While every business is different, there’s one thing we all have in common – the need to process customer payments. Unfortunately, the process comes at a higher price. Literally. Ask yourself – how much does your business spend on payment processing fees? What about things like chargeback and next-day funding? Chances are, you use one of the world’s most popular payment processing systems, like Stripe, Square, or PayPal. Let’s take a look at why payment processing solutions like these could be letting you down – and you don’t even realize it.
- High payment processing rates
- Account cancelation or freezing without notice
- Hefty chargeback fees
- And more
We could go on, but quite frankly, we don’t really want to. We’d much rather talk about the payment solution on everyone’s lips. BAMS.
As an established industry-leader in payment processing, BAMS is completely unique in its benefits for businesses. 4.9 out of 5 of our clients report lower stress levels when utilizing our merchant accounts. Hey, nobody’s perfect. If you ask us, that’s as close to perfect as you can get.
BAMS has been trusted by THOUSANDS of merchants worldwide since its formation in 2006, including CRMDialer, Armitron, Hyatt House, Lightbridge Academy, RobeMart, ZeroBounce, TheNorm, and many more.
CROSS-INDUSTRY PAYMENT PERFECTION
It doesn’t matter whether you’re in healthcare, retail, hospitality, beauty, auto repair, mobile payments…you name it. What matters is that BAMS caters to all businesses across all industries, with a range of payment solutions that make BAMS the obvious choice.
BAMS offers multi-platform access that means the platform can integrate with almost any POS, shopping cart, or eCommerce platform you can think of – without charging high per-transaction rates like Stripe. BAMS is a convenient and intuitive tool that you can use to submit and manage transactions – recurring or subscription-based. From XCART to Magento to Ubercart, we do it all.
Just another thing that sets BAMS apart is the fact that we’ll take the time to connect your business’s online store with the most suitable payment gateway for your needs. There’s no need to change your checkout process. We put you first, and one quick update is all it takes to start utilizing the endless BAMS merchant account benefits.
We believe in educating our clients to keep you on your toes. Did you know that all businesses, as of October 2015, were obliged to update their payment equipment to facilitate EMV or chip cards like Europay, MasterCard, and Visa? This added layer of security is critical in today’s world. If you haven’t upgraded yet, the BAMS team will help you get connected so you can stand out from the crowd. Can you think of another payment processing business who goes that far for its clients? We offer multiple EMV terminals and PIN Pads to keep you on-trend, without breaking the bank.
Reporting & Analytics
Knowledge is power. BAMS arms its clients with the ability to access insightful reporting and analytics that you can use to make more informed business decisions. From daily SMS/email settlement reports to visual monitoring of sales growth trends, searchable transaction history from day one, and more, our all-in-one software is all you need to send your profitability soaring.
Gift & Loyalty
Today’s businesses have to think differently. Since the emergence of social media and instant communication, consumers have demanded more personal service. That’s why BAMS helps you establish gift and loyalty card programs that you can use to increase value while building an unbeatable competitive edge. Use BAMS to create professionally-designed and customizable gift cards in the blink of an eye. No prior experience required.
In line with our mission to keep your costs to a minimum, we’ll work with you to get you set up with American Express OptBlue. Whether you’re in healthcare, retail, or education, OptBlue will empower you with the ability to receive transactions in as little as 12 hours – a revolution in the payment processing industry. Sophisticated technology lies at the heart of OptBlue, along with an easy-to-use system.
Next Day Funding
When do you want to get your deposits? With BAMS, you choose – getting funded in as little as 12 hours. Our refreshing deposit structure means that if funds are batched out by 7pm, they’ll be in your bank account by 7am. Next-day funding is critical for a range of real-life scenarios, including inventory, payroll, vendor payments, and more. Life is unpredictable, and BAMS ensure you always have the funding you need to stay afloat.
Problematic chargebacks can be devastating for business owners. That’s why BAMS has been built with innovative technology to help you mitigate fraud. On day zero, you’ll be notified of incoming disputes via SMS and email – with speedier notifications than you’ll find with any other payment processer. No more relying on postal mail. We’ll help you reduce your “no response” chargebacks and export all history to excel in seconds. Sometimes, instant gratification is the key to success. As we say, “know, respond, and win.”
Level 3 | B2B Processing
Our experts specialize in your industry’s needs. If you accept corporate cards, considered Level 2 and Level 3, you need to be properly set up to process such transactions. Thankfully, we can help you – while ensuring you pay the lowest interchange industry-wide. By using our Level-3-enabled proprietary software, you can save as much as 50% when compared with standard retail, eCommerce, and keyed-in transactions.
Need funding? BAMS can help with that too, providing quality business cash advances for the lowest possible rates in the industry.
Is your business PCI-complaint? If you can’t answer that, you need BAMS on your side. We’ll help you become PCI-DSS compliant within 90 days of approval, keeping you up-to-date with evolving compliance requirements while eliminating the chance of penalties and serious security risks.
Low Price Guarantee
As a major merchant service distributor, BAMS is the most affordable payment processing service out there. You won’t find more cost-effective payment solutions anywhere else. Fused with passion and old-fashioned hard work, we guarantee an outstanding shopping experience for your customers – time after time.