The line items processors subtract before your money lands — and the silent losses most operators never question Learn the five specific deduction categories that create the gap between your gross sales and net bank deposits. This breakdown turns each line item into a diagnostic signal so you can spot silent losses in your payment […]
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5 Deductions Between Your Dashboard and Your Deposit
Rethink fee structures to enhance customer experience and protect trust. Convenience Fees vs Surcharges in eCommerce: What’s the Difference? Learn how confusing convenience fees with surcharges can harm your business. Discover strategies to manage fees while maintaining customer trust. TL;DR Convenience fees and surcharges serve different purposes – One adds value for a price; the […]
Discover which cost structure impacts your profit margins and customer experience more. Interchange Fees vs. Surcharges in eCommerce: Which Is More Profitable? Learn how interchange fees and surcharges affect your ecommerce profits. This guide helps you decide which strategy aligns with your business goals. TL;DR Interchange fees drain 2.35% average per transaction and comprised 70-90% […]
Learn to navigate payment fees, negotiate better rates, and enhance your eCommerce profitability. Discover how understanding payment processing can cut eCommerce fees by 15-30%. This guide reveals practical strategies for negotiating fees and evaluating merchant services. TL;DR Know your effective rate – Divide total fees by total volume. If you are paying more than 2.5% […]
Insights from Evan Bailyn, Founder of Generative Engine Optimization (GEO) The payment processing industry is intensely competitive. Businesses constantly compare providers to find the best rates, fastest funding, and most reliable support. For years, traditional search engine optimization (SEO) helped companies like BAMS reach merchants through Google search results. But the way business owners find […]
Modern retail businesses rely on seamless payment systems, reliable POS technology, and flexible checkout experiences to build long-term customer trust. Retail payment experience has changed dramatically over the past decade. Today’s customers often discover brands online before ever stepping into a store, and their expectations for convenience, personalization, and seamless transactions have never been higher. […]
The Growing Challenge of Card-Not-Present Fraud At BAMS, payments are central to everything we do and card-not-present fraud prevention is important to us. That is why we closely track emerging threats across the payments ecosystem. One of the most significant challenges facing merchants today is the rise of card-not-present (CNP) fraud and first-party fraud, sometimes […]
How the Right Apps Can Transform Your BigCommerce Store Many eCommerce merchants rely on BigCommerce apps to improve marketing automation, increase conversions, and enhance the checkout experience. Competition in eCommerce continues to intensify as more brands move online and customer expectations rise. To remain competitive, merchants must go beyond simply launching a store and start […]
Running a successful WordPress website involves much more than simply publishing blog posts. Businesses must manage social media promotion, email marketing, content organization, and internal notifications. Handling these tasks manually can quickly become overwhelming. One effective solution is to automate WordPress with Zapier, a powerful automation platform that connects WordPress with thousands of other applications. […]
Magento was one of the oldest players in the ecommerce space, building a reputation as an extremely capable, reliable, and secure sales platform. Today, Magento has been rolled into Adobe Commerce, a one-stop ecommerce solution from the same company that powers creativity across countless industries. Adobe Commerce offers all the same benefits that made Magento […]
Payment gateways are one of the most important parts of the technology stack that drives every merchant’s ability to accept electronic payments of all types. Because you need a gateway of some kind to sell, choosing the right one is an important part of setting yourself up for success, minimizing fees, and ensuring your payment […]
Ecommerce has become an increasingly important part of consumers’ lives, especially in the wake of the global pandemic, which saw a decade’s worth of ecommerce adoption occur in just a few months. With selling online now a more important part of doing business than ever, many merchants are quickly scrambling to modernize websites or get […]
Next day funding is a credit card processing feature that sees the funds from a merchant’s sales hit their bank account in a single business day. If you’re currently taking credit card payments, you’re probably used to waiting at least two business days to access your funds. Next day funding eliminates that wait. It shortens […]
Your merchant account is a key aspect of your company’s operations, growth, and overall success. And, while there is no shortage of options on the market today, only a few payment processors offer the service, support, and pricing necessary to truly stand out. BAMS is a leading processor providing merchant accounts designed specifically to offer […]
A few years ago, ordering in was more likely to mean picking up the phone than opening a web browser or firing up an app. But things have changed. Today, online ordering is expected from a restaurant, and failure to offer it to customers may very well mean losing them. The extreme importance of online […]
Fast access to cash is crucial for all types of businesses, and the smaller the business, the more important it is. But the traditional funding process often sees merchants wait three business days, or occasionally even more, before getting access to the money from their sales. Next day funding offers a solution to that problem […]
Chargebacks are an unfortunate reality of doing business, and sometimes customers are fully within reason to file one. But, what happens when chargebacks are abused? Unfortunately, the dispute process is heavily weighted towards the customer, and far too many merchants have fallen victim to lost revenue from fraudulent chargebacks. But, like all types of fraud, […]
Apple Cash is a new digital payment product designed to make it even easier for Apple device users to send, receive, and manage their money. It works in conjunction with Apple Pay and the Messages App, providing users with a complete, one-stop payment solution. Apple Cash creates a virtual debit card in the user’s digital […]
Next day funding is a feature offered by payment processors that provides merchants with access to the money from sales one business day after transactions are processed. It’s a highly beneficial feature, especially for merchants doing heavy business on weekends, as it ensures cash is available as quickly as possible, improving financial health, emergency management, […]
