Tag: credit card security

What is a Payment Gateway?
Featured Article What is a Payment Gateway?

Payment gateways are a crucial tool in both ecommerce and brick-and-mortar sales, but many merchants don’t necessarily understand what their gateways do or why they really need to have one at all. With that in mind, the following is a quick refresher on what gateways are, how they work, and why they’re so important.    […]

Card Dipping: What You Should Know Card Dipping: What You Should Know
Read MoreCard Dipping: What You Should Know

Card dipping is not a term most people are familiar with, but if you’ve ever inserted your credit or debit card into a payment terminal or ATM, you’ve dipped! Dipping stands in contrast to swiping – the most traditional way to use a payment card – and tapping, the newest and arguably most popular way […]

PCI Are You Doing the Right PCI Self-Assessment Questionnaire?
Read MoreAre You Doing the Right PCI Self-Assessment Questionnaire?

Part of establishing PCI compliance and maintaining it year in and year out is filling out an annual PCI self-assessment questionnaire (SAQ). These questionnaires are designed to accomplish two goals: to help businesses identify weaknesses that need to be dealt with and to help prove to institutions that a company is compliant. But not all […]

closeup of businessman working on financial spreadsheet on laptop rearview Does Your Payment Processing Tool Protect You from Chargebacks?
Read MoreDoes Your Payment Processing Tool Protect You from Chargebacks?

Whenever a user dispute a credit card charge they find in their credit card history, one of the provider’s first steps is to demand that the retailer returns the value of the charge – this means chargebacks. They protect consumers from fraudulent charges, but they can also be extremely costly to the merchant.

Fictitious bank credit card front with EMV and back with magnetic stripe EMV vs Magnetic Stripe Systems
Read MoreEMV vs Magnetic Stripe Systems

We all know that the chip, or EMV, POS is becoming the new standard for card-reading technology. But what is the difference between the original magnetic stripe and the new EMV? And which one is better?