Category: Online Payments

Next Day Funding And Your Business
Featured Article Next Day Funding And Your Business

Next day funding is a credit card processing feature that sees the funds from a merchant’s sales hit their bank account in a single business day.  If you’re currently taking credit card payments, you’re probably used to waiting at least two business days to access your funds. Next day funding eliminates that wait. It shortens […]

Top Ecommerce Fraud Prevention Tools Five Top Ecommerce Fraud Prevention Tools for 2020
Read MoreFive Top Ecommerce Fraud Prevention Tools for 2020

With each passing year, bad actors find newer and more creative ways to scam eCommerce stores, costing merchants and payment processors billions of dollars annually. With that in mind, it’s extremely important that online businesses take the necessary steps to minimize the chances of falling victim to online fraud, including all-too-common chargeback fraud. The following […]

The Top Seven BigCommerce Integrations for 2020 The Top Seven BigCommerce Integrations for 2020
Read MoreThe Top Seven BigCommerce Integrations for 2020

BigCommerce is one of the most popular and most functional eCommerce platforms currently available, and one of the reasons the company enjoys the success it does is their commitment to working with 3rd party app developers. Those developers bring a constant stream of new applications and functionality to the core BigCommerce platform, ensuring store owners […]

Alternatives to Shopify What Shopify’s Elimination of Transaction Credits on Refunds Fees Means for You
Read MoreWhat Shopify’s Elimination of Transaction Credits on Refunds Fees Means for You

Refund fees are a reality of doing business. No matter how perfectly you hold up your end of a transaction, there will always be cases in which your buyers change their minds. As a merchant, it’s in your best interest to make that process as transparent and as straightforward for your buyers as possible, as […]

Shopify Shopify: What March 1 Changes Mean for Buyers, Sellers and Shopify Sales
Read MoreShopify: What March 1 Changes Mean for Buyers, Sellers and Shopify Sales

Shopify is one of the world’s leading e-commerce platforms used by thousands of online retailers, sellers and commerce websites. It’s one of the first recommended platforms for start-ups and it can be integrated into any chosen website: These are all some of the reasons why it’s become one of the top options for selling and […]

Loyalty program Take Your Business to the Next Level by Offering a Loyalty Program
Read MoreTake Your Business to the Next Level by Offering a Loyalty Program

Loyalty programs have been around for a very long time, but today, they’re everywhere. Our wallets are now packed with plastic and paper designed to get us some sort of discount from the stores and brands we love, and with good reason – loyalty cards work. They’re extremely popular with customers because people love discounts, […]

Magento is one of the top e-commerce platforms Magento is Now Part of Adobe. How Does the Acquisition Impact Your Store?
Read MoreMagento is Now Part of Adobe. How Does the Acquisition Impact Your Store?

In June of 2018, Adobe completed its acquisition of Magento, one of the world’s leading eCommerce platforms. With the acquisition, Magento Commerce Cloud was added to the Adobe Experience Cloud, giving Adobe full end-to-end coverage of every aspect of online store creation and management, from web design to graphic design, content creation, sales, order management, […]

Ecommerce Account Should Your Business Have an Ecommerce Account?
Read MoreShould Your Business Have an Ecommerce Account?

In 2018, almost 5,900 brick and mortar retail locations closed. 2019 has seen another 6,000 go the way of the dodo, and by 2026, as many as 75,000 stores will shut their doors permanently. The reality is, brick and mortar stores are expensive – far more expensive than their web-based eCommerce counterparts. As a result, […]

Chargeback Prevention Part Two: Is an Ounce of Chargeback Prevention Worth A Pound of Cure?
Read MorePart Two: Is an Ounce of Chargeback Prevention Worth A Pound of Cure?

In part one of this two-part series, we looked at some of the technology-based solutions merchants have available to them to catch fraud early on and stop it before it can result in chargebacks and lost revenues. In part two, we’ll look at the other side of the coin – legitimate chargebacks filed by customers […]

Chargeback Prevention Part One: Is an Ounce of Chargeback Prevention Worth A Pound of Cure?
Read MorePart One: Is an Ounce of Chargeback Prevention Worth A Pound of Cure?

A seller receives an order and delivers on their end of the bargain flawlessly, only to later find that the money they earned has been clawed back due to a chargeback. This is an all too common scenario, especially in commerce online where purchases are made without any physical, real-world interaction between customer and merchant. […]

Data Breaches What Are the True Costs of Data Breaches?
Read MoreWhat Are the True Costs of Data Breaches?

BAMS offers everything new and experienced merchants alike need to ensure that their customers’ sensitive payment data is always as safe as possible. We provide every one of our merchants with expert guidance through the sometimes complex process of becoming fully PCI compliant.

WooCommerce over Shopify Why Do So Many Businesses Prefer WooCommerce over Shopify?
Read MoreWhy Do So Many Businesses Prefer WooCommerce over Shopify?

WooCommerce and Shopify are two of the leading e-commerce platforms in the world. Each is full-featured and designed specifically to aide online sales, but there are as many differences (if not more) than there are similarities between the two platforms. Below we’ll analyze four of the primary areas of comparison between the two platforms, and […]

Risk Scoring What Is Risk Scoring and How Can It Help You?
Read MoreWhat Is Risk Scoring and How Can It Help You?

Minimizing risk is a task of great importance to everyone involved in online commerce and electronic payments, from the merchants right through to the credit card issuers. High fraud rates and chargeback rates can have a significant impact on merchants, even resulting in enrollment in chargeback and fraud monitoring programs that can carry hefty fees. […]

Cyber Monday What is Cyber Monday and What Can It Mean for Merchants?
Read MoreWhat is Cyber Monday and What Can It Mean for Merchants?

Cyber Monday is the online sale event of the year. Since 2005, it has occurred every year on the Monday after Thanksgiving and is the opposite bookend to the more longstanding Black Friday sale. And while Black Friday might be the most important shopping day of the year when it comes to in-store brick and […]

Restaurant Payments Can Customer Order Kiosks Speed Up Your Business?
Read MoreCan Customer Order Kiosks Speed Up Your Business?

There are a number of factors that go into the success of a restaurant. Enjoyable food and friendly staff are two of the most obvious ones, but for a quick service restaurant, highly efficient operations are equally important. The ability to move a high volume of customers from the front door, through ordering, to enjoying […]

Chargebacks for Business How Problematic Are Chargebacks for Business Owners?
Read MoreHow Problematic Are Chargebacks for Business Owners?

Chargebacks are a reality of accepting credit card payments. While many chargebacks are requested for valid reasons, there are plenty of cases in which disputes are initiated despite the merchant holding up every aspect of their end of the bargain. Unfortunately, many merchants don’t really understand the dispute process, how to handle a chargeback, or […]

PayPal, Square, or Stripe What Square’s New Pricing Means to You
Read MoreWhat Square’s New Pricing Means to You

Square is one of the world’s most popular payment processors, offering simple payment solutions and equally simple hardware to businesses looking to take electronic payments both online and in-store. One of Square’s most notable features has long been its pricing structure; a straight 2.75% with no additional flat fee tacked on to each transaction. But […]

PCI Are You Doing the Right PCI Self-Assessment Questionnaire?
Read MoreAre You Doing the Right PCI Self-Assessment Questionnaire?

Part of establishing PCI compliance and maintaining it year in and year out is filling out an annual PCI self-assessment questionnaire (SAQ). These questionnaires are designed to accomplish two goals: to help businesses identify weaknesses that need to be dealt with and to help prove to institutions that a company is compliant. But not all […]

BigCommerce Top 10 BigCommerce Apps to Help Your Online Business Grow
Read MoreTop 10 BigCommerce Apps to Help Your Online Business Grow

BigCommerce is one of the leading eCommerce platforms currently on the market, serving some of the biggest brands in industries ranging from automotive to apparel. One of the biggest drivers in the platform’s popularity is its ability to serve as a completely standalone solution, including a built-in site builder, and a fully stocked app store […]