BigCommerce is one of the top eCommerce platforms currently available and is the #1 enterprise cloud solution for companies doing $1 million or more annually. Based on that success it’s no surprise that BigCommerce is specifically designed to make it as easy as possible to integrate leading payment gateways, including Authorize.Net.
PayPal Powered by Braintree is BigCommerce’s default gateway, so to use Authorize.Net you’ll have to manually change over. Don’t worry, it’s extremely easy. Follow the three simple steps listed below to launch BigCommerce’s setup function and enable your store to accept credit card payments via Authorize.Net.
Continue reading “How to Setup Authorize.Net With Your BigCommerce Store”
Authorize.Net – the most popular payment gateway service provider in the world – is in the process of making a big change to how it verifies transactions, and that change impacts the business of every single one of their Direct Post users.
The company is phasing out MD5-based hashing and switching to SHA-512 signature key hashing. The last stage of the switch goes into effect on June 27th, 2019, and every business using Authorize.Net Direct Post, including BAMS users, will have to switch over before that date to avoid interruptions to their payment processing services.
To a lot of merchants, this might be a confusing topic or seem like an unnecessary hassle, but this change is an important step in keeping Authorize.Net’s transaction security on the cutting edge – something that benefits every single merchant on the platform.
Continue reading “Authorize.Net Direct Post Security Upgrade: Updating MD5 to SHA-512”
There are many payment gateways in the market and more are coming up by the day. Some banks even have their own gateways. It can get confusing for small enterprises just starting out on which platform to choose that is appropriate for their online store or e-commerce business. One such advantageous payment gateway and household name is Authorize.Net. It is a platform equipped with intricate infrastructure, software, and security crucial to the quick, secure, and reliable transfer of payment. It is the necessary bridge between a client’s financial account, the merchant’s online shop, and their bank account. Authorize.Net gives the required information to complete the transaction.
Besides the basic workings of this platform as explained above, there is a myriad of benefits Authorize.Net offers to traders. First, the platform boasts of an excellent Application Programmer’s Interface (API) which any programming language can use. Many prefer this gateway because it is widely available and quite common in the market. It has a proven track record and the least trouble involved in its use, so much so that even other payment gateways use its API. It also has very straightforward integration into shopping carts. The ease of application cuts down on development time, reduces testing, and ultimately saves you time and money.
Other features that make it so favorable are its speed and security. It encrypts customer data, sending it through the bank’s authorization networks via secure and exclusive connections. The whole process will take less than 5 seconds. Also, it boasts of excellent hi-tech fraud detection and prevention tools. Aside from being a bridge, one can enter transactions directly into the platform. Thus, it goes beyond an online shopping experience, enabling payments from a physical location.
It is seamless for your website and guarantees excellent customer experience. It has all the client data secured on their servers, making you PCI-compliant. You can simply invoice the customer via email because the platform has built-in invoicing tools. It is mobile-enabled so that you can work and process payment transaction data whenever and wherever.
Do not worry about set-up because we at BAMS have you covered. We are a leading payment provider offering the Authorize.Net gateway free of charge. BAMS will do more than allow free access; we will create your Authorize.Net account. The company also provides other solutions like on-premise payment and online payment methods for your e-commerce store. For more information, contact us.
Authorize.net is well-known to e-commerce sites since it is the biggest payment gateway serving this market. It is stable, robust, and includes many security features. This ensures that it will remain the favorite for the foreseeable future.
What is less well-known is that Authorize.net enables online payments in other situations as well. Thanks to this capability, you can use it to accept credit cards in offsite locations like fairs and shows. There, you can use a card reader that attaches to your mobile device or even use your onscreen keyboard to enter customer information.
You’ll also find that Authorize.net’s security features give you all of the customization you need in order to meet your specific needs. Properly tweaking the settings will allow your system to automatically reject the orders that you deem likely to be fraudulent while automatically processing those that pass the checks.
Getting the Authorize.net Payment Gateway
If you deal online, your payment processor should automatically offer you an Authorize.net gateway. However, there is a big difference between the processors when it comes to the details. In particular, you need to know that the cost is not the same across the board. Some charge a substantial amount for the gateway setup, while others include it with their main accounts for free.
To learn more about Authorize.net and how it can help your brick-and-mortar operations as well as your e-commerce site, just contact us. We’ll be glad to tell you about it and all of our other relevant payment processing services.
All chargebacks are frustrating, but it’s even worse when they happen because of fraud. Then, you not only lose the transaction but the merchandise as well. This alone is enough reason to make sure you stop fraud before you send out any products. Here are some of the chargeback prevention ways that you can armor your online store against fraudulent purchases:
The Zip Code Check
These checks are basic, but they block a surprising amount of suspicious transactions. One of the most standards is to collect the would-be buyer’s name and address. Then, use a shopping cart that sends that information to Authorize.net along with the credit card number. Set your Authorize.net account to compare the zip code on file with the credit card company against the one you were given. If they don’t match, it automatically declines the transaction.
Have Proof of Shipment
One of the most common ways to commit chargeback fraud is done by the criminal ordering things and then claiming non-receipt. Stop this nonsense by shipping everything using methods that give you tracking numbers and proof of delivery. All of the major shippers have an option that provides these things, and it’s worth it to use those options. Then if someone claims non-delivery, you can give us or a card-issuing bank the number to prove that your package indeed arrived.
Having this information at hand also helps you when the customer legitimately hasn’t gotten an item. You’ll be able to look up the tracking and see exactly where the package is in the shipping system. You can almost always get someone to be more patient if you can provide a detailed answer to the question of “where’s my stuff!?.”
To learn more about how to prevent fraudulent chargebacks and other problems, just contact us. We’ll be glad to help you make your business go more smoothly.
We are living in the digital age where it is possible for almost every aspect of our lives to happen on a virtual platform. The business sector also caught on, and there was mass movement from brick and motor to the virtual selling and buying of services and goods. Electronic networks, especially the internet, are slowly becoming the number one way to transmit monies upon a transaction (e-commerce processing). Increased online trading and e-commerce stores continue to experience tremendous growth due to technology advancing the ability to pay online.
Different e-commerce processing services suit different businesses depending on the trader’s needs. Commonly used services include PayPal and credit cards. We also witnessed the rise of digital and crypto currency. Once you establish proper payment processing, you are well on your way to a successful business.
Benefits of an e-commerce store
The major pros of these shops have everything to do with time, efficiency, and convenience. These online shops make transactions faster and services available 24/7. The wide range of processing methods make expediency a reality. An e-commerce store is convenient to customers because it makes it easier to find products and enables comparative shopping. The stores are accessible as long as internet connectivity is available, thus overcoming geographical limitations. They are economical as you incur lower operational and management costs. There is no longer the need to set up physical stores for your business to be successful. An online store offers better information to the clients and in return accesses information on consumer habits for the merchant. Online presence is a way of marketing to gain new customers. The stores are a win for both the buyer and the seller.
What do you require to set up e-commerce stores?
It is now easier to start and run a business due to the rise of e-commerce processing. The basics necessary to set up include having a business name, a domain name, and website to register. Obtain the employer identification number and the necessary permits and licenses. Find a trustworthy vendor for the best quality and prices to compete fairly with others. Market your product on all available online platforms like blogs and social media.
Ensure you get the right technology and software, especially for things like payment processing and the user interface. You have a variety of services that you may choose from including the ones mentioned. PayPal is a favorite in this sector and technology is discovering more ways to use the IoT, device applications and credit card installations to enable quicker and more efficient e-commerce processing. Most people who stick to brick and motor do not understand how these payments work. It is therefore essential that you research the type of payment processing appropriate for you e-store to warrant its success. Finally, always have a well-stocked inventory and remain compliant with the set laws. These are sure ways to have a successful online business. For more information, contact us.