BAMS Blog

What Is Magento or Adobe Commerce and Why Should You Use It In Your Business?
Featured Article What Is Magento or Adobe Commerce and Why Should You Use It In Your Business?

Magento was one of the oldest players in the ecommerce space, building a reputation as an extremely capable, reliable, and secure sales platform. Today, Magento has been rolled into Adobe Commerce, a one-stop ecommerce solution from the same company that powers creativity across countless industries. Adobe Commerce offers all the same benefits that made Magento […]

5 Signs You Need A New Payment Processor 5 Signs You Need A New Payment Processor
Read More5 Signs You Need A New Payment Processor

More people have begun utilizing online stores with the continuous growth of online marketplaces and the pandemic’s recent lifestyle changes. Businesses that wish to retain these customers, or dip into the rapidly growing online market, will have to adapt and evolve to keep up. A safe, effective, and cost-efficient payment processor should be at the […]

Ecommerce vs. B&M Retail? Should You Take Your Business Online? Ecommerce vs. B&M Retail? Should You Take Your Business Online?
Read MoreEcommerce vs. B&M Retail? Should You Take Your Business Online?

Retail ecommerce is already worth over 431 billion dollars in the United States alone and is set to exceed $563 billion by 2025. Simply put, your customers are already online. If you’re still weighing the pros and cons of selling on the web, now is the time to take the plunge. Expanding your sales to […]

BAMS 2021 2021 Letter from the BAMS President
Read More2021 Letter from the BAMS President

Dear Valued Clients,  With 2021 almost behind us, I wanted to take the opportunity to thank you for choosing BAMS for your merchant services. Payment processing impacts everything from your bottom line to your customers’ experience and beyond, and we’re honored you’ve entrusted us with such a crucial aspect of your business.  

Apple Pay Adoption Challenges in 2022 and Beyond Apple Pay Adoption Challenges in 2022 and Beyond
Read MoreApple Pay Adoption Challenges in 2022 and Beyond

Apple Pay and other digital wallets, like Google Pay and Samsung Pay, are mobile payment technologies that allow users to pay for things with a simple tap of their phone or the click of a single button online. They offer speed, convenience, and, thanks to built-in biometric ID, heightened security. It comes as no surprise […]

Where is Magento Commerce Heading? Where is Magento Commerce Heading?
Read MoreWhere is Magento Commerce Heading?

When Adobe announced their acquisition of Magneto in 2018, it was clear the software giant was making a play at becoming the top dog in ecommerce. Now, the final stage of the rollout of the merged product is underway, and Magneto is set to undergo some significant changes, including a fresh rebrand, a permanent move […]

Benefits Of Using A Small Business Payment Processor Benefits Of Using A Small Business Payment Processor
Read MoreBenefits Of Using A Small Business Payment Processor

When you first opened your business you probably knew there would be some complicated financial processes and jargon involved. You know now that it is more complicated than you could have imagined, and just running your business the way you want comes with a lot of headaches.  There are many business support services available that […]

What To Consider When Choosing A Business For Payment Processing What To Consider When Choosing A Business For Payment Processing
Read MoreWhat To Consider When Choosing A Business For Payment Processing

Every commercial enterprise aims to make money. Being able to accept multiple forms of payment from customers gives you more opportunities to do so. Whether you are a first-time business owner or an established company looking to make a change, choosing a payment processor should be a big decision. There are several payment processing solutions […]

Apple Pay Compatible Benefits Of Being Apple Pay Compatible
Read MoreBenefits Of Being Apple Pay Compatible

Apple Pay is a popular service for contactless payments, and becoming compatible with its system can enhance your business in several ways. If you’re a merchant that has never heard of Apple Pay or you’re simply on the fence about taking that step, it’s important to take a look at the benefits of Apple Pay. […]

What are Merchant Services? What are Merchant Services?
Read MoreWhat are Merchant Services?

When many people hear the term merchant services, they automatically think “transaction processing.” And, while that is a huge part of what payment processors do and certainly worth discussing, it isn’t the only thing processors offer businesses. Many merchant services providers today actually offer their clients end-to-end payment solutions that allow merchants to get everything […]

What's The Difference Between a Payment Gateway and a Payment Processor? What’s The Difference Between a Payment Gateway and a Payment Processor?
Read MoreWhat’s The Difference Between a Payment Gateway and a Payment Processor?

Online sales are the norm today and are growing more popular and ubiquitous each year. According to the US census bureau, in 2020, e-commerce sales now account for roughly 14% of all retail sales – an increase of nearly 8% from 2015. With more people utilizing e-commerce each year, it pays for retailers to integrate […]

Apple Pay Digital Transactions & Mobile Payments 101
Read MoreDigital Transactions & Mobile Payments 101

Digital transactions — credit cards, online payment gateways, Apple Pay — have already supplanted cash as our preferred payment method, with cash falling even further out of favor in the wake of the global pandemic. Yet, despite growing consumer demand for a wider and wider array of electronic payment options, there are still merchants all […]

SMB Retail Starter Guide - How to Start Accepting Electronic Payments SMB Retail Starter Guide – How to Start Accepting Electronic Payments
Read MoreSMB Retail Starter Guide – How to Start Accepting Electronic Payments

Getting started as a retail merchant is a daunting task, with a lot to think about and even more to do. Acquiring and managing inventory, staffing, marketing and advertising, accounting – there are so many factors to deal with that sometimes, to avoid adding to the pile, merchants will cut corners where they see opportunities, […]

Next-Day Funding: Is It Necessary for Your Business? Next-Day Funding: Is It Necessary for Your Business?
Read MoreNext-Day Funding: Is It Necessary for Your Business?

Next-day funding is a payment processing feature that makes the funds from a sale available in the merchant’s bank account in a single day. The uninitiated often assume that when they make a purchase with a debit or credit card at your business, the funds go directly into your account, but, as you know, that […]

How to Get Lower Fees from Your Merchant SolutionsProvider How to Get Lower Fees from Your Merchant Solutions Provider
Read MoreHow to Get Lower Fees from Your Merchant Solutions Provider

Fees matter. In the earliest days of your business, when you were doing low sales volume, and your top priority was just getting to the customer any way you could, you may have put transaction fees low on your list of priorities. After all, what’s a percent here or ten or twenty cents there? But […]

Card Dipping: What You Should Know Card Dipping: What You Should Know
Read MoreCard Dipping: What You Should Know

Card dipping is not a term most people are familiar with, but if you’ve ever inserted your credit or debit card into a payment terminal or ATM, you’ve dipped! Dipping stands in contrast to swiping – the most traditional way to use a payment card – and tapping, the newest and arguably most popular way […]

Select a Merchant Services Provider with Strong Chargeback Defense Select a Merchant Services Provider with Strong Chargeback Defense
Read MoreSelect a Merchant Services Provider with Strong Chargeback Defense

Chargebacks are the bane of merchants, independent sales organizations (ISOs), and payment processors alike because they have the potential to cost everyone involved in payment processing a significant amount of money and headache. Chargeback defense programs are services offered by ISOs, processors, and third parties designed to catch and defeat chargebacks before they have the […]

The Importance of Great Customer Service in the Merchant Industry The Importance of Great Customer Service in the Merchant Industry
Read MoreThe Importance of Great Customer Service in the Merchant Industry

Payment processing is at the heart of every swipe, tap, or entry of a credit or debit payment, making it a crucial service that all merchants depend on. If you’re like most merchants, low fees and value-added services might be the first thing that comes to mind when evaluating potential processing partners, but there’s a […]

How to Select the Best eCommerce Merchant Services How to Select the Best eCommerce Merchant Services
Read MoreHow to Select the Best eCommerce Merchant Services

Your ecommerce merchant services provider is one of the easiest factors to overlook when it comes to the success or failure of your ecommerce business. It can be easy to assume that all merchant services providers are the same, but that couldn’t be further from the truth. The processing partner you choose will impact everything […]