How to model chargeback risk into your deposit calendar and protect weekly cash flow predictability Learn how to treat chargeback prevention as a cash flow variable rather than a dispute-management task. This guide shows eCommerce managers how to quantify chargeback timing risk, build prevention into deposit schedules, and protect working capital. TL;DR Treat chargebacks as […]
Category: BAMS Blog
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Chargeback Prevention as a Cash Flow Planning Tool
Generic merchant services weren’t built for five-figure invoices, insurance assignments, and weeks-long funding gaps Learn why off-the-shelf payment platforms create hidden cash flow problems for funeral homes. This piece frames the real dollar cost of misaligned processing in working capital terms, not feature comparisons. TL;DR Generic payment processors cost you more than fees – The […]
Replace manual collection calls with scheduled, empathetic payment reminders that protect relationships and revenue Learn how to build an automated reminder workflow for outstanding balances in high-sensitivity settings like funeral services. This step-by-step tutorial helps you eliminate manual collection calls, reduce aged receivables, and relieve staff of emotionally draining follow-up. TL;DR Automate the uncomfortable task […]
Why Physical Loyalty Cards Still Have a Place Loyalty card benefits are not limited to the reward printed on the card. A physical card can also put the business in front of a customer again after the transaction ends. It sits in a wallet, hangs from a keychain or appears the next time the customer […]
Why Chargebacks Can Become More Than a Refund Chargebacks for business owners can create problems well beyond losing one sale. A dispute can affect revenue immediately, interrupt expected cash flow and create extra work for the team responsible for gathering records and responding to the claim. One chargeback may be manageable. A pattern of them […]
Why EMV and Magnetic Stripe Cards Handle Security Differently EMV vs magnetic stripe is really a comparison between two very different ways of handling card-present payment data. Magnetic stripes rely on static card data. EMV chips add dynamic transaction security that makes copied payment data far less useful for creating counterfeit cards. That difference matters […]
Build Repeat Business With a Loyalty Program Customers Want to Use A customer loyalty program gives people a practical reason to come back. The strongest programs are usually easy to understand, easy to use and valuable enough that the reward actually matters to the customer. They do not need to be complicated. A simple punch […]
What Your Payment Pricing Model Really Changes The pricing model behind a merchant account determines more than the rate shown on a proposal. It affects how easily you can see processing costs, how processor markup appears on your statement and how much information you have when comparing one provider with another. Partnering with the right […]
Low Price Matters, but Look at the Whole Merchant Account Low-cost merchant services can make a real difference to a business that processes hundreds or thousands of payments every month. But the cheapest advertised rate is not always the cheapest account once every fee, contract term and service requirement enters the picture. The better question […]
Why Work With a Local Merchant Service Provider? A local merchant service provider can give businesses a closer point of contact for payment support, security and technology. The right provider can also help a business choose payment tools that fit how its customers prefer to pay. There hasn’t been a more successful change in technology […]
How the BAMS Low Price Guarantee Works The BAMS Low Price Guarantee gives business owners a structured way to compare payment processing costs before making a change. The five-step review looks beyond a single advertised rate and considers how a business actually accepts payments. In the day-to-day grind as a business owner, you’re in a […]
Connect Authorize.Net to Your BigCommerce Store An Authorize.Net BigCommerce setup connects your online store to a payment gateway so customers can submit card payments at checkout. Visa provides a helpful overview of how payment processing works across merchants, acquirers and issuers. BigCommerce is one of the top eCommerce platforms currently available and is the #1 […]
How the Pandemic Changed Online Shopping Behavior COVID-19 online shopping trends created a rapid shift in how consumers bought everyday products and how businesses reached their customers. While this article reflects the conditions of 2020, many of the eCommerce lessons around checkout, fulfillment, customer communication and payment costs remain useful for merchants today. Editor’s note: […]
What Magento 1 End of Life Means for eCommerce Merchants Editor’s note: Magento 1 reached end of life on June 30, 2020. This article was originally written before that deadline. Any merchant still operating a Magento 1 store should treat migration and payment security as immediate priorities. On June 30th, 2020, Magento 1, one of […]
Reduce Cart Abandonment With a Better Checkout Experience Merchants can reduce cart abandonment by making checkout faster, offering flexible payment options and using fraud controls that avoid unnecessary friction. Online cart abandonment is one of the biggest problems plaguing eCommerce merchants, with up to 80% of all carts ditched by users before payment can be […]
Take Your Clover POS Beyond Basic Payment Processing The best Clover apps can help merchants extend a POS system beyond payment acceptance. Depending on the app, businesses can add accounting automation, employee management, operational tools and other functions to their Clover setup. Clover is a popular POS system that provides both software and hardware solutions […]
Protect Payment Data and Reduce Business Risk Strong payment security helps businesses protect customer information and reduce the financial and operational risks associated with a data breach. PCI compliance provides a common security framework for businesses that handle payment account data. Let’s talk about PCI Compliance. In the summer of 2019, it came out that […]
Prevent Shopping Cart Abandonment by Reducing Checkout Friction Businesses can prevent shopping cart abandonment by making the path from cart to completed payment easier to follow. Shipping transparency, payment security, checkout speed and convenient payment options can all influence the customer experience. For online merchants, an eCommerce merchant account can support the payment infrastructure behind […]
Why overfitted fraud filters quietly block your best customers — and how processors profit from your lost revenue Learn why false declines cost most eCommerce businesses more than actual fraud. This piece exposes how processor-default fraud filters are tuned to minimize their risk, not maximize your revenue, and what smarter calibration looks like. TL;DR False […]
