Tag: Payments

Magento was one of the oldest players in the ecommerce space, building a reputation as an extremely capable, reliable, and secure sales platform. Today, Magento has been rolled into Adobe Commerce, a one-stop ecommerce solution from the same company that powers creativity across countless industries. Adobe Commerce offers all the same benefits that made Magento […]

Payment gateways are one of the most important parts of the technology stack that drives every merchant’s ability to accept electronic payments of all types. Because you need a gateway of some kind to sell, choosing the right one is an important part of setting yourself up for success, minimizing fees, and ensuring your payment […]

Next day funding is a credit card processing feature that sees the funds from a merchant’s sales hit their bank account in a single business day.  If you’re currently taking credit card payments, you’re probably used to waiting at least two business days to access your funds. Next day funding eliminates that wait. It shortens […]

Payment gateways are a crucial tool in both ecommerce and brick-and-mortar sales, but many merchants don’t necessarily understand what their gateways do or why they really need to have one at all. With that in mind, the following is a quick refresher on what gateways are, how they work, and why they’re so important.    […]

The past few years have seen a sea of change in the payments industry and the role that EMV payment cards play in the lives of consumers. Worldwide health measures have changed the way we pay in-person, and, today, cash is no longer king – so much so that many consumers no longer carry any […]

The average customer might think that the second they complete a credit or debit card transaction, the funds from the purchase go directly into the merchant’s bank account – but they’d be wrong. In reality, most merchants have to wait two or even three business days to access their funds due to the standard holds […]

Point-of-sale systems are mission-critical tools for retailers and restaurants, providing the system through which sales are made, and inventory is controlled. But POS systems can do a lot more than just process transactions if a merchant has the right integrations. Integrations allow merchants to squeeze extra value out of their POS systems, simplifying tasks, leveraging […]

Clover is a popular small business point of sale system, offering retailers and restaurants intuitive POS software and a wide variety of hardware choices. But one of Clover’s most standout features is its well-stocked third-party app market, which enables Clover users to expand and refine the capabilities of their systems, as needed, in a matter […]

Next day funding is a service provided by some payment processors that gives merchants access to the money from their sales in a single business day – in some cases, as little as ten to twelve hours after transactions are submitted. Next day funding stands in contrast to the industry standard practice of holding funds […]

An ecommerce merchant is a business that sells online and utilizes payment processing services to collect card payments. In a terminology-heavy industry like payment processing, it can be easy for confusion to arise about what certain terms mean and don’t mean. “Merchant” is one of those terms, and many people incorrectly assume that all businesses […]

A merchant account is a mission-critical piece of the payments puzzle for most full-time business owners doing any kind of significant sales volume. But for new and experienced merchants alike, the process of getting set up with a new account can seem opaque and even difficult. Independent sales organizations (ISO) – sales companies that work […]

Next day funding is a feature offered by certain payment processors that allows merchants to access the money from their batched transactions in a single day – in some cases, as little as ten hours after a transaction is submitted. Most merchants on standard funding plans don’t get access to their funds nearly as quickly, […]

A retail POS, or point-of-sale system, is a combination of hardware and software designed to facilitate purchases at a checkout counter in retail and dining. A POS effectively automates most of the functions of an old cash register. Rather than having to punch in a product’s information and price and manually apply taxes, a POS […]

When many people hear the term merchant services, they automatically think “transaction processing.” And, while that is a huge part of what payment processors do and certainly worth discussing, it isn’t the only thing processors offer businesses. Many merchant services providers today actually offer their clients end-to-end payment solutions that allow merchants to get everything […]

Chargebacks are the bane of merchants, independent sales organizations (ISOs), and payment processors alike because they have the potential to cost everyone involved in payment processing a significant amount of money and headache. Chargeback defense programs are services offered by ISOs, processors, and third parties designed to catch and defeat chargebacks before they have the […]

Every business looking to make credit or debit card sales will eventually have to engage with some type of payment processor, also sometimes known as a merchant services provider. These companies offer a number of products and services designed to facilitate secure, convenient card transactions, but they also offer a wide variety of value-added services […]

Payment gateways are an important technology used by every single merchant that accepts credit or debit card transactions, both online and off. But many merchants don’t understand what payment gateways are or how they work, and, as a result, they may be using a payment gateway system that doesn’t properly meet their needs or costs […]

BAMS Retail Merchant Services Key Points: BAMS offers guaranteed low pricing thanks to our transparent interchange-plus pricing model.  BAMS offers unparalleled customer service delivered by your own dedicated support team including even the most complex tasks like PCI compliance.  BAMS merchants can get access to their funds in as little as ten hours with BAMS […]