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BAMS featured image showing how seasonal eCommerce volume surges can cause payment processing costs and cash flow pressure to rise faster than transaction volume.
Featured Article 7 Payment Processing Costs That Spike With Seasonal Volume

The specific fee line items that compound quietly at baseline but drain margins during peak traffic surges Learn which payment processing costs behave differently at peak volume versus baseline. This diagnostic checklist helps ecommerce managers audit the exact line items that silently erode margins during seasonal surges. TL;DR Seasonal volume changes your cost structure, not […]

Online Payment Why You Should Consider BAMS Over Stripe
Read MoreWhy You Should Consider BAMS Over Stripe

You have a choice when it comes to deciding upon the right payment processing solutions for your business. A choice that is undoubtedly met with a wide variety number of options. As credit card and digital wallet usage continue to accelerate, it’s important that you partner with a platform that does more than just work […]

Chargeback Defense Why Chargeback Defense Is Important?
Read MoreWhy Chargeback Defense Is Important?

There are only so many parts of running a business that you can prepare for. Like many aspects of life, it’s difficult to truly understand what it takes to be a successful business owner until you’re in the thick of it. For example, one thing that no one tells you about starting a business is […]

Merchant Services What Can Merchant Services Do For You?
Read MoreWhat Can Merchant Services Do For You?

Cash may have certainly been king at one point in time, but nowadays, card-based transactions reign supreme for consumers and the businesses they shop at. 77% of consumers prefer to pay with credit and debit cards over cash. With this in mind, making decisions around the payment types you’ll accept as a business owner proves […]

BAMS featured image showing modern restaurant payment processing with a handheld POS terminal and contactless checkout. The Best Payments Processing Service Provider For Restaurants
Read MoreThe Best Payments Processing Service Provider For Restaurants

What Restaurants Need From Payment Processing in 2026 Restaurant payment processing has to work differently from payments in many other industries. A restaurant can have several employees taking payments at once, customers splitting checks, tips added after service and orders coming from the dining room, takeout counter or online. The processor sitting behind that activity […]

PCI Compliance - Security Demystifying PCI Compliance – The Basics And Benefits Of Meeting The Industry Security Standard
Read MoreDemystifying PCI Compliance – The Basics And Benefits Of Meeting The Industry Security Standard

PCI compliance is one of the most important factors in establishing safe online transaction processing, but many business owners and managers know very little about it. Most either assume that it doesn’t apply to them or that they already have it – whatever it is. But e-commerce software and online payment solutions aren’t PCI compliant […]

Payment Processing Payment Processing Just Got a Makeover
Read MorePayment Processing Just Got a Makeover

While every business is different, there’s one thing we all have in common – the need to process customer payments. Unfortunately, the process comes at a higher price. Literally. Ask yourself – how much does your business spend on payment processing fees? What about things like chargeback and next-day funding? Chances are, you use one […]

Two Credit Card Policies Your Business Needs to Set in Stone Two Credit Card Policies Your Business Needs to Set in Stone
Read MoreTwo Credit Card Policies Your Business Needs to Set in Stone

Credit cards are a big part of every business. If your store isn’t equipped for credit card transactions, you’ve already put a huge roadblock in the way of your company’s growth. But if you don’t have clear in-store and internal policies, even the best merchant services can’t help your business navigate new regulations. Here are two […]

closeup of businessman working on financial spreadsheet on laptop rearview Does Your Payment Processing Tool Protect You from Chargebacks?
Read MoreDoes Your Payment Processing Tool Protect You from Chargebacks?

Whenever a user dispute a credit card charge they find in their credit card history, one of the provider’s first steps is to demand that the retailer returns the value of the charge – this means chargebacks. They protect consumers from fraudulent charges, but they can also be extremely costly to the merchant.

NY Merchant Services concept. Young startup entrepreneur small business owner working at home, packaging and delivery situation. 3 Ways the Right Merchant Services Help You Keep a Positive Cash Flow
Read More3 Ways the Right Merchant Services Help You Keep a Positive Cash Flow

Merchant services play a large role in your business. They help you collect revenue, but they also impact your expenses. Find the right company that doesn’t disrupt your cash flow.

BAMS graphic showing a compliant payment processor above merchant responsibilities for website scripts, SAQ and scans under PCI compliant payment processing. Don’t Have Dangerous Gaps in PCI Compliance
Read MoreDon’t Have Dangerous Gaps in PCI Compliance

PCI compliant payment processing should be part of the conversation before a business decides how it will accept cards. But choosing a processor that follows PCI DSS does not automatically make the merchant compliant. The way your checkout is built matters. Where card data enters the payment flow matters. Which systems can affect that payment […]

Payment Processing reports. Numbers graph 3 Ways Payment Processing Reports Can Help Your Marketing Team
Read More3 Ways Payment Processing Reports Can Help Your Marketing Team

Marketing strategies rely on having information. You need to know as much about your prospective customers as possible so you can reach out to them effectively. A lot of that information comes from your website traffic. What your visitors do, how they interact with the site, and what items they buy form a large part […]

Group of people success business improve successful growth strategy and sales tips increase 4 Sales Tips to Influence People to Buy Your Products
Read More4 Sales Tips to Influence People to Buy Your Products

Want to increase sales? Use the following sales tips to sell more products, boost your revenue, make your business grow and increase your ROI:

Business development to success and growing growth concept, Businessman pointing arrow graph increase sales concept 5 Ways to Tap Into Human Nature to Increase Sales
Read More5 Ways to Tap Into Human Nature to Increase Sales

Every good sales professional or business owner knows how to tap into human nature to increase sales. Understanding what influences people to make a purchasing decision will help you boost your revenue. Here are some important things that will bring you more sales.

Paying by credit card. lowest price merchant services, payment processor concept 5 Tips for Choosing the Best Lowest Price Merchant Service
Read More5 Tips for Choosing the Best Lowest Price Merchant Service

Looking for an affordable and high-quality merchant service provider? The provider you choose will end up affecting how your business operates and its success. Here are five things to look for when choosing a merchant processing service and the best lowest price merchant service.

Online gift cards concept. Blue gift card vector Get Better Insight into Your Core Target Markets by Offering Online Gift Cards
Read MoreGet Better Insight into Your Core Target Markets by Offering Online Gift Cards

Every marketing strategy your business employs requires insight and data analysis. It’s hard to understand what drives consumer behavior without knowing the consumers. If you can’t track spending and customer behavior, then you have to wait and hope for sales instead of driving sales. But if your company offers consumable products and services that are […]

E-commerce processing concept on a digital screen in human hand 5 Reasons Why Every Business Needs an E-Commerce Processing Platform
Read More5 Reasons Why Every Business Needs an E-Commerce Processing Platform

Brick and Mortar stores are taking a hit all because of e-commerce. Just look at Toys “R” Us and Babies “R” Us. These two were giants in their respective fields for over 60 years. Kmart which began in 1899 has liquidated and closed as well.

Online gift cards displayed on a laptop and smartphone with instant delivery, gift card amounts and BAMS branding. 3 Great Reasons to Buy Online Gift Cards
Read More3 Great Reasons to Buy Online Gift Cards

Why Online Gift Cards Are a Smart Choice Online gift cards offer consumers a convenient way to give flexible gifts without needing to purchase or deliver a physical card. Gift cards have only been around about 20 years. Before that, it was paper gift certificates and not many of them. Givers often preferred a more […]

BAMS featured image showing an eCommerce business moving from a basic payment setup to a flexible merchant account and integrated checkout. A Better Alternative to Stripe and PayPal
Read MoreA Better Alternative to Stripe and PayPal

When an All-in-One Payment Provider Stops Being Enough A PayPal and Stripe alternative becomes worth considering when an online business starts needing more control over checkout, processing, funding and the systems connected to its store. PayPal and Stripe can make accepting payments relatively simple, especially for newer businesses. That convenience is useful. But the payment […]