Explore BAMS

External campaign form

BAMS featured image showing how seasonal eCommerce volume surges can cause payment processing costs and cash flow pressure to rise faster than transaction volume.
Featured Article 7 Payment Processing Costs That Spike With Seasonal Volume

The specific fee line items that compound quietly at baseline but drain margins during peak traffic surges Learn which payment processing costs behave differently at peak volume versus baseline. This diagnostic checklist helps ecommerce managers audit the exact line items that silently erode margins during seasonal surges. TL;DR Seasonal volume changes your cost structure, not […]

Stealing a credit card through a laptop concept for computer hacker, fraud, network security and electronic banking security Tips to Help Prevent Chargeback Fraud
Read MoreTips to Help Prevent Chargeback Fraud

All chargebacks are frustrating, but it’s even worse when they happen because of fraud. Then, you not only lose the transaction but the merchandise as well. This alone is enough reason to make sure you stop fraud before you send out any products. Here are some of the chargeback prevention ways that you can armor your […]

dollar sign with an arrow shadow. Next day processor funding concept 3 Ways Waiting For Your Processor Is Slowing You Down
Read More3 Ways Waiting For Your Processor Is Slowing You Down

Money is the grease that keeps your business moving. Products, employees – keeping all those gears spinning is how your business gains and keeps its forward momentum. For cash transactions, making sure you get paid fast is easy, but what about your credit card processor?

BAMS infographic highlighting five payment processing needs for NYC merchants including local support, flexible payments, a late batch cutoff, secure processing and scalable technology. NYC Merchant Services Processing
Read MoreNYC Merchant Services Processing

NYC Payment Processing Has to Keep Up With the Way New York Businesses Operate New York City businesses operate in one of the busiest commercial environments in the country. Restaurants can continue processing payments late into the evening, retailers may serve both local customers and online shoppers and professional service businesses may accept payments through […]

Commercial store fronts in an empty shopping center due to the possible increase in e-commerce The Undoing of Brick and Mortar by E-Commerce
Read MoreThe Undoing of Brick and Mortar by E-Commerce

With the Internet came the ability to shop without setting foot into a retail store. Now with high-speed internet, customers can shop on-the-go using their smartphones and tablets, and this is choking sales for brick and mortar retail stores. The last few years have witnessed the stubborn stagnation of retail sales while e-commerce sales are soaring. […]

Small business worker accepting a credit card payment from her customer with a merchant payment processor Don’t Wait for Your Money – Use a Merchant Payment Processor That Funds the Next Day
Read MoreDon’t Wait for Your Money – Use a Merchant Payment Processor That Funds the Next Day

Making a sale is always great, but it’s irritating to have to wait for the money from the transaction to hit your account. Even worse, the delay can make it hard to run your business in an efficient way, especially if your company is smaller or has a drop-ship arrangement with its suppliers. Eliminating this […]

Dollar sign with arrow around icon vector, filled flat glyph, solid colorful pictogram isolated on white. chargeback symbol, logo illustration Chargeback Prevention Starts with Fraud Prevention
Read MoreChargeback Prevention Starts with Fraud Prevention

Chargeback prevention is one of the foremost concerns of online merchants. It’s always galling to have to send money in the wrong direction, and it’s even worse when the reason for it is outright fraud. With fraud, you’re not only out a sale but often, you lose your merchandise as well. Fortunately, there are ways to […]

BAMS featured image showing an EMV chip card inserted into a modern POS terminal with contactless payment capability. 3 Reasons Why Your POS Needs to Handle EMV Chip Card Acceptance
Read More3 Reasons Why Your POS Needs to Handle EMV Chip Card Acceptance

Chip Acceptance Is Now a Basic Part of a Modern POS EMV chip card acceptance is no longer an emerging payment feature. For businesses that accept cards in person, chip capability has become a basic part of a modern point-of-sale setup. The reason goes beyond convenience. EMV changes how a card-present transaction authenticates the card. […]

BAMS infographic showing how Authorize.Net connects customer checkout and business software with a payment processor, card networks, banks and the merchant. Why It’s Important for Your Payment Processor to Offer a Free Authorize.net Gateway Setup
Read MoreWhy It’s Important for Your Payment Processor to Offer a Free Authorize.net Gateway Setup

Your Payment Processor and Gateway Need to Work Together Choosing Authorize.Net is only one part of building a reliable payment setup. The payment processor behind the gateway also matters. A merchant may have a capable gateway but still run into unnecessary problems if the processor cannot support the integration, help configure the account or troubleshoot […]

The benefits of eCommerce Processing The benefits of eCommerce Processing
Read MoreThe benefits of eCommerce Processing

If you have a business that sells a product or service and you don’t have an eCommerce processing site, you are leaving money on the table and growth to your competition. The advantages of having eCommerce stores are immediate and essential for a small or growing business. If you need more convincing, consider the following […]

E-commerce Stores and Accepting Payments E-commerce Stores and Accepting Payments
Read MoreE-commerce Stores and Accepting Payments

We are living in the digital age where it is possible for almost every aspect of our lives to happen on a virtual platform. The business sector also caught on, and there was mass movement from brick and motor to the virtual selling and buying of services and goods. Electronic networks, especially the internet, are […]

Faster Cash Flows with Next Day Funding Faster Cash Flow with Next Day Funding
Read MoreFaster Cash Flow with Next Day Funding

For businesses that use credit card payment systems, getting their funds is the challenging part. The standard cash flow payout system that banks give to companies sometimes inconveniences businesses when they urgently need the funds. Next day funding systems cut through this gap and offer companies their deposits a day earlier than normal. So, why […]

Woman in a cafe on laptop, holding credit card. worried about chargebacks Preventing Fraud Related Chargebacks Is Essential In E-Commerce
Read MorePreventing Fraud Related Chargebacks Is Essential In E-Commerce

From time to time, chargebacks are an unavoidable part of being a merchant; like returns and customer complaints. Chargebacks are much more costly to your business, however, and while you might not be able to avoid them completely, you should be taking steps to prevent as many as you possibly can.