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Category: Funeral Homes

Office desk with a printed contract, highlighter, reading glasses and a laptop, BAMS guide to reserve clauses
Featured Article 7 Reserve Clauses That Quietly Drain Merchant Cash Flow

The Reserve Clauses Quietly Draining Your Merchant Cash Flow Your eCommerce store is growing. Revenue is climbing. And yet your operating account feels tighter than it did six months ago. The culprit is often hiding in the reserve clauses of your processing agreement: rolling reserves that withhold a percentage of every transaction, sometimes for 180 […]

BAMS funeral home working capital graphic showing at-need payments, insurance-funded arrangements and pre-need payments moving toward available operating cash. Working Capital Management for Funeral Homes
Read MoreWorking Capital Management for Funeral Homes

How to close the cash flow gaps created by at-need payments, insurance delays, and pre-need installments Learn how each funeral home revenue stream creates a distinct timing gap and what to do about it. This guide treats next-day funding and settlement terms as operational tools that close specific cash flow gaps without adding administrative burden. […]

BAMS payment orchestration graphic showing family card payments and insurance payments traveling through different payment paths toward available operating cash. Payment Orchestration: Why Funeral Homes Pay for Misaligned Tools
Read MorePayment Orchestration: Why Funeral Homes Pay for Misaligned Tools

Generic merchant services weren’t built for five-figure invoices, insurance assignments, and weeks-long funding gaps Learn why off-the-shelf payment platforms create hidden cash flow problems for funeral homes. This piece frames the real dollar cost of misaligned processing in working capital terms, not feature comparisons. TL;DR Generic payment processors cost you more than fees – The […]

BAMS automated payment reminder calendar pathway showing scheduled funeral home follow-up from an initial reminder through manual review. Automated Reminders: A Gentle Follow-Up Workflow Tutorial
Read MoreAutomated Reminders: A Gentle Follow-Up Workflow Tutorial

Replace manual collection calls with scheduled, empathetic payment reminders that protect relationships and revenue Learn how to build an automated reminder workflow for outstanding balances in high-sensitivity settings like funeral services. This step-by-step tutorial helps you eliminate manual collection calls, reduce aged receivables, and relieve staff of emotionally draining follow-up. TL;DR Automate the uncomfortable task […]

BAMS infographic showing seven payment processing cost signals funeral homes should audit, including pricing, card mix, settlement, PCI compliance and chargebacks. 7 Payment Processing Cost Signals Funeral Homes Should Audit
Read More7 Payment Processing Cost Signals Funeral Homes Should Audit

A diagnostic framework for high-ticket merchant services built around death-care transaction structure Learn which specific cost signals in your merchant services setup are quietly eroding margins on high-ticket funeral arrangements. This diagnostic guide helps operators audit processing fees through the lens of low-frequency, high-dollar transactions. TL;DR Your effective rate hides the real cost – On […]

BAMS graphic showing a four-step funeral home payment communication strategy using Anchor, Arrange, Confirm and Support. Communication Strategy for Funeral Home Payment Talks
Read MoreCommunication Strategy for Funeral Home Payment Talks

A repeatable framework that protects cash flow while honoring grieving families at every stage Learn a structured communication strategy for discussing payments with grieving families. This guide gives funeral home owners a trainable framework for setting expectations, reducing overdue balances, and eliminating most collection calls. TL;DR Move the money conversation forward, not backward — Discuss […]