your Loyalty Program

Why Physical Loyalty Cards Still Have a Place Loyalty card benefits are not limited to the reward printed on the card. A physical card can also put the business in front of a customer again after the transaction ends. It sits in a wallet, hangs from a keychain or appears the next time the customer […]

BAMS featured image showing a chargeback dispute alert, lost transaction revenue and the financial impact of chargebacks on a business. How Problematic Are Chargebacks for Business Owners?
Read MoreHow Problematic Are Chargebacks for Business Owners?

Why Chargebacks Can Become More Than a Refund Chargebacks for business owners can create problems well beyond losing one sale. A dispute can affect revenue immediately, interrupt expected cash flow and create extra work for the team responsible for gathering records and responding to the claim. One chargeback may be manageable. A pattern of them […]

BAMS featured image showing a customer loyalty program with a loyalty card, rewards progress and repeat purchase incentives. Take Your Business to the Next Level by Offering a Loyalty Program
Read MoreTake Your Business to the Next Level by Offering a Loyalty Program

Build Repeat Business With a Loyalty Program Customers Want to Use A customer loyalty program gives people a practical reason to come back. The strongest programs are usually easy to understand, easy to use and valuable enough that the reward actually matters to the customer. They do not need to be complicated. A simple punch […]

BAMS featured image showing a local merchant service provider with secure payments, modern payment technology and local support. Reasons Why You Should Work with a Local Merchant Service Provider
Read MoreReasons Why You Should Work with a Local Merchant Service Provider

Why Work With a Local Merchant Service Provider? A local merchant service provider can give businesses a closer point of contact for payment support, security and technology. The right provider can also help a business choose payment tools that fit how its customers prefer to pay. There hasn’t been a more successful change in technology […]

BAMS featured image showing its Low Price Guarantee, five-step payment processing review and merchant cost comparison. Low Price Guarantee: How BAMS Compares Processing Costs
Read MoreLow Price Guarantee: How BAMS Compares Processing Costs

How the BAMS Low Price Guarantee Works The BAMS Low Price Guarantee gives business owners a structured way to compare payment processing costs before making a change. The five-step review looks beyond a single advertised rate and considers how a business actually accepts payments. In the day-to-day grind as a business owner, you’re in a […]

BAMS guide showing how to set up Authorize.Net with a BigCommerce store and connect online payment settings. How to Setup Authorize.Net With Your BigCommerce Store
Read MoreHow to Setup Authorize.Net With Your BigCommerce Store

Connect Authorize.Net to Your BigCommerce Store An Authorize.Net BigCommerce setup connects your online store to a payment gateway so customers can submit card payments at checkout. Visa provides a helpful overview of how payment processing works across merchants, acquirers and issuers. BigCommerce is one of the top eCommerce platforms currently available and is the #1 […]

BAMS featured image explaining Magento 1 end of life, including security exposure, PCI compliance risk and business disruption. What to do About Magento 1’s Upcoming End of Life
Read MoreWhat to do About Magento 1’s Upcoming End of Life

What Magento 1 End of Life Means for eCommerce Merchants Editor’s note: Magento 1 reached end of life on June 30, 2020. This article was originally written before that deadline. Any merchant still operating a Magento 1 store should treat migration and payment security as immediate priorities. On June 30th, 2020, Magento 1, one of […]

BAMS featured image showing three ways to reduce cart abandonment with guest checkout, flexible payments and smarter fraud controls. Three Simple Ways to Reduce Cart Abandonment
Read MoreThree Simple Ways to Reduce Cart Abandonment

Reduce Cart Abandonment With a Better Checkout Experience Merchants can reduce cart abandonment by making checkout faster, offering flexible payment options and using fraud controls that avoid unnecessary friction. Online cart abandonment is one of the biggest problems plaguing eCommerce merchants, with up to 80% of all carts ditched by users before payment can be […]

BAMS featured image explaining PCI compliance, PCI DSS requirements and the financial and business risks of a payment data breach. PCI Compliance and The Potentially High Costs of a Breach
Read MorePCI Compliance and The Potentially High Costs of a Breach

Protect Payment Data and Reduce Business Risk Strong payment security helps businesses protect customer information and reduce the financial and operational risks associated with a data breach. PCI compliance provides a common security framework for businesses that handle payment account data. Let’s talk about PCI Compliance. In the summer of 2019, it came out that […]

BAMS featured image showing eCommerce payment processing with secure checkout, integrations, chargeback defense, reporting, transparent pricing and support. Why BAMS Is The Perfect Solution For Your E-commerce Business?
Read MoreWhy BAMS Is The Perfect Solution For Your E-commerce Business?

eCommerce Payment Processing Built for Online Businesses eCommerce payment processing plays an important role in the customer experience and daily operation of an online business. A complete solution should support checkout, payment security, reporting and the technology a merchant already uses. Over the past decade, the world of e-commerce business has completely transformed consumer purchasing […]

BAMS featured image showing 10 ways to prevent shopping cart abandonment with secure checkout, guest checkout, payment options and faster performance. 10 Effective Ways to Prevent Shopping Cart Abandonment
Read More10 Effective Ways to Prevent Shopping Cart Abandonment

Prevent Shopping Cart Abandonment by Reducing Checkout Friction Businesses can prevent shopping cart abandonment by making the path from cart to completed payment easier to follow. Shipping transparency, payment security, checkout speed and convenient payment options can all influence the customer experience. For online merchants, an eCommerce merchant account can support the payment infrastructure behind […]

payment gateway insights ecommerce transparency framework Payment Gateway Insights eCommerce: What You’re Missing
Read MorePayment Gateway Insights eCommerce: What You’re Missing

Why most transaction reporting keeps you in the dark—and what real payment gateway insights should look like Discover why payment gateway dashboards show you what happened but not why it matters. Learn what true transparency looks like and how better insights can end deposit delays. TL;DR Payment gateways profit from opacity – The less you understand […]

Step-by-step customer payment recovery system with retries, dunning, and monitoring Customer Payment Recovery System for eCommerce
Read MoreCustomer Payment Recovery System for eCommerce

Configure automated retries, dunning sequences, and dashboards to recover 45-85% of failed payments Learn to capture failed transactions before they become lost revenue. This tutorial walks you through retry logic, email sequences, and real-time monitoring to reduce involuntary churn. TL;DR Failed payments are recoverable revenue – Optimized retry strategies recover 45-70% of initially failed transactions, […]

Digital wallet vs traditional payments comparison showing checkout speed, friction level, and impact on eCommerce cart abandonment Digital Wallet Payments eCommerce: Reduce Abandonment
Read MoreDigital Wallet Payments eCommerce: Reduce Abandonment

A data-driven comparison of checkout options to help eCommerce managers capture more sales Compare traditional payment methods against digital wallets across mobile performance, checkout friction, and deposit timing. Learn which approach best reduces your cart abandonment rate. TL;DR Offer both payment types – Restricting to traditional-only costs you sales; digital wallets reduce the 80% mobile abandonment […]

payment authorization journey showing customer attempt, issuer decision, decline points, and optimization strategies to improve approval rates 7 Ways to Boost Authorization Rates in eCommerce
Read More7 Ways to Boost Authorization Rates in eCommerce

Actionable strategies for eCommerce managers to recover declined payments and capture lost revenue Learn the specific tactics that separate high-performing payment stacks from the rest. This guide covers network tokenization, smart retry logic, and data optimization techniques that can recover 2-5% of previously lost transactions. TL;DR Smart routing recovers 5% of declines by directing transactions […]

Comparison of payment gateways including Stripe, PayPal, Helcim, and merchant services partner based on fees, deposit speed, support, and chargeback management Best Payment Gateways for eCommerce: Fees, Speed, Support
Read MoreBest Payment Gateways for eCommerce: Fees, Speed, Support

How deposit timing, pricing transparency, and real human support affect your eCommerce cash flow Compare top payment gateways on what actually matters: how fast you get paid, what you really pay in fees, and whether support answers when problems hit. Find the right fit for your 10-50 employee eCommerce operation. TL;DR Deposit speed varies dramatically […]

PCI compliance impact on payment flow showing authorization, settlement, deposit timing, and differences between compliant and non compliant payment gateways PCI Compliant Payment Gateway Comparison for Merchants
Read MorePCI Compliant Payment Gateway Comparison for Merchants

How compliance status affects your deposits, fees, and fraud liability—and what to look for Learn why PCI compliance should be your primary filter when comparing payment gateways. This guide shows how compliance impacts deposit timing, fee structures, and fraud exposure for eCommerce businesses. TL;DR PCI compliance determines deposit speed – Non-compliant setups trigger more fraud […]

Step by step guide to setting up multi-currency payment processing on Shopify including markets setup, gateway connection, pricing, testing, and launch How to Set Up Multi-Currency Payment Processing Shopify
Read MoreHow to Set Up Multi-Currency Payment Processing Shopify

Configure local pricing, connect a secure payment gateway, and protect cross-border sales with chargeback defense Learn to accept payments in multiple currencies on your Shopify store. This tutorial covers currency settings, payment gateway setup, and chargeback protection for international sales. TL;DR Enable Shopify Markets first – This unlocks multi-currency display and international selling features that […]