Category: Online Payments

What Is Magento or Adobe Commerce and Why Should You Use It In Your Business?
Featured Article What Is Magento or Adobe Commerce and Why Should You Use It In Your Business?

Magento was one of the oldest players in the ecommerce space, building a reputation as an extremely capable, reliable, and secure sales platform. Today, Magento has been rolled into Adobe Commerce, a one-stop ecommerce solution from the same company that powers creativity across countless industries. Adobe Commerce offers all the same benefits that made Magento […]

Merchant Services Clover GO vs. Square – Which is Better for You?
Read MoreClover GO vs. Square – Which is Better for You?

Square is almost synonymous with phone-based mobile payment processing, but Clover – a company owned by processing giant First Data – has been carving out their own chunk of the market and making a name for themselves with availability in retail settings like Sam’s Club. Each company offers a small card reader designed to integrate […]

Chargebacks 5 Effective Tips to Win More Chargebacks
Read More5 Effective Tips to Win More Chargebacks

Chargebacks are a reality of accepting card payments, and no merchant doing any significant volume can avoid them altogether. Sometimes a chargeback is outright fraudulent, and many are the result of poor customer service or misunderstandings between merchants and customers. But whatever the reason may be, merchants need to be ready to fight back when […]

QuickBooks Plan B The Top 3 Best Alternatives to QuickBooks
Read MoreThe Top 3 Best Alternatives to QuickBooks

Intuit’s QuickBooks is undoubtedly the king of the hill when it comes to popular cloud-based accounting software. But there are a number of competitors on the market currently offering their own robust accounting products capable of challenging QuickBooks’ dominance. Three of the most popular QuickBooks alternative include Xero, FreshBooks, and Zoho Books, each offering their […]

Bad for Your Business Is A Flat Rate Good for Your Business? – Spoiler: Probably Not!
Read MoreIs A Flat Rate Good for Your Business? – Spoiler: Probably Not!

What makes a reasonable transaction fee? Amazingly enough, a lot of merchants never ask themselves that question, and failing to think about fees almost guarantees overpaying them. Flat fees, like the kind charged by PayPal and Stripe, are probably among the most common out there. They’re straightforward and easy to grasp, and as a result, […]

PayPal, Square, or Stripe How PayPal’s New Refund Policy Impacts Your Business and What You Can Do About It
Read MoreHow PayPal’s New Refund Policy Impacts Your Business and What You Can Do About It

On May 7th, 2019, PayPal updated its user agreement and made a big change that impacts every single one of their sellers in an inarguably negative way. Prior to the change, any time a refund was provided to a customer, the slice of the pie that PayPal had taken on the transaction was returned to […]

QuickBooks What the Discontinuation of QuickBooks Desktop 2016 Means to You as a Merchant
Read MoreWhat the Discontinuation of QuickBooks Desktop 2016 Means to You as a Merchant

On May 31st, 2019, QuickBooks discontinued support for their QuickBooks Desktop 2016 accounting and finance software – one of the most popular accounting and productivity tools available. That discontinuation was planned and shouldn’t come as a surprise to any Desktop 2016 users, but it still causes headaches for QuickBooks’ large 2016 userbase, annoying some even […]

Shopping Cart 10 Effective Ways to Prevent Shopping Cart Abandonment
Read More10 Effective Ways to Prevent Shopping Cart Abandonment

Cart abandonment is one of the biggest problems plaguing online merchants, and 88% of all consumers have abandoned a shopping cart without completing the transaction at some point. That makes minimizing cart abandonment a key goal for online merchants looking to maximize revenues and profitability. Here are ten of the best eCommerce tactics merchants can […]

Alternatives to Shopify The Best Alternatives to Shopify in 2019
Read MoreThe Best Alternatives to Shopify in 2019

Shopify is a great platform, and its ease of use has resulted in skyrocketing popularity over the last few years. But as an all-in-one solution, Shopify also comes with some major downsides – namely the costs. As with all third-party payment processors, the fees charged by Shopify on transactions are higher than the fees charged […]

PCI Compliance PCI Compliance and The Potentially High Costs of a Breach
Read MorePCI Compliance and The Potentially High Costs of a Breach

Let’s talk about PCI Compliance. In the summer of 2019, it came out that Capital One – a credit card issuer themselves – fell victim to a hack that exposed the data of 100 million cardholders and applicants. That might seem extreme, but it’s only the latest in a series of high-profile security breaches that […]

Saves Businesses Thousands Annually BAMS Low Cost Payment Processing Saves Businesses Thousands Annually
Read MoreBAMS Low Cost Payment Processing Saves Businesses Thousands Annually

BAMS has been offering electronic payment processing solutions to thousands of merchants all across the globe for well over a decade. Our experience and commitment to customer satisfaction and savings mean that there are a number of significant benefits to choosing BAMS as a payment processor – benefits that our competitors simply can’t match. From […]

Merchant Account Provider Which Merchant Account Provider is Better – BAMS, Braintree or QuickBooks Merchant Services?
Read MoreWhich Merchant Account Provider is Better – BAMS, Braintree or QuickBooks Merchant Services?

Choosing a merchant services provider is a serious task and picking the wrong merchant account can result in headaches with integration, unnecessarily high fees, and delays in deposits reaching a merchant’s bank account. Merchants choosing between BAMS, Braintree, and QuickBooks Merchant Services – three of the most popular merchant services providers on the market – […]

Merger Does Size Matter? In an Age of Major Mergers, what do Merchants Gain from Going Big?
Read MoreDoes Size Matter? In an Age of Major Mergers, what do Merchants Gain from Going Big?

On May 28th, 2019, payment processing giants Global Payments and TSYS officially announced a merger in a deal worth 21.5 billion dollars. That merger was just the latest in a series of mergers and acquisitions that have seen some of the industry’s largest players become even larger. In fact, the Global/TSYS merger was the third […]

Restaurant Payments Is Square the Best Payment Processor for Restaurants?
Read MoreIs Square the Best Payment Processor for Restaurants?

Ever since the introduction of the original Square Reader – the small, white plastic magstripe reader that plugs right into the headphone jack of a smartphone – Square has been a widely recognized brand name among small businesses and entrepreneurs. There is no question the Square Reader was revolutionary for pop-up shops, mobile businesses, and […]

Best Choice - five stars Stripe Alternatives: How BAMS Stacks Up Against Stripe’s Payment Processing Solutions
Read MoreStripe Alternatives: How BAMS Stacks Up Against Stripe’s Payment Processing Solutions

Since its initial launch in 2011, San Francisco-based Stripe has become one of the most recognizable brand names in online payment processing. Used by online businesses in over 200 countries, Stripe has recently expanded its electronic payments offerings with the introduction of its in-store card reader, the Stripe Terminal.  Stripe has a number of third-party […]

Emailed Invoices How Emailed Invoices Can Help You Get Paid Faster
Read MoreHow Emailed Invoices Can Help You Get Paid Faster

Cash flow is everything, and one of the biggest keys to success in business is keeping accounts receivable to a minimum. The faster your invoices get paid, the healthier your company’s finances will be, and the better you’ll sleep at night. That means using any tool that can help you collect payment faster is a […]

Interchange Fees The Basics of Interchange Fees – What They Are, What They Cover, and How They’re Calculated
Read MoreThe Basics of Interchange Fees – What They Are, What They Cover, and How They’re Calculated

Merchants are all painfully aware of the fact they’re charged fees on the card transaction they put through, but many don’t understand what those fees are made up of. While those fees contain a number of different components, the largest portion is made up of the interchange fee. Interchange fees are charged on every single […]

Surcharging Is Surcharging or Cash Discounting Right (or Even Legal) for Your Business?
Read MoreIs Surcharging or Cash Discounting Right (or Even Legal) for Your Business?

Two of the hottest topics around payment processing today are surcharges and cash discounts. These two strategies for beating credit card processing fees are becoming more and more popular among merchants, and many payment processing companies have begun to offer programs specifically designed to promote them. The problem is that many merchants don’t necessarily understand […]

Authorize.Net With Your BigCommerce Store How to Setup Authorize.Net With Your BigCommerce Store
Read MoreHow to Setup Authorize.Net With Your BigCommerce Store

BigCommerce is one of the top E-commerce platforms currently available and is the #1 enterprise cloud solution for companies doing $1 million or more annually. Based on that success it’s no surprise that BigCommerce is specifically designed to make it as easy as possible to integrate leading payment gateways, including Authorize.Net. PayPal Powered by Braintree […]