ecommerce merchant account Archives - Merchant Account & E Commerce Payment Processing Insights

October 21, 2019October 24, 2019

Top 10 BigCommerce Apps to Help Your Online Business Grow

BigCommerce is one of the leading eCommerce platforms currently on the market, serving some of the biggest brands in industries ranging from automotive to apparel. One of the biggest drivers in the platform’s popularity is its ability to serve as a completely standalone solution, including a built-in site builder, and a fully stocked app store full of powerful extensions. The ten apps below are some of our favorites, but they represent just a few drops in the sea of amazing offerings in the BigCommerce marketplace.

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October 16, 2019October 31, 2019

6 Ways to Keep Your eCommerce Transactions Safe

E-commerce transactions are all about trust. Customers need to feel 100% confident that their personal information and payment details are stored and transmitted with total security, or they simply won’t make a purchase. When breaches do happen, the damage – both financially and psychologically – can be immense, and as a result, businesses simply can’t afford to ignore the seriousness of transaction security. Thankfully, there are some straightforward steps companies can take to keep the bad guys at bay, and the following six practices represent some of the most effective ones.

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September 24, 2019October 30, 2019

The Top 3 Best Alternatives to QuickBooks

Intuit’s QuickBooks is undoubtedly the king of the hill when it comes to popular cloud-based accounting software. But there are a number of competitors on the market currently offering their own robust accounting products capable of challenging QuickBooks’ dominance. Three of the most popular QuickBooks alternative include Xero, FreshBooks, and Zoho Books, each offering their own unique features, benefits, and drawbacks. Choosing the right one can be tricky, so we’ve provided a summary of all three below to identify which users are best suited to each platform and what differentiates each of them both positively, and negatively.

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August 3, 2019October 31, 2019

Stripe Alternatives: How BAMS Stacks Up Against Stripe’s Payment Processing Solutions

Since its initial launch in 2011, San Francisco-based Stripe has become one of the most recognizable brand names in online payment processing. Used by online businesses in over 200 countries, Stripe has recently expanded its electronic payments offerings with the introduction of its in-store card reader, the Stripe Terminal.

Stripe has a number of third-party competitors, including industry-giant PayPal, but one of the most experienced of them all is BAMS – a full-service electronic payments processing provider that has served thousands of merchants all over the globe since 2006. BAMS wider set of merchant services and solutions are designed for both in-store and online use, and when compared head-to-head with stripe, there are some notable differences in each company’s offerings and the benefits they offer to merchants.

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July 17, 2019December 3, 2019

Is Surcharging or Cash Discounting Right (or Even Legal) for Your Business?

Two of the hottest topics around payment processing today are surcharges and cash discounts. These two strategies for beating credit card processing fees are becoming more and more popular among merchants, and many payment processing companies have begun to offer programs specifically designed to promote them. The problem is that many merchants don’t necessarily understand the rules around surcharging and cash discounting, and getting it wrong can result in some harsh consequences. With that in mind, let’s take a look at some of the more important details surrounding these two fee-reduction strategies.

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April 9, 2019December 2, 2019

Does Your Business Really Need A Merchant Services Account?

Whether you’re a start-up or an established business, at some point you’re going to be faced with the decision of how to accept electronic payments and whether or not to apply for a merchant services account. That can be a tough choice, as there are a lot of misconceptions surrounding merchant accounts, from the difficulty of approval to their usefulness to different kinds of businesses.

While some businesses find a way to get by without one, most companies will eventually come to the decision that a merchant account is a right choice for them, and with good reason. The alternatives that exist, while serviceable, aren’t ideal, and the benefits to be gained from a merchant account are hard to ignore.

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March 18, 2019December 2, 2019

What Can Merchant Services Do For You?

Cash may have certainly been king at one point in time, but nowadays, card-based transactions reign supreme for consumers and the businesses they shop at. 77% of consumers prefer to pay with credit and debit cards over cash. With this in mind, making decisions around the payment types you’ll accept as a business owner proves crucial for maintaining long-term positive cash flow. While opting for cash payments only may save you on transaction fees, it limits the purchasing potential for customers both in-store and online.

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March 11, 2019December 2, 2019

Payment Processing Just Got a Makeover

While every business is different, there’s one thing we all have in common – the need to process customer payments. Unfortunately, the process comes at a higher price. Literally. Ask yourself – how much does your business spend on payment processing fees? What about things like chargeback and next-day funding? Chances are, you use one of the world’s most popular payment processing systems, like Stripe, Square, or PayPal. Let’s take a look at why payment processing solutions like these could be letting you down – and you don’t even realize it.

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March 27, 2018December 1, 2019

A Better Alternative to Stripe and PayPal

Businessman using tablet computer and credit card. e-commerce merchant services concept

Many new merchants sign up with PayPal or Stripe to accept payments but often find that they have high cart abandonment and generally lackluster sales. In many cases, it’s not the product or the newness of the merchant that’s the problem – it’s the lack of a “real” shopping cart. Eliminating this issue is as simple as switching to a BAMS merchant account. Here are some of the biggest reasons to do this:

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March 20, 2018December 1, 2019

Modernize Your Site with E-Commerce Processing

If you sell products from a physical store, you might be missing out on an entire other sales channel: the internet. Today’s customers expect even physical stores to be able to offer certain e-commerce features from their sites, and if these aren’t available, the stores seem behind on the times. Here are a few essentials your store’s site should have to modernize:

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