Guide Orientation: What This Covers and Who It’s For This guide shows eCommerce managers how to protect cash flow planning from chargeback disruptions so they can reliably access early-payment supplier discounts. If your business processes enough daily volume that a single batch of chargebacks can shift your deposit timing by even one day, this is […]
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Supplier Payments: Turn Next-Day Funding Into 2% COGS Savings
Updating payment equipment by companies to chip cards with embedded microchips has added a level of security to businesses and their customers. Fraudulent transaction risk has significantly reduced due to chip card technology. Implementing point-to-point encryption reduces payment card fraud from counterfeit cards. The liability shift from financial institutions favors applying EMV technology to great […]
The one thing better than getting money is getting it faster. It used to be that with merchant accounts, getting your transaction money in the bank in 24 hours was considered fast. After all, there are still a few companies out there that take 3 days! Now, however, even 24 hours is slow. That’s because […]
Waiting one to three business days for your card transactions to hit your bank account may not seem like a big deal when you first open a business. After all, a regular job makes you wait a week or two between paychecks. Soon, though, you find that financial needs are different when you own the […]
When e-commerce processing first came into existence, analysts predicted that it could become a multimillion-dollar industry. Now, it’s clear that what once seemed lofty was actually understated. Billions of dollars change hands online, and the vast majority does so via credit card transactions. This makes e-commerce processing more important than ever.
How BAMS OptBlue Can Benefit Your Business A Simpler Way to Accept American Express Allowing customers to pay with credit cards gives them more flexibility at checkout and can help businesses avoid turning away a preferred payment method. But accepting cards also comes with processing costs, settlement schedules and administrative work that merchants need to […]
Why Authorize.Net Remains a Practical Payment Gateway for Small Businesses The Authorize.net payment gateway has been around long enough that many small businesses already recognize the name. That matters, but familiarity alone is not the reason to consider it. The real value is flexibility: online checkout, invoicing, recurring payments, virtual terminal functionality and integrations can […]
Get Faster Access to the Revenue Your Business Already Earned Next day funding shortens the gap between accepting a card payment and seeing the resulting deposit in your business bank account. For businesses that depend on steady cash flow, removing even one or two days from that wait can make day-to-day operations easier to manage. […]
For any business that accepts credit card payments, having access to a reliable merchant services provider is important. For businesses located in New York City, working with an NYC merchant services provider can offer an additional advantage: access to a payment partner that is close to your business, operates on the same time zone and […]
Benefits of Choosing a Low Priced Merchant Account Provider A low priced merchant account provider is not automatically a low quality provider. At the same time, a low advertised processing rate does not automatically mean a merchant is getting the best deal. The better question is what the business receives for the total amount it […]
Big cities each have their own unique traits, and in one as large as NYC, there are enough of them that they make significant impacts on how business is done. There are local regulations, business payment expectations, and demands that may not exist halfway across the country. For this reason, it’s a good idea to […]
Many merchant processors only offer funding for completed transactions with a two- or three-day delay. If you’re used to this, you may not realize how much this is affecting your business, but it shouldn’t take much thought before you can think of some problems it has caused. New businesspeople can also easily envision scenarios in which […]
Shoppers expect to buy the moment they’re ready. If your website can’t take a payment, they’ll simply find one that can. That’s why every site that sells needs eCommerce payment processing. It lets you accept cards and digital wallets online, then moves the money into your bank account. Below, you’ll learn how online payments work, what […]
Authorize.Net Can Do Much More Than Connect an Online Checkout Choosing a payment gateway is an important part of building an eCommerce payment setup. The gateway sits between the checkout experience and the processing environment, helping payment information move securely through authorization while supporting the tools a business uses to manage transactions. Authorize.Net remains a […]
All chargebacks are frustrating, but it’s even worse when they happen because of fraud. Then, you not only lose the transaction but the merchandise as well. This alone is enough reason to make sure you stop fraud before you send out any products. Here are some of the chargeback prevention ways that you can armor your […]
Money is the grease that keeps your business moving. Products, employees – keeping all those gears spinning is how your business gains and keeps its forward momentum. For cash transactions, making sure you get paid fast is easy, but what about your credit card processor?
NYC Payment Processing Has to Keep Up With the Way New York Businesses Operate New York City businesses operate in one of the busiest commercial environments in the country. Restaurants can continue processing payments late into the evening, retailers may serve both local customers and online shoppers and professional service businesses may accept payments through […]
With the Internet came the ability to shop without setting foot into a retail store. Now with high-speed internet, customers can shop on-the-go using their smartphones and tablets, and this is choking sales for brick and mortar retail stores. The last few years have witnessed the stubborn stagnation of retail sales while e-commerce sales are soaring. […]
You made the sale. The customer paid. Yet the money may not reach your bank account for days. For small businesses, that wait can make it harder to pay suppliers, cover payroll and restock. That’s why next-day funding from your merchant payment processor matters so much. Below, you’ll learn how card funding works, why the timing affects […]
