Category: NYC Merchant Services

Peak season cash flow infographic showing how delayed payment deposits can trap working capital even while eCommerce sales are surging.
Featured Article Peak Season Planning: Fix the Deposit Gap First

Why delayed payment deposits — not weak revenue — create the cash crunch that stalls your busiest quarter Learn why peak season planning fails when it ignores deposit timing. This guide covers forecasting, processor configuration, fee management, and funding speed to keep cash flowing when sales surge. TL;DR Peak season is a deposit-timing problem, not […]

BAMS featured image showing a secure online payment checkout protected by PCI DSS payment security. Don’t Have Dangerous Gaps in PCI Compliance
Read MoreDon’t Have Dangerous Gaps in PCI Compliance

How to Choose PCI-Compliant Payment Processing for Your Business PCI Compliance Depends on More Than the Processor You Choose PCI compliant payment processing should be part of the conversation before a business decides how it will accept cards. But choosing a processor that follows PCI DSS does not automatically make the merchant compliant. The way […]

Payment Processing reports. Numbers graph 3 Ways Payment Processing Reports Can Help Your Marketing Team
Read More3 Ways Payment Processing Reports Can Help Your Marketing Team

Marketing strategies rely on having information. You need to know as much about your prospective customers as possible so you can reach out to them effectively. A lot of that information comes from your website traffic. What your visitors do, how they interact with the site, and what items they buy form a large part […]

Group of people success business improve successful growth strategy and sales tips increase 4 Sales Tips to Influence People to Buy Your Products
Read More4 Sales Tips to Influence People to Buy Your Products

Want to increase sales? Use the following sales tips to sell more products, boost your revenue, make your business grow and increase your ROI:

Business development to success and growing growth concept, Businessman pointing arrow graph increase sales concept 5 Ways to Tap Into Human Nature to Increase Sales
Read More5 Ways to Tap Into Human Nature to Increase Sales

Every good sales professional or business owner knows how to tap into human nature to increase sales. Understanding what influences people to make a purchasing decision will help you boost your revenue. Here are some important things that will bring you more sales.

Paying by credit card. lowest price merchant services, payment processor concept 5 Tips for Choosing the Best Lowest Price Merchant Service
Read More5 Tips for Choosing the Best Lowest Price Merchant Service

Looking for an affordable and high-quality merchant service provider? The provider you choose will end up affecting how your business operates and its success. Here are five things to look for when choosing a merchant processing service and the best lowest price merchant service.

BAMS featured image showing an eCommerce business moving from a basic payment setup to a flexible merchant account and integrated checkout. A Better Alternative to Stripe and PayPal
Read MoreA Better Alternative to Stripe and PayPal

When an All-in-One Payment Provider Stops Being Enough A PayPal and Stripe alternative becomes worth considering when an online business starts needing more control over checkout, processing, funding and the systems connected to its store. PayPal and Stripe can make accepting payments relatively simple, especially for newer businesses. That convenience is useful. But the payment […]

E-Commerce Concept on Smartphone Screen Modernize Your Site with E-Commerce Processing
Read MoreModernize Your Site with E-Commerce Processing

If you sell products from a physical store, you might be missing out on an entire other sales channel: the internet. Today’s customers expect even physical stores to be able to offer certain e-commerce features from their sites, and if these aren’t available, the stores seem behind on the times. Here are a few essentials […]

Young woman shopping online and paying with BAMS or PayPal 5 Signs It’s Time to Switch From PayPal to BAMS
Read More5 Signs It’s Time to Switch From PayPal to BAMS

A very common question we encounter, especially from new online business owners, is when should they switch from accepting payment through PayPal to accepting payment directly on their site through a BAMS merchant account? We’ve got five signs that it’s time for you to make the switch.

Young woman buying goods from the internet and entering number security code from credit card on smartphone. Mobile payment processors concept Solid Alternatives to Stripe and Paypal Mobile Payment Processors
Read MoreSolid Alternatives to Stripe and Paypal Mobile Payment Processors

With so much of the business world moving to the web, having secure and functional methods of processing payments has become a top priority. This space has typically been dominated by Paypal and Stripe but many alternatives have sprouted up. Each has its own set of benefits and shortcomings but some may be a better […]

aerial view of NYC. Why a Local NYC Merchant Services Provider is a Good Option
Read MoreWhy a Local NYC Merchant Services Provider is a Good Option

New York City is one of the biggest cities in the world and is the home to many businesses of all sizes. For those that are based out of New York City, having access to a local merchant service provider would be very beneficial. There are several different benefits of hiring a New York City […]

Credit Card Transaction Using the New Security Electronic Chip Technology EMV Understanding EMV Payment Card Technology
Read MoreUnderstanding EMV Payment Card Technology

Updating payment equipment by companies to chip cards with embedded microchips has added a level of security to businesses and their customers. Fraudulent transaction risk has significantly reduced due to chip card technology. Implementing point-to-point encryption reduces payment card fraud from counterfeit cards. The liability shift from financial institutions favors applying EMV technology to great […]

Writing on whiteboard a lightbulb and currency symbols (next day funding concept). Get Your Money Faster with a BAMS Merchant Account
Read MoreGet Your Money Faster with a BAMS Merchant Account

The one thing better than getting money is getting it faster. It used to be that with merchant accounts, getting your transaction money in the bank in 24 hours was considered fast. After all, there are still a few companies out there that take 3 days! Now, however, even 24 hours is slow. That’s because […]

All About Next-Day Funding Merchant Account Services Next Day Funding: A 12-Hour Transaction Payment Time Isn’t Just a Dream
Read MoreNext Day Funding: A 12-Hour Transaction Payment Time Isn’t Just a Dream

Waiting for the next day, 24 to 48 hours for your merchant transactions to hit your bank account may not seem like a big deal when you first open a business. After all, a regular job would make you wait a week or two before you get paid. Soon, though, you will find that financial […]

BAMS featured image showing an American Express transaction moving quickly from a payment terminal to a merchant's bank account through OptBlue. Key Benefits of the OptBlue Program
Read MoreKey Benefits of the OptBlue Program

How BAMS OptBlue Can Benefit Your Business A Simpler Way to Accept American Express Allowing customers to pay with credit cards gives them more flexibility at checkout and can help businesses avoid turning away a preferred payment method. But accepting cards also comes with processing costs, settlement schedules and administrative work that merchants need to […]

BAMS featured image explaining why a payment processor offering free Authorize.Net can provide lower costs, simpler setup and better value for merchants. Consider Authorize.Net for Maximum Benefit in Your Small Business
Read MoreConsider Authorize.Net for Maximum Benefit in Your Small Business

Why Authorize.Net Remains a Practical Payment Gateway for Small Businesses The Authorize.Net payment gateway has been around long enough that many small businesses already recognize the name. That matters, but familiarity alone is not the reason to consider it. The real value is flexibility: online checkout, invoicing, recurring payments, virtual terminal functionality and integrations can […]

BAMS featured image showing an approved card payment moving to a business bank account through next day funding. How Next Day Funding Can Help Your Business
Read MoreHow Next Day Funding Can Help Your Business

Get Faster Access to the Revenue Your Business Already Earned Next day funding shortens the gap between accepting a card payment and seeing the resulting deposit in your business bank account. For businesses that depend on steady cash flow, removing even one or two days from that wait can make day-to-day operations easier to manage. […]

BAMS infographic explaining the benefits of hiring a NYC merchant services provider including local accessibility, same time zone support and payment solutions tailored to New York businesses. Why You Should Hire a NYC Merchant Services Provider
Read MoreWhy You Should Hire a NYC Merchant Services Provider

For any business that accepts credit card payments, having access to a reliable merchant services provider is important. For businesses located in New York City, working with an NYC merchant services provider can offer an additional advantage: access to a payment partner that is close to your business, operates on the same time zone and […]

POS merchant account services system Benefits of a Low Priced Yet Quality Merchant Account Provider
Read MoreBenefits of a Low Priced Yet Quality Merchant Account Provider

It is axiomatic to regard merchant account service providers with low pricing as deceptive enterprises with notorious tactics ready to exploit loopholes they keep hidden in drudgery contracts. Since the advent of e-commerce and the necessity of third-party payment processors, businesses interpret more or high pricing as better or premium service.