Tag: payment processing

The 5 BigCommerce Apps Your Store Needs Today
Featured Article The 5 BigCommerce Apps Your Store Needs Today

Feeling the pinch of competition? Desiring to elevate your sales? Ecommerce retargeting is the silver bullet you’re looking for. This robust marketing approach leverages technology to cater ads to individuals who’ve previously engaged with your brand online or visited your ecommerce store. By embracing this strategy, you will replace one-size-fits-all ads with personalized product suggestions […]

Next Day Funding: How Long Does it Take for Merchants to Get Paid Out? Next Day Funding: How Long Does it Take for Merchants to Get Paid Out?
Read MoreNext Day Funding: How Long Does it Take for Merchants to Get Paid Out?

Next day funding is a feature offered by certain payment processors that allows merchants to access the money from their batched transactions in a single day – in some cases, as little as ten hours after a transaction is submitted. Most merchants on standard funding plans don’t get access to their funds nearly as quickly, […]

Simple Merchant Services Make Doing Business Easier Simple Merchant Services Make Doing Business Easier
Read MoreSimple Merchant Services Make Doing Business Easier

Payment processing is a complex industry with a lot of moving parts, a lot of tech, and a lot of security rules. But, for the end merchant, all that complexity represents a needless source of headaches and potential business interruptions. The best payment processors offer simple merchant services that allow businesses to focus solely on […]

How to Tell If Your Business Meets PCI Compliance How to Tell If Your Business Meets PCI Compliance
Read MoreHow to Tell If Your Business Meets PCI Compliance

The Payment Card Industry Data Security Standard, or PCI-DSS, is a security standard that must be met by all companies that handle, store, or transmit credit card data from the major card brands. It exists to protect consumers and minimize the potential damage associated with payment-related data breaches.  PCI compliance refers to a company’s ongoing […]

How to Get a Credit Card Reader Payment Gateway for my Business? How to Get a Credit Card Reader Payment Gateway for my Business?
Read MoreHow to Get a Credit Card Reader Payment Gateway for my Business?

Having a payment gateway that accepts credit cards on-site is important for most modern businesses, and it’s an absolute must for retail businesses, where cash-only sales are all but extinct. But how do you go about getting a credit card reader? The good news is that getting set up with a reader isn’t that hard, […]

Ecommerce vs. B&M Retail? Should You Take Your Business Online? Ecommerce vs. B&M Retail? Should You Take Your Business Online?
Read MoreEcommerce vs. B&M Retail? Should You Take Your Business Online?

Retail ecommerce is already worth over 431 billion dollars in the United States alone and is set to exceed $563 billion by 2025. Simply put, your customers are already online. If you’re still weighing the pros and cons of selling on the web, now is the time to take the plunge. Expanding your sales to […]

Apple Pay Adoption Challenges in 2022 and Beyond Apple Pay Adoption Challenges in 2022 and Beyond
Read MoreApple Pay Adoption Challenges in 2022 and Beyond

Apple Pay and other digital wallets, like Google Pay and Samsung Pay, are mobile payment technologies that allow users to pay for things with a simple tap of their phone or the click of a single button online. They offer speed, convenience, and, thanks to built-in biometric ID, heightened security. It comes as no surprise […]

What are Merchant Services? What are Merchant Services?
Read MoreWhat are Merchant Services?

When many people hear the term merchant services, they automatically think “transaction processing.” And, while that is a huge part of what payment processors do and certainly worth discussing, it isn’t the only thing processors offer businesses. Many merchant services providers today actually offer their clients end-to-end payment solutions that allow merchants to get everything […]

How to Get Lower Fees from Your Merchant SolutionsProvider How to Get Lower Fees from Your Merchant Solutions Provider
Read MoreHow to Get Lower Fees from Your Merchant Solutions Provider

Fees matter. In the earliest days of your business, when you were doing low sales volume, and your top priority was just getting to the customer any way you could, you may have put transaction fees low on your list of priorities. After all, what’s a percent here or ten or twenty cents there? But […]

Select a Merchant Services Provider with Strong Chargeback Defense Select a Merchant Services Provider with Strong Chargeback Defense
Read MoreSelect a Merchant Services Provider with Strong Chargeback Defense

Chargebacks are the bane of merchants, independent sales organizations (ISOs), and payment processors alike because they have the potential to cost everyone involved in payment processing a significant amount of money and headache. Chargeback defense programs are services offered by ISOs, processors, and third parties designed to catch and defeat chargebacks before they have the […]

The Importance of Great Customer Service in the Merchant Industry The Importance of Great Customer Service in the Merchant Industry
Read MoreThe Importance of Great Customer Service in the Merchant Industry

Payment processing is at the heart of every swipe, tap, or entry of a credit or debit payment, making it a crucial service that all merchants depend on. If you’re like most merchants, low fees and value-added services might be the first thing that comes to mind when evaluating potential processing partners, but there’s a […]

Get your Business Money Faster with Next Day Funding Get your Business Money Faster with Next Day Funding
Read MoreGet your Business Money Faster with Next Day Funding

Next day funding is a feature offered by some payment processors that sees the funds from a merchant’s batched transactions hit their account in as little as a single business day, with no standard hold applied. Processors set a cutoff time, and the funds from any transaction batched before that time will be available in […]

Advantages of Mobile Merchant Account Services Advantages of Mobile Merchant Account Services
Read MoreAdvantages of Mobile Merchant Account Services

Mobile merchant account services enable merchants to free payments from the front checkout and start taking them on the move, where and when they’re needed. Systems include wifi-based handheld payment terminals paired with point-of-sale systems, card readers that can be plugged into any smartphone or tablet, and digital wallets like Apple Pay that turn the […]

How B2B Merchant Account Services Enable Sales to Businesses How B2B Merchant Account Services Enable Sales to Businesses
Read MoreHow B2B Merchant Account Services Enable Sales to Businesses

B2B payments are a special subset of payment processing that share certain similarities with consumer payments but also have some key differences, namely in the types of technology used to process them. B2B merchant account services are designed to ensure merchants have the reporting and security technology they need to meet the higher standards required […]

Next Day Funding Can Help Your Business Grow Next Day Funding Can Help Your Business Grow
Read MoreNext Day Funding Can Help Your Business Grow

When your customers make card purchases, for one reason or another, the money from those credit card transactions often doesn’t hit your bank account for two, or even three business days. In some cases, those delays — known as standard holds — are for fraud protection and risk mitigation reasons, and in some cases it […]

What is a Payment Gateway and How Does it Work What is a Payment Gateway and How Does it Work?
Read MoreWhat is a Payment Gateway and How Does it Work?

Payment gateways are an important technology used by every single merchant that accepts credit or debit card transactions, both online and off. But many merchants don’t understand what payment gateways are or how they work, and, as a result, they may be using a payment gateway system that doesn’t properly meet their needs or costs […]

B2B Merchant Account Service B2B Merchant Account Service
Read MoreB2B Merchant Account Service

Selling to businesses (or governments) is a different proposition than selling to consumers because the value of the average sale is so much higher — often in the tens of thousands and potentially ranging up into the millions. In the B2B world, security is at an even higher premium than normal, and cost management is […]

Retail Merchant Services - Flexible Payment Solutions for Small Businesses Retail Merchant Services – Flexible Payment Solutions for Small Businesses
Read MoreRetail Merchant Services – Flexible Payment Solutions for Small Businesses

BAMS Retail Merchant Services Key Points: BAMS offers guaranteed low pricing thanks to our transparent interchange-plus pricing model.  BAMS offers unparalleled customer service delivered by your own dedicated support team including even the most complex tasks like PCI compliance.  BAMS merchants can get access to their funds in as little as ten hours with BAMS […]

Next-Day Deposit Credit Card Processing – Next-Day Deposit and the Problem with Holds
Read MoreCredit Card Processing – Next-Day Deposit and the Problem with Holds

Cash flow is arguably the most important metric in determining the financial health of any business. Access to liquid cash ensures that merchants can meet all of their ongoing expenses like payroll and interest payments, and keeps things running when unexpected expenditures inevitably arise. But cash itself is all but outdated, and with the world […]