Category: E-Commerce

Next Day Funding And Your Business
Featured Article Next Day Funding And Your Business

Next day funding is a credit card processing feature that sees the funds from a merchant’s sales hit their bank account in a single business day.  If you’re currently taking credit card payments, you’re probably used to waiting at least two business days to access your funds. Next day funding eliminates that wait. It shortens […]

Ecommerce Account Should Your Business Have an Ecommerce Account?
Read MoreShould Your Business Have an Ecommerce Account?

In 2018, almost 5,900 brick and mortar retail locations closed. 2019 has seen another 6,000 go the way of the dodo, and by 2026, as many as 75,000 stores will shut their doors permanently. The reality is, brick and mortar stores are expensive – far more expensive than their web-based eCommerce counterparts. As a result, […]

Chargeback Prevention Part Two: Is an Ounce of Chargeback Prevention Worth A Pound of Cure?
Read MorePart Two: Is an Ounce of Chargeback Prevention Worth A Pound of Cure?

In part one of this two-part series, we looked at some of the technology-based solutions merchants have available to them to catch fraud early on and stop it before it can result in chargebacks and lost revenues. In part two, we’ll look at the other side of the coin – legitimate chargebacks filed by customers […]

Chargeback Prevention Part One: Is an Ounce of Chargeback Prevention Worth A Pound of Cure?
Read MorePart One: Is an Ounce of Chargeback Prevention Worth A Pound of Cure?

A seller receives an order and delivers on their end of the bargain flawlessly, only to later find that the money they earned has been clawed back due to a chargeback. This is an all too common scenario, especially in commerce online where purchases are made without any physical, real-world interaction between customer and merchant. […]

Data Breaches What Are the True Costs of Data Breaches?
Read MoreWhat Are the True Costs of Data Breaches?

BAMS offers everything new and experienced merchants alike need to ensure that their customers’ sensitive payment data is always as safe as possible. We provide every one of our merchants with expert guidance through the sometimes complex process of becoming fully PCI compliant.

WooCommerce over Shopify Why Do So Many Businesses Prefer WooCommerce over Shopify?
Read MoreWhy Do So Many Businesses Prefer WooCommerce over Shopify?

WooCommerce and Shopify are two of the leading e-commerce platforms in the world. Each is full-featured and designed specifically to aide online sales, but there are as many differences (if not more) than there are similarities between the two platforms. Below we’ll analyze four of the primary areas of comparison between the two platforms, and […]

Risk Scoring What Is Risk Scoring and How Can It Help You?
Read MoreWhat Is Risk Scoring and How Can It Help You?

Minimizing risk is a task of great importance to everyone involved in online commerce and electronic payments, from the merchants right through to the credit card issuers. High fraud rates and chargeback rates can have a significant impact on merchants, even resulting in enrollment in chargeback and fraud monitoring programs that can carry hefty fees. […]

Cyber Monday What is Cyber Monday and What Can It Mean for Merchants?
Read MoreWhat is Cyber Monday and What Can It Mean for Merchants?

Cyber Monday is the online sale event of the year. Since 2005, it has occurred every year on the Monday after Thanksgiving and is the opposite bookend to the more longstanding Black Friday sale. And while Black Friday might be the most important shopping day of the year when it comes to in-store brick and […]

Restaurant Payments Can Customer Order Kiosks Speed Up Your Business?
Read MoreCan Customer Order Kiosks Speed Up Your Business?

There are a number of factors that go into the success of a restaurant. Enjoyable food and friendly staff are two of the most obvious ones, but for a quick service restaurant, highly efficient operations are equally important. The ability to move a high volume of customers from the front door, through ordering, to enjoying […]

Chargebacks for Business How Problematic Are Chargebacks for Business Owners?
Read MoreHow Problematic Are Chargebacks for Business Owners?

Chargebacks are a reality of accepting credit card payments. While many chargebacks are requested for valid reasons, there are plenty of cases in which disputes are initiated despite the merchant holding up every aspect of their end of the bargain. Unfortunately, many merchants don’t really understand the dispute process, how to handle a chargeback, or […]

PCI Are You Doing the Right PCI Self-Assessment Questionnaire?
Read MoreAre You Doing the Right PCI Self-Assessment Questionnaire?

Part of establishing PCI compliance and maintaining it year in and year out is filling out an annual PCI self-assessment questionnaire (SAQ). These questionnaires are designed to accomplish two goals: to help businesses identify weaknesses that need to be dealt with and to help prove to institutions that a company is compliant. But not all […]

BigCommerce Top 10 BigCommerce Apps to Help Your Online Business Grow
Read MoreTop 10 BigCommerce Apps to Help Your Online Business Grow

BigCommerce is one of the leading eCommerce platforms currently on the market, serving some of the biggest brands in industries ranging from automotive to apparel. One of the biggest drivers in the platform’s popularity is its ability to serve as a completely standalone solution, including a built-in site builder, and a fully stocked app store […]

Merchant Services Clover GO vs. Square – Which is Better for You?
Read MoreClover GO vs. Square – Which is Better for You?

Square is almost synonymous with phone-based mobile payment processing, but Clover – a company owned by processing giant First Data – has been carving out their own chunk of the market and making a name for themselves with availability in retail settings like Sam’s Club. Each company offers a small card reader designed to integrate […]

Chargebacks 5 Effective Tips to Win More Chargebacks
Read More5 Effective Tips to Win More Chargebacks

Chargebacks are a reality of accepting card payments, and no merchant doing any significant volume can avoid them altogether. Sometimes a chargeback is outright fraudulent, and many are the result of poor customer service or misunderstandings between merchants and customers. But whatever the reason may be, merchants need to be ready to fight back when […]

QuickBooks Plan B The Top 3 Best Alternatives to QuickBooks
Read MoreThe Top 3 Best Alternatives to QuickBooks

Intuit’s QuickBooks is undoubtedly the king of the hill when it comes to popular cloud-based accounting software. But there are a number of competitors on the market currently offering their own robust accounting products capable of challenging QuickBooks’ dominance. Three of the most popular QuickBooks alternative include Xero, FreshBooks, and Zoho Books, each offering their […]

Bad for Your Business Is A Flat Rate Good for Your Business? – Spoiler: Probably Not!
Read MoreIs A Flat Rate Good for Your Business? – Spoiler: Probably Not!

What makes a reasonable transaction fee? Amazingly enough, a lot of merchants never ask themselves that question, and failing to think about fees almost guarantees overpaying them. Flat fees, like the kind charged by PayPal and Stripe, are probably among the most common out there. They’re straightforward and easy to grasp, and as a result, […]

PayPal, Square, or Stripe How PayPal’s New Refund Policy Impacts Your Business and What You Can Do About It
Read MoreHow PayPal’s New Refund Policy Impacts Your Business and What You Can Do About It

On May 7th, 2019, PayPal updated its user agreement and made a big change that impacts every single one of their sellers in an inarguably negative way. Prior to the change, any time a refund was provided to a customer, the slice of the pie that PayPal had taken on the transaction was returned to […]

QuickBooks What the Discontinuation of QuickBooks Desktop 2016 Means to You as a Merchant
Read MoreWhat the Discontinuation of QuickBooks Desktop 2016 Means to You as a Merchant

On May 31st, 2019, QuickBooks discontinued support for their QuickBooks Desktop 2016 accounting and finance software – one of the most popular accounting and productivity tools available. That discontinuation was planned and shouldn’t come as a surprise to any Desktop 2016 users, but it still causes headaches for QuickBooks’ large 2016 userbase, annoying some even […]

Shopping Cart 10 Effective Ways to Prevent Shopping Cart Abandonment
Read More10 Effective Ways to Prevent Shopping Cart Abandonment

Cart abandonment is one of the biggest problems plaguing online merchants, and 88% of all consumers have abandoned a shopping cart without completing the transaction at some point. That makes minimizing cart abandonment a key goal for online merchants looking to maximize revenues and profitability. Here are ten of the best eCommerce tactics merchants can […]