What You’ll Build: A Chargeback-Proof Cash Flow Sequence By the end of this tutorial, you will have a working system that protects your cash flow planning from chargeback disruptions. Specifically, you’ll connect your transaction batching schedule to your supplier payment calendar so that chargebacks stop derailing your ability to capture early-pay discounts. Your success criteria […]
Category: Fraud Prevention
Featured Article
Cash Flow Planning: Sequence Deposits to Unlock Discounts
Catch false declines in near real-time and protect revenue without a dedicated finance department Learn how false declines silently drain eCommerce revenue and how to build a practical payment alerts service workflow that catches them fast. This step-by-step guide helps lean teams improve cash flow management with the right merchant services partner. TL;DR False declines […]
Protect Payment Data and Reduce Business Risk Strong payment security helps businesses protect customer information and reduce the financial and operational risks associated with a data breach. PCI compliance provides a common security framework for businesses that handle payment account data. Let’s talk about PCI Compliance. In the summer of 2019, it came out that […]
Biometric authentication protects consumers — but the liability gap it creates is costing eCommerce merchants real money Discover why surging contactless payment adoption doesn’t reduce merchant fraud exposure. Learn how biometric authentication and tokenization shift risk away from consumers while leaving merchants liable for chargebacks and friendly fraud. TL;DR Consumer security ≠ merchant protection – […]
Why overfitted fraud filters quietly block your best customers — and how processors profit from your lost revenue Learn why false declines cost most eCommerce businesses more than actual fraud. This piece exposes how processor-default fraud filters are tuned to minimize their risk, not maximize your revenue, and what smarter calibration looks like. TL;DR False […]
Why treating security as a revenue driver—not a cost center—unlocks the approval rates your business deserves Learn why authorization rate improvement depends on fraud protection more than most realize. This guide reveals how security signals influence bank decisions and which changes produce measurable gains. TL;DR Fraud protection drives authorization rates – Banks reward merchants with […]
Why waiting for chargebacks to happen costs more than preventing them in the first place Compare proactive and reactive fraud protection measures side-by-side. Learn which approach delivers faster deposits, lower chargeback rates, and better ROI for your e-commerce business. TL;DR Proactive fraud protection prevents chargebacks before they happen – AI-based systems analyze transactions in real-time, […]
How payment security enhancements affect your cash flow, fraud rates, and deposit speed Learn which merchant services protect your revenue without delaying deposits. This comparison reveals how fraud protection measures impact cash flow and why security-first providers outperform reactive alternatives. TL;DR Security-enhanced merchant services speed up deposits by using real-time fraud detection instead of manual […]
How to choose a PCI-compliant gateway that protects transactions without trapping your cash flow Compare PCI-compliant payment gateways with rapid funding against standard options. Learn which approach delivers both security and speed for predictable eCommerce cash flow. TL;DR Guaranteed next-day funding beats standard 2-5 day settlement for established eCommerce businesses where cash flow directly impacts […]
Why the small line item you never question says everything about your merchant services relationship Learn why PCI compliance fees are the clearest indicator of whether your payment processor treats you as a partner or a revenue source. Discover what you should actually receive for this charge and how to evaluate providers based on transparency. […]
The Growing Challenge of Card-Not-Present Fraud At BAMS, payments are central to everything we do and card-not-present fraud prevention is important to us. That is why we closely track emerging threats across the payments ecosystem. One of the most significant challenges facing merchants today is the rise of card-not-present (CNP) fraud and first-party fraud, sometimes […]
Online sellers face a risk that store counters rarely see. When a card isn’t present, it’s harder to prove who made the purchase. As a result, fraud-related chargebacks hit eCommerce merchants harder than almost anyone else. You lose the sale, the product and the shipping cost. Often, you pay a dispute fee too. This guide explains the […]
The coronavirus pandemic that rocked the world in 2020 saw people flock to the web for everything from entertainment to education to work to shopping, and beyond. But with that surge in web traffic came a surge in cyberattacks and ecommerce fraud. With payment fraud losses already set to reach $6.4 billion in 2021 prior […]
Fraud is expensive. Not only does it have the potential to rob your ecommerce store of revenue and inventory, but, if left unchecked, it can also put you in the doghouse with card issuers and payment processors, driving up your fees as well. That makes combating fraud an important part of your online business strategy. […]
Every card sale costs you something. However, many business owners never check how much of that cost they actually have to pay. In this 30-minute BAMS guest webinar, you’ll learn how to lower credit card processing fees and put that money back in your pocket. Watch the replay below. Then use the guide that follows […]
In 2018, almost 5,900 brick and mortar retail locations closed. 2019 has seen another 6,000 go the way of the dodo, and by 2026, as many as 75,000 stores will shut their doors permanently. The reality is, brick and mortar stores are expensive – far more expensive than their web-based eCommerce counterparts. As a result, […]
In part one of this two-part series, we looked at some of the technology-based solutions merchants have available to them to catch fraud early on and stop it before it can result in chargebacks and lost revenues. In part two, we’ll look at the other side of the coin – legitimate chargebacks filed by customers […]
A seller receives an order and delivers on their end of the bargain flawlessly, only to later find that the money they earned has been clawed back due to a chargeback. This is an all too common scenario, especially in commerce online where purchases are made without any physical, real-world interaction between customer and merchant. […]
For obvious reasons, the major credit card companies take fraud and excessive chargebacks very seriously, and companies like Visa and Mastercard have put forward thorough monitoring and tracking systems to try to prevent the losses associated with them. In October 2019, both companies made changes to their chargeback and fraud defense programs, and it’s important […]
