BAMS Blog

eCommerce payment reconciliation infographic comparing $14,200 in dashboard sales with a $13,740 bank deposit and breaking down the unexplained deposit gap.
Featured Article 7 Fee Reconciliation Signals Hiding in Your Daily Deposits

A diagnostic checklist for eCommerce operators who want to spot processor overcharges in minutes, not months Learn how to identify the gap between your eCommerce dashboard totals and actual bank deposits. This checklist surfaces daily transaction-level signals that reveal hidden payment processor fees without enterprise tools. TL;DR Calculate your effective rate monthly – Divide total […]

BAMS featured image explaining why a payment processor offering free Authorize.Net can provide lower costs, simpler setup and better value for merchants. Consider Authorize.Net for Maximum Benefit in Your Small Business
Read MoreConsider Authorize.Net for Maximum Benefit in Your Small Business

Why Authorize.Net Remains a Practical Payment Gateway for Small Businesses The Authorize.Net payment gateway has been around long enough that many small businesses already recognize the name. That matters, but familiarity alone is not the reason to consider it. The real value is flexibility: online checkout, invoicing, recurring payments, virtual terminal functionality and integrations can […]

BAMS featured image showing an approved card payment moving to a business bank account through next day funding. How Next Day Funding Can Help Your Business
Read MoreHow Next Day Funding Can Help Your Business

Get Faster Access to the Revenue Your Business Already Earned Next day funding shortens the gap between accepting a card payment and seeing the resulting deposit in your business bank account. For businesses that depend on steady cash flow, removing even one or two days from that wait can make day-to-day operations easier to manage. […]

BAMS infographic explaining the benefits of hiring a NYC merchant services provider including local accessibility, same time zone support and payment solutions tailored to New York businesses. Why You Should Hire a NYC Merchant Services Provider
Read MoreWhy You Should Hire a NYC Merchant Services Provider

For any business that accepts credit card payments, having access to a reliable merchant services provider is important. For businesses located in New York City, working with an NYC merchant services provider can offer an additional advantage: access to a payment partner that is close to your business, operates on the same time zone and […]

BAMS featured image about choosing a low priced quality merchant account provider with a payment card and merchant payments dashboard. Benefits of a Low Priced Yet Quality Merchant Account Provider
Read MoreBenefits of a Low Priced Yet Quality Merchant Account Provider

Benefits of Choosing a Low Priced Merchant Account Provider A low priced merchant account provider is not automatically a low quality provider. At the same time, a low advertised processing rate does not automatically mean a merchant is getting the best deal. The better question is what the business receives for the total amount it […]

NYC Network local business payment processor Why New Yorkers Should Use a Payment Processor Based in NYC
Read MoreWhy New Yorkers Should Use a Payment Processor Based in NYC

Big cities each have their own unique traits, and in one as large as NYC, there are enough of them that they make significant impacts on how business is done. There are local regulations, business payment expectations, and demands that may not exist halfway across the country. For this reason, it’s a good idea to […]

Woman using online banking on smartphone to see her next-day funding Make Sure Your Merchant Account Offers Next Day Funding
Read MoreMake Sure Your Merchant Account Offers Next Day Funding

Many merchant processors only offer funding for completed transactions with a two- or three-day delay. If you’re used to this, you may not realize how much this is affecting your business, but it shouldn’t take much thought before you can think of some problems it has caused. New businesspeople can also easily envision scenarios in which […]

Paper boxes in a shopping cart on a laptop keyboard. Ideas about e-commerce payment processing Why Every Site Should Have E-Commerce Payment Processing
Read MoreWhy Every Site Should Have E-Commerce Payment Processing

It may seem like just yesterday when you could put up a site and have people come into your store to shop, but with the speed of technology’s rise, that might as well be a million years ago. Now, people want to buy precisely when they’re in the mood – and they don’t want to […]

Mobile payment. Credit card reader on smartphone scanning a credit card. authorize.net concept Choosing a gateway? Make Sure You Get a Free Authorize.net setup!
Read MoreChoosing a gateway? Make Sure You Get a Free Authorize.net setup!

Authorize.net is well-known to e-commerce sites since it is the biggest payment gateway serving this market. It is stable, robust, and includes many security features. This ensures that it will remain the favorite for the foreseeable future.

Stealing a credit card through a laptop concept for computer hacker, fraud, network security and electronic banking security Tips to Help Prevent Chargeback Fraud
Read MoreTips to Help Prevent Chargeback Fraud

All chargebacks are frustrating, but it’s even worse when they happen because of fraud. Then, you not only lose the transaction but the merchandise as well. This alone is enough reason to make sure you stop fraud before you send out any products. Here are some of the chargeback prevention ways that you can armor your […]

dollar sign with an arrow shadow. Next day processor funding concept 3 Ways Waiting For Your Processor Is Slowing You Down
Read More3 Ways Waiting For Your Processor Is Slowing You Down

Money is the grease that keeps your business moving. Products, employees – keeping all those gears spinning is how your business gains and keeps its forward momentum. For cash transactions, making sure you get paid fast is easy, but what about your credit card processor?

New york skyline New York Merchant Services concept NYC Merchant Services Processing
Read MoreNYC Merchant Services Processing

NYC is the city that never sleeps, so why does it make sense for a merchant to get a sleepy payment processor from somewhere else in the country? New York, New Jersey, and Connecticut area merchants need a local processor that understands their business needs.  Let’s look at NYC Merchant Services.

Commercial store fronts in an empty shopping center due to the possible increase in e-commerce The Undoing of Brick and Mortar by E-Commerce
Read MoreThe Undoing of Brick and Mortar by E-Commerce

With the Internet came the ability to shop without setting foot into a retail store. Now with high-speed internet, customers can shop on-the-go using their smartphones and tablets, and this is choking sales for brick and mortar retail stores. The last few years have witnessed the stubborn stagnation of retail sales while e-commerce sales are soaring. […]

Small business worker accepting a credit card payment from her customer with a merchant payment processor Don’t Wait for Your Money – Use a Merchant Payment Processor That Funds the Next Day
Read MoreDon’t Wait for Your Money – Use a Merchant Payment Processor That Funds the Next Day

Making a sale is always great, but it’s irritating to have to wait for the money from the transaction to hit your account. Even worse, the delay can make it hard to run your business in an efficient way, especially if your company is smaller or has a drop-ship arrangement with its suppliers. Eliminating this […]

Dollar sign with arrow around icon vector, filled flat glyph, solid colorful pictogram isolated on white. chargeback symbol, logo illustration Chargeback Prevention Starts with Fraud Prevention
Read MoreChargeback Prevention Starts with Fraud Prevention

Chargeback prevention is one of the foremost concerns of online merchants. It’s always galling to have to send money in the wrong direction, and it’s even worse when the reason for it is outright fraud. With fraud, you’re not only out a sale but often, you lose your merchandise as well. Fortunately, there are ways to […]

BAMS featured image showing an EMV chip card inserted into a modern POS terminal with contactless payment capability. 3 Reasons Why Your POS Needs to Handle EMV Chip Card Acceptance
Read More3 Reasons Why Your POS Needs to Handle EMV Chip Card Acceptance

Chip Acceptance Is Now a Basic Part of a Modern POS EMV chip card acceptance is no longer an emerging payment feature. For businesses that accept cards in person, chip capability has become a basic part of a modern point-of-sale setup. The reason goes beyond convenience. EMV changes how a card-present transaction authenticates the card. […]

Why It’s Important for Your Payment Processor to Offer a Free Authorize.net Gateway Why It’s Important for Your Payment Processor to Offer a Free Authorize.net Gateway
Read MoreWhy It’s Important for Your Payment Processor to Offer a Free Authorize.net Gateway

In order to accept online payments, a business has to have a special gateway to connect to the processing system. One of the most-used and trouble-free solutions is to use Authorize.net, which is the leading online payment gateway provider. Authorize.net can also process transactions that are entered directly into its system, so it’s easy for you […]

The benefits of eCommerce Processing The benefits of eCommerce Processing
Read MoreThe benefits of eCommerce Processing

If you have a business that sells a product or service and you don’t have an eCommerce processing site, you are leaving money on the table and growth to your competition. The advantages of having eCommerce stores are immediate and essential for a small or growing business. If you need more convincing, consider the following […]

E-commerce Stores and Accepting Payments E-commerce Stores and Accepting Payments
Read MoreE-commerce Stores and Accepting Payments

We are living in the digital age where it is possible for almost every aspect of our lives to happen on a virtual platform. The business sector also caught on, and there was mass movement from brick and motor to the virtual selling and buying of services and goods. Electronic networks, especially the internet, are […]