The billing line items that signal a support gap — not a pricing problem — with your payment processor Learn which credit card processing fees eCommerce businesses consistently overpay and why interchange overcharges usually point to missing account support rather than predatory pricing. This guide turns each line item into a diagnostic signal. TL;DR Overpaying […]
Category: Merchant Services
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7 Credit Card Processing Fees eCommerce Operators Overpay
Chargebacks are a reality of accepting card payments, and no merchant doing any significant volume can avoid them altogether. Sometimes a chargeback is outright fraudulent, and many are the result of poor customer service or misunderstandings between merchants and customers. But whatever the reason may be, merchants need to be ready to fight back when […]
Shopify Is Still Strong, but It Is Not the Only Choice The best Shopify alternatives in 2026 give merchants different levels of control over their website, payment processing, hosting and technology stack. Shopify remains one of the strongest all-in-one eCommerce platforms available but some businesses eventually want more control over how their store operates or […]
BAMS has been offering electronic payment processing solutions to thousands of merchants all across the globe for well over a decade. Our experience and commitment to customer satisfaction and savings mean that there are a number of significant benefits to choosing BAMS as a payment processor – benefits that our competitors simply can’t match. From […]
Interchange-Plus Makes It Easier to See What Payment Processing Actually Costs A merchant’s profitability is determined in part by the costs of doing business, and one of the most common expenses merchants face is the cost of processing card payments. But payment processing is not priced the same way everywhere. Some providers use standardized flat […]
Credit card transaction processing fees seem simple on the surface, but the overall fees are actually made up of many smaller fees, sometimes numbering in the dozens. In the interest of transparency and regulatory compliance, payment processors break down all of those fees on their merchants’ monthly statements. That’s good for both the processor and […]
Choosing a merchant services provider is a serious task and picking the wrong merchant account can result in headaches with integration, unnecessarily high fees, and delays in deposits reaching a merchant’s bank account. Merchants choosing between BAMS, Braintree, and QuickBooks Merchant Services – three of the most popular merchant services providers on the market – […]
On May 28th, 2019, payment processing giants Global Payments and TSYS officially announced a merger in a deal worth 21.5 billion dollars. That merger was just the latest in a series of mergers and acquisitions that have seen some of the industry’s largest players become even larger. In fact, the Global/TSYS merger was the third […]
Ever since the introduction of the original Square Reader – the small, white plastic magstripe reader that plugs right into the headphone jack of a smartphone – Square has been a widely recognized brand name among small businesses and entrepreneurs. There is no question the Square Reader was revolutionary for pop-up shops, mobile businesses, and […]
Since its initial launch in 2011, San Francisco-based Stripe has become one of the most recognizable brand names in online payment processing. Used by online businesses in over 200 countries, Stripe has recently expanded its electronic payments offerings with the introduction of its in-store card reader, the Stripe Terminal. Stripe has a number of third-party […]
Cash flow is everything, and one of the biggest keys to success in business is keeping accounts receivable to a minimum. The faster your invoices get paid, the healthier your company’s finances will be, and the better you’ll sleep at night. That means using any tool that can help you collect payment faster is a […]
Merchants are all painfully aware of the fact they’re charged fees on the card transaction they put through, but many don’t understand what those fees are made up of. While those fees contain a number of different components, the largest portion is made up of the interchange fee. Interchange fees are charged on every single […]
Providing shoppers with a smooth POS, easy checkout experience is key to generating return business and a loyal customer base. There are few things that can frustrate a customer more than waiting in a long line once they’ve made their buying decision or running into trouble with systems at the cash. That’s why it’s so […]
The thrid-party electronic payments industry is a hotly contested marketplace, with a wide array of different payment solutions for merchants to choose from. Unfortunately, sometimes that level of choice can lead to indecision. It isn’t uncommon for merchants to respond by signing up for the providers that they’re most familiar with. Sometimes that might mean […]
A point-of-sale system is an important factor in a restaurant’s success for a variety of reasons. First and foremost, it’s the system that facilitates all electronic payments, and in a world where plastic is king, a flawlessly operating POS is a must. On top of that, paying the bill is often the last step of […]
Authorize.Net – the most popular payment gateway service provider in the world – is in the process of making a big change to how it verifies transactions, and that change impacts the business of every single one of their Direct Post users. The company is phasing out MD5-based hashing and switching to SHA-512 signature key […]
BAMS is the industry leader in payment processing, trusted by thousands of merchants across the globe. That success is due to our full suite of features designed to help businesses like yours accept electronic payments with less fuss, and lower fees. BAMS has been designed from the ground up to provide all of the functionality […]
Connecting Payment Processing With the eCommerce Tools You Already Use We now live in a digital world, and online shopping has become a standard part of how people buy. A 2018 study cited by SmallBusiness.com found that 75% of Americans had purchased something online. That figure now serves more as historical context than a picture […]
Chargebacks are an unfortunate reality of accepting credit card payments, but they aren’t something businesses have to lie down and accept without a fight. Some chargebacks are completely legitimate, like cases where a purchase was made fraudulently by a third party. But many chargebacks are fraudulent, frivolous, or abuses of the system. In those cases, […]
