An Introduction To BAMS’ Popular E-Commerce Integrations

Ecommerce

We now live in a digital world, and online shopping has become king. A 2018 study by NPR found that an astounding 75% of Americans have purchased something online, and every year consumers shift more and more of their shopping to the web. As the leader in electronic payments, we at BAMS understand how important it is for our partners to have strong, stable e-commerce platforms, and as a result, we’ve designed BAMS to integrate with all of the most popular payment gateways, online checkout solutions, and fully-featured e-commerce platforms. Here are just a few of the many e-commerce integrations available through BAMS.   


Authorize.Net

Authorize.Net is the world’s largest online payment gateway, allowing merchants to accept e-commerce payments with credit cards, ACH eChecks, PayPal, ApplePay, and more. Now owned by Visa, it offers outstanding security and fraud protection and an extensive list of third-party integrations. Authotize.Net also offers streamlined single-click payment options designed to enable transactions like charity donations to be made with a minimal headache for the end-user.

Magento

Magento is an open-source e-commerce platform owned by Adobe that has been used by over 250,000 online stores worldwide. Magento is one of the oldest players in e-commerce solutions, and its availability as a one-click install from a number of major hosting providers has aided its popularity. Like Authorize.Net, there is an enormous list of third-party applications that can be easily integrated with Magento stores to expand their functionality.

CyberSource

CyberSource is another e-commerce payment system owned by Visa, used by 400,000 merchants all over the world. It provides secure online checkout functionality to online stores, enabling them to accept major credit cards, as well as third-party solutions like PayPal. Its Decision Manager product is the world’s largest fraud detection system, processing and analyzing data from over 68 billion transactions annually.

BigCommerce

BigCommerce is a Texas-based e-commerce company offering online shopping products for websites, blogs, and social media applications like Instagram and Facebook. BigCommerce is highly scalable and offers hundreds of built-in features users can employ right out of the box without having to turn to third-party plugins. That scalability has made BigCommerce the number one eCommerce platform for businesses that bring in $1 million or more in sales each year, and it’s currently used by world-class brands like Toyota, Gibson guitars, and more.

WooCommerce

WooCommerce is a fully-featured e-commerce plugin specifically designed to operate with the WordPress content management system. Thanks to the widespread use of WordPress, WooCommerce has grown into one of the web’s most popular e-commerce solutions, boasting over 64,000,000 downloads. In addition to e-commerce and shopping cart functionality, WooCommerce offers a full suite of website themes, allowing users to build professional online stores using nothing but the WooCommerce platform and WordPress.

Volusion

Volusion is an all-in-one e-commerce platform that allows users to design fully-functional e-commerce websites from scratch using a suite of built-in tools and modules. It essentially acts as a content management system and e-commerce platform in one, allowing users to build out their online stores page by page, skin them with professionally designed themes, and then populate the shopping areas with all the flexibility and functionality required. In addition to its store and shopping cart features, it also includes built-in marketing tools like search engine optimization and social integration.  

 

Our long list of popular e-commerce integrations means that when you partner with us for your merchant account, you’ll be able to seamlessly integrate BAMS with your existing e-commerce solutions without having to worry about the hassle of changing your checkout process, your store setup, or your users’ experience. Contact us today to find out how BAMS can help you save money and streamline your online payment processing right away!

 

Two Credit Card Policies Your Business Needs to Set in Stone

Credit cards are a big part of every business. If your store isn’t equipped for credit card transactions, you’ve already put a huge roadblock in the way of your company’s growth. But if you don’t have clear in-store and internal policies, even the best merchant services can’t help your business navigate new regulations. Here are two policies that your business needs to create and regularly review:

What’s your return policy?

Some stores don’t have a lot of returns. But whether you sell retail goods, professional services, or food, you need to have a return policy. It can encompass everything from a poor user experience to product exchanges depending on what you want for your business, but the allowances and limitations need to be clear. It also needs to be posted in your store and easy to find online. Making your return policy clear and visible is the best way to fight invalid chargebacks.

While you’re making any edits, make sure your merchant services can easily accommodate the policy. This includes more than making sure your equipment can handle reversing the transaction. Make sure the fees are low enough that you can afford the goodwill a good return policy brings.

What’s your information storage policy?

The benefit of a merchant services provider is that your company isn’t directly handling credit card information. This is incredibly important if you’re an online vendor. If you handle or store PII or credit card information, your company has to be PCI compliant and secure that information from cyber threats. Find a merchant services provider that acts as a third-party information handler. Also, train your in-store employee on how to treat any credit card information in the store. Ideally, your employees should never write down any details or even handle the cards. Find customer-facing machines to keep the line clear.

For more merchant services tips, browse our blog at BAMS.