Explore BAMS

BAMS Blog

BAMS featured graphic showing chargeback risk built into a weekly ecommerce deposit calendar to protect predictable cash flow.
Featured Article Chargeback Prevention as a Cash Flow Planning Tool

How to model chargeback risk into your deposit calendar and protect weekly cash flow predictability Learn how to treat chargeback prevention as a cash flow variable rather than a dispute-management task. This guide shows eCommerce managers how to quantify chargeback timing risk, build prevention into deposit schedules, and protect working capital. TL;DR Treat chargebacks as […]

closeup of businessman working on financial spreadsheet on laptop rearview Does Your Payment Processing Tool Protect You from Chargebacks?
Read MoreDoes Your Payment Processing Tool Protect You from Chargebacks?

Whenever a user dispute a credit card charge they find in their credit card history, one of the provider’s first steps is to demand that the retailer returns the value of the charge – this means chargebacks. They protect consumers from fraudulent charges, but they can also be extremely costly to the merchant.

NY Merchant Services concept. Young startup entrepreneur small business owner working at home, packaging and delivery situation. 3 Ways the Right Merchant Services Help You Keep a Positive Cash Flow
Read More3 Ways the Right Merchant Services Help You Keep a Positive Cash Flow

Merchant services play a large role in your business. They help you collect revenue, but they also impact your expenses. Find the right company that doesn’t disrupt your cash flow.

BAMS featured image showing a secure online payment checkout protected by PCI DSS payment security. Don’t Have Dangerous Gaps in PCI Compliance
Read MoreDon’t Have Dangerous Gaps in PCI Compliance

How to Choose PCI-Compliant Payment Processing for Your Business PCI Compliance Depends on More Than the Processor You Choose PCI compliant payment processing should be part of the conversation before a business decides how it will accept cards. But choosing a processor that follows PCI DSS does not automatically make the merchant compliant. The way […]

Payment Processing reports. Numbers graph 3 Ways Payment Processing Reports Can Help Your Marketing Team
Read More3 Ways Payment Processing Reports Can Help Your Marketing Team

Marketing strategies rely on having information. You need to know as much about your prospective customers as possible so you can reach out to them effectively. A lot of that information comes from your website traffic. What your visitors do, how they interact with the site, and what items they buy form a large part […]

Group of people success business improve successful growth strategy and sales tips increase 4 Sales Tips to Influence People to Buy Your Products
Read More4 Sales Tips to Influence People to Buy Your Products

Want to increase sales? Use the following sales tips to sell more products, boost your revenue, make your business grow and increase your ROI:

Business development to success and growing growth concept, Businessman pointing arrow graph increase sales concept 5 Ways to Tap Into Human Nature to Increase Sales
Read More5 Ways to Tap Into Human Nature to Increase Sales

Every good sales professional or business owner knows how to tap into human nature to increase sales. Understanding what influences people to make a purchasing decision will help you boost your revenue. Here are some important things that will bring you more sales.

Paying by credit card. lowest price merchant services, payment processor concept 5 Tips for Choosing the Best Lowest Price Merchant Service
Read More5 Tips for Choosing the Best Lowest Price Merchant Service

Looking for an affordable and high-quality merchant service provider? The provider you choose will end up affecting how your business operates and its success. Here are five things to look for when choosing a merchant processing service and the best lowest price merchant service.

Online gift cards concept. Blue gift card vector Get Better Insight into Your Core Target Markets by Offering Online Gift Cards
Read MoreGet Better Insight into Your Core Target Markets by Offering Online Gift Cards

Every marketing strategy your business employs requires insight and data analysis. It’s hard to understand what drives consumer behavior without knowing the consumers. If you can’t track spending and customer behavior, then you have to wait and hope for sales instead of driving sales. But if your company offers consumable products and services that are […]

E-commerce processing concept on a digital screen in human hand 5 Reasons Why Every Business Needs an E-Commerce Processing Platform
Read More5 Reasons Why Every Business Needs an E-Commerce Processing Platform

Brick and Mortar stores are taking a hit all because of e-commerce. Just look at Toys “R” Us and Babies “R” Us. These two were giants in their respective fields for over 60 years. Kmart which began in 1899 has liquidated and closed as well.

Online gift cards displayed on a laptop and smartphone with instant delivery, gift card amounts and BAMS branding. 3 Great Reasons to Buy Online Gift Cards
Read More3 Great Reasons to Buy Online Gift Cards

Why Online Gift Cards Are a Smart Choice Online gift cards offer consumers a convenient way to give flexible gifts without needing to purchase or deliver a physical card. Gift cards have only been around about 20 years. Before that, it was paper gift certificates and not many of them. Givers often preferred a more […]

BAMS featured image showing an eCommerce business moving from a basic payment setup to a flexible merchant account and integrated checkout. A Better Alternative to Stripe and PayPal
Read MoreA Better Alternative to Stripe and PayPal

When an All-in-One Payment Provider Stops Being Enough A PayPal and Stripe alternative becomes worth considering when an online business starts needing more control over checkout, processing, funding and the systems connected to its store. PayPal and Stripe can make accepting payments relatively simple, especially for newer businesses. That convenience is useful. But the payment […]

E-Commerce Concept on Smartphone Screen Modernize Your Site with E-Commerce Processing
Read MoreModernize Your Site with E-Commerce Processing

If you sell products from a physical store, you might be missing out on an entire other sales channel: the internet. Today’s customers expect even physical stores to be able to offer certain e-commerce features from their sites, and if these aren’t available, the stores seem behind on the times. Here are a few essentials […]

Young woman shopping online and paying with BAMS or PayPal 5 Signs It’s Time to Switch From PayPal to BAMS
Read More5 Signs It’s Time to Switch From PayPal to BAMS

A very common question we encounter, especially from new online business owners, is when should they switch from accepting payment through PayPal to accepting payment directly on their site through a BAMS merchant account? We’ve got five signs that it’s time for you to make the switch.

Young woman buying goods from the internet and entering number security code from credit card on smartphone. Mobile payment processors concept Solid Alternatives to Stripe and Paypal Mobile Payment Processors
Read MoreSolid Alternatives to Stripe and Paypal Mobile Payment Processors

With so much of the business world moving to the web, having secure and functional methods of processing payments has become a top priority. This space has typically been dominated by Paypal and Stripe but many alternatives have sprouted up. Each has its own set of benefits and shortcomings but some may be a better […]

aerial view of NYC. Why a Local NYC Merchant Services Provider is a Good Option
Read MoreWhy a Local NYC Merchant Services Provider is a Good Option

New York City is one of the biggest cities in the world and is the home to many businesses of all sizes. For those that are based out of New York City, having access to a local merchant service provider would be very beneficial. There are several different benefits of hiring a New York City […]

3D Rendering, shopping concept with gift card Increase Employee Morale with Personalized Online Gift Cards
Read MoreIncrease Employee Morale with Personalized Online Gift Cards

Companies are constantly looking for ways to increase morale among their employees. Whether it’s recognizing hard work, a Christmas or birthday present or simply saying “Thank you!” for sticking with the company. The giver wants a unique way that will be appreciated and remembered. That’s where original gift cards come in.

Credit Card Transaction Using the New Security Electronic Chip Technology EMV Understanding EMV Payment Card Technology
Read MoreUnderstanding EMV Payment Card Technology

Updating payment equipment by companies to chip cards with embedded microchips has added a level of security to businesses and their customers. Fraudulent transaction risk has significantly reduced due to chip card technology. Implementing point-to-point encryption reduces payment card fraud from counterfeit cards. The liability shift from financial institutions favors applying EMV technology to great […]

Writing on whiteboard a lightbulb and currency symbols (next day funding concept). Get Your Money Faster with a BAMS Merchant Account
Read MoreGet Your Money Faster with a BAMS Merchant Account

The one thing better than getting money is getting it faster. It used to be that with merchant accounts, getting your transaction money in the bank in 24 hours was considered fast. After all, there are still a few companies out there that take 3 days! Now, however, even 24 hours is slow. That’s because […]