BAMS Blog

What Is Magento or Adobe Commerce and Why Should You Use It In Your Business?
Featured Article What Is Magento or Adobe Commerce and Why Should You Use It In Your Business?

Magento was one of the oldest players in the ecommerce space, building a reputation as an extremely capable, reliable, and secure sales platform. Today, Magento has been rolled into Adobe Commerce, a one-stop ecommerce solution from the same company that powers creativity across countless industries. Adobe Commerce offers all the same benefits that made Magento […]

Saves Businesses Thousands Annually BAMS Low Cost Payment Processing Saves Businesses Thousands Annually
Read MoreBAMS Low Cost Payment Processing Saves Businesses Thousands Annually

BAMS has been offering electronic payment processing solutions to thousands of merchants all across the globe for well over a decade. Our experience and commitment to customer satisfaction and savings mean that there are a number of significant benefits to choosing BAMS as a payment processor – benefits that our competitors simply can’t match. From […]

closeup of businessman working on financial spreadsheet on laptop rearview Why Is Interchange-Plus Pricing the Most Advantageous Merchant Account Pricing Format?
Read MoreWhy Is Interchange-Plus Pricing the Most Advantageous Merchant Account Pricing Format?

A merchant’s profitability is determined largely by the costs of doing business, and one of the most common costs merchants in the digital age run into is the fees associated with processing card payments. Many merchants just assume that all payment processors and all fee structures are alike, but that couldn’t be more untrue. Merchant […]

Fees Understanding Merchant Fees – Which Fees Are Common for A Merchant Account Statement?
Read MoreUnderstanding Merchant Fees – Which Fees Are Common for A Merchant Account Statement?

Credit card transaction processing fees seem simple on the surface, but the overall fees are actually made up of many smaller fees, sometimes numbering in the dozens. In the interest of transparency and regulatory compliance, payment processors break down all of those fees on their merchants’ monthly statements. That’s good for both the processor and […]

Merchant Account Provider Which Merchant Account Provider is Better – BAMS, Braintree or QuickBooks Merchant Services?
Read MoreWhich Merchant Account Provider is Better – BAMS, Braintree or QuickBooks Merchant Services?

Choosing a merchant services provider is a serious task and picking the wrong merchant account can result in headaches with integration, unnecessarily high fees, and delays in deposits reaching a merchant’s bank account. Merchants choosing between BAMS, Braintree, and QuickBooks Merchant Services – three of the most popular merchant services providers on the market – […]

Merger Does Size Matter? In an Age of Major Mergers, what do Merchants Gain from Going Big?
Read MoreDoes Size Matter? In an Age of Major Mergers, what do Merchants Gain from Going Big?

On May 28th, 2019, payment processing giants Global Payments and TSYS officially announced a merger in a deal worth 21.5 billion dollars. That merger was just the latest in a series of mergers and acquisitions that have seen some of the industry’s largest players become even larger. In fact, the Global/TSYS merger was the third […]

Level 3 Credit Card Do You Receive Next-Day Funding with Your Merchant Account?
Read MoreDo You Receive Next-Day Funding with Your Merchant Account?

Not all merchant accounts are created equal, and from fees – to support – to hardware, and beyond, there are countless factors that determine which is the best for you and your business. One of the most important factors is fund availability – how prompt your payment processor is in depositing the funds from sales […]

Restaurant Payments Is Square the Best Payment Processor for Restaurants?
Read MoreIs Square the Best Payment Processor for Restaurants?

Ever since the introduction of the original Square Reader – the small, white plastic magstripe reader that plugs right into the headphone jack of a smartphone – Square has been a widely recognized brand name among small businesses and entrepreneurs. There is no question the Square Reader was revolutionary for pop-up shops, mobile businesses, and […]

Best Choice - five stars Stripe Alternatives: How BAMS Stacks Up Against Stripe’s Payment Processing Solutions
Read MoreStripe Alternatives: How BAMS Stacks Up Against Stripe’s Payment Processing Solutions

Since its initial launch in 2011, San Francisco-based Stripe has become one of the most recognizable brand names in online payment processing. Used by online businesses in over 200 countries, Stripe has recently expanded its electronic payments offerings with the introduction of its in-store card reader, the Stripe Terminal.  Stripe has a number of third-party […]

Emailed Invoices How Emailed Invoices Can Help You Get Paid Faster
Read MoreHow Emailed Invoices Can Help You Get Paid Faster

Cash flow is everything, and one of the biggest keys to success in business is keeping accounts receivable to a minimum. The faster your invoices get paid, the healthier your company’s finances will be, and the better you’ll sleep at night. That means using any tool that can help you collect payment faster is a […]

Interchange Fees The Basics of Interchange Fees – What They Are, What They Cover, and How They’re Calculated
Read MoreThe Basics of Interchange Fees – What They Are, What They Cover, and How They’re Calculated

Merchants are all painfully aware of the fact they’re charged fees on the card transaction they put through, but many don’t understand what those fees are made up of. While those fees contain a number of different components, the largest portion is made up of the interchange fee. Interchange fees are charged on every single […]

Surcharging Is Surcharging or Cash Discounting Right (or Even Legal) for Your Business?
Read MoreIs Surcharging or Cash Discounting Right (or Even Legal) for Your Business?

Two of the hottest topics around payment processing today are surcharges and cash discounts. These two strategies for beating credit card processing fees are becoming more and more popular among merchants, and many payment processing companies have begun to offer programs specifically designed to promote them. The problem is that many merchants don’t necessarily understand […]

Authorize.Net With Your BigCommerce Store How to Setup Authorize.Net With Your BigCommerce Store
Read MoreHow to Setup Authorize.Net With Your BigCommerce Store

BigCommerce is one of the top E-commerce platforms currently available and is the #1 enterprise cloud solution for companies doing $1 million or more annually. Based on that success it’s no surprise that BigCommerce is specifically designed to make it as easy as possible to integrate leading payment gateways, including Authorize.Net. PayPal Powered by Braintree […]

POS merchant account services system Top Retail POS of 2019
Read MoreTop Retail POS of 2019

Providing shoppers with a smooth POS, easy checkout experience is key to generating return business and a loyal customer base. There are few things that can frustrate a customer more than waiting in a long line once they’ve made their buying decision or running into trouble with systems at the cash. That’s why it’s so […]

PayPal, Square, or Stripe When is a Third-Party Processor like PayPal, Square, or Stripe Right for You?
Read MoreWhen is a Third-Party Processor like PayPal, Square, or Stripe Right for You?

The thrid-party electronic payments industry is a hotly contested marketplace, with a wide array of different payment solutions for merchants to choose from. Unfortunately, sometimes that level of choice can lead to indecision. It isn’t uncommon for merchants to respond by signing up for the providers that they’re most familiar with. Sometimes that might mean […]

Restaurant POS System Top Mobile Restaurant POS Systems of 2019
Read MoreTop Mobile Restaurant POS Systems of 2019

A point-of-sale system is an important factor in a restaurant’s success for a variety of reasons. First and foremost, it’s the system that facilitates all electronic payments, and in a world where plastic is king, a flawlessly operating POS is a must. On top of that, paying the bill is often the last step of […]

Authorize.Net Direct Post Security Upgrade Authorize.Net Direct Post Security Upgrade: Updating MD5 to SHA-512
Read MoreAuthorize.Net Direct Post Security Upgrade: Updating MD5 to SHA-512

Authorize.Net – the most popular payment gateway service provider in the world – is in the process of making a big change to how it verifies transactions, and that change impacts the business of every single one of their Direct Post users. The company is phasing out MD5-based hashing and switching to SHA-512 signature key […]

All About Next-Day Funding Merchant Account Services What Tools Does BAMS Offer for Offline and Online Merchants?
Read MoreWhat Tools Does BAMS Offer for Offline and Online Merchants?

BAMS is the industry leader in payment processing, trusted by thousands of merchants across the globe. That success is due to our full suite of features designed to help businesses like yours accept electronic payments with less fuss, and lower fees. BAMS has been designed from the ground up to provide all of the functionality […]

An Introduction To BAMS’ Popular E-Commerce Integrations An Introduction To BAMS’ Popular E-Commerce Integrations
Read MoreAn Introduction To BAMS’ Popular E-Commerce Integrations

We now live in a digital world, and online shopping has become king. A 2018 study by NPR found that an astounding 75% of Americans have purchased something online, and every year consumers shift more and more of their shopping to the web. As the leader in electronic payments, we at BAMS understand how important […]