Accept Apple Pay in Your Business Now. It’s Easy!

Apple Pay

Apple Pay is Apple’s proprietary digital wallet payment system, which utilizes the Apple Wallet installed stock on all iPhones, iPads, and all MacBooks with built-in touch ID. Digital wallets like Apple Pay allow users to load all of their payment cards (and even some loyalty cards) into their devices in digital format, eliminating the need to carry a wallet stuffed full with physical cards that can be lost or stolen. Continue reading “Accept Apple Pay in Your Business Now. It’s Easy!”

What Are Contactless Payments and Are They Right for Your Business? Part Two

Contactless Payments

In part one of this series, we discussed the basics of contactless payments, how they work, and the exceptional convenience that they offer to consumers and businesses alike. In part two, we’ll look at an emerging benefit that has come into focus in the wake of the global COVID-19 outbreak – improved public health. We’ll also discuss some of the key steps in transitioning to contactless payment solutions, and the factors you should look into when deciding if now is the right time for your business to make the switch.

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What Is a Merchant Account, Why Do I need One, and How Do I Sign Up?

Merchant Account

The world is digital, and whether it’s an in-store purchase or an online order, consumers expect to be able to pay quickly and easily, and that means cards. Cash is almost obsolete at this point, meaning more and more merchants are looking for new ways to accept electronic payments with the lowest possible cost and highest possible convenience. It might be easy to turn to a company like PayPal out of sheer brand recognition, but if your business is looking to get started accepting credit cards, there’s a very good chance you’d be much better off with your own merchant account. 

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Why Is Interchange-Plus Pricing the Most Advantageous Merchant Account Pricing Format?

closeup of businessman working on financial spreadsheet on laptop rearview

A merchant’s profitability is determined largely by the costs of doing business, and one of the most common costs merchants in the digital age run into is the fees associated with processing card payments. Many merchants just assume that all payment processors and all fee structures are alike, but that couldn’t be more untrue. Merchant services providers use a variety of pricing models, the most common of which is the fixed-fee structure used by major third-party providers like PayPal. But that pricing model is actually extremely wasteful for all but a small subset of merchants, and the majority of businesses will bleed profits unnecessarily by utilizing it. 

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Understanding Merchant Fees – Which Fees Are Common for A Merchant Account Statement?


Credit card transaction processing fees seem simple on the surface, but the overall fees are actually made up of many smaller fees, sometimes numbering in the dozens. In the interest of transparency and regulatory compliance, payment processors break down all of those fees on their merchants’ monthly statements. That’s good for both the processor and the merchant, but without context, many merchants find the huge number of line items confusing. 

Not all potential fees apply to all merchants, but there are some common ones that the vast majority of merchants encounter in their monthly statements, and those are the ones we get the most questions about. The following is a quick breakdown of those common fees and what they represent. 

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What Tools Does BAMS Offer for Offline and Online Merchants?

All About Next-Day Funding Merchant Account Services

BAMS is the industry leader in payment processing, trusted by thousands of merchants across the globe. That success is due to our full suite of features designed to help businesses like yours accept electronic payments with less fuss, and lower fees. BAMS has been designed from the ground up to provide all of the functionality needed by both our online and offline partners, and thanks to that client-focused design, 98% of our users report lower stress when working with BAMS merchant accounts.  Here are just a few of the many features BAMS offers to our clients in both digital and brick-and-mortar sales.

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What BAMS Can Do For Your Supermarket?


Your supermarket depends on the people that live in your local community, and just as importantly, they depend on you. Your success and growth come down to the quality of service you provide and the value your customers get for their hard-earned dollars, and both of those factors are impacted by payment processing.

BAMS is the ultimate payment processing partner for small businesses like yours because we enable you to give your customers the payment options they want, help you streamline their payment experience, and help you pad your bottom line in the process. Here are just a few of the benefits partnering with BAMS can provide to your supermarket.

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Four Common Payment Processing Myths You Can’t Afford To Continue Believing

Myths or Facts

Plastic is now the preferred payment method of choice for consumers across the globe, and accepting card payments is no longer an option for serious businesses. Unfortunately, a number of myths surrounding payment processing still muddy the waters and keep some businesses from taking the leap. Those myths are generally rooted in old information from a time when getting set-up to accept credit cards wasn’t all that easy, but those days are long gone. Here are four of the most persistent of those myths, and how they diverge from the reality of modern payment processing.

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Don’t Have Dangerous Gaps in PCI Compliance

Stack of multicolored credit cards close-up view with selective focus.

When you’re looking for a payment processing service so you can make personal online transactions, you might just use the first thing you come across. But when it comes to your business, you want to back up your choice with some research. Different payment processing tools, like PayPal, Stripe, and BAMS, offer a wide array of benefits and supplemental features. The most important thing for your business, however, is PCI compliance.
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