TL;DR Three layers govern your program – State laws, card-network rules and processor agreements all apply simultaneously. Monitoring only one creates blind spots. A five-minute weekly scan helps prevent costly surprises – Subscribe to state legislature alerts, card-network updates and industry news, then triage incoming alerts every week using a simple relevant-or-not filter. Assess before […]
Goldman Sachs 10,000 Small Business

Chip Acceptance Is Now a Basic Part of a Modern POS EMV chip card acceptance is no longer an emerging payment feature. For businesses that accept cards in person, chip capability has become a basic part of a modern point-of-sale setup. The reason goes beyond convenience. EMV changes how a card-present transaction authenticates the card. […]

Your Payment Processor and Gateway Need to Work Together Choosing Authorize.Net is only one part of building a reliable payment setup. The payment processor behind the gateway also matters. A merchant may have a capable gateway but still run into unnecessary problems if the processor cannot support the integration, help configure the account or troubleshoot […]

If you have a business that sells a product or service and you don’t have an eCommerce processing site, you are leaving money on the table and growth to your competition. The advantages of having eCommerce stores are immediate and essential for a small or growing business. If you need more convincing, consider the following […]

We are living in the digital age where it is possible for almost every aspect of our lives to happen on a virtual platform. The business sector also caught on, and there was mass movement from brick and motor to the virtual selling and buying of services and goods. Electronic networks, especially the internet, are […]

For businesses that use credit card payment systems, getting their funds is the challenging part. The standard cash flow payout system that banks give to companies sometimes inconveniences businesses when they urgently need the funds. Next day funding systems cut through this gap and offer companies their deposits a day earlier than normal. So, why […]

From time to time, chargebacks are an unavoidable part of being a merchant; like returns and customer complaints. Chargebacks are much more costly to your business, however, and while you might not be able to avoid them completely, you should be taking steps to prevent as many as you possibly can.
